Why hasn't my Washington ESD unemployment been deposited yet - payment delays?

No holidays this week that I know of. Really frustrating when you're counting on that money.

Bank processing can definitely cause delays even when Washington ESD shows 'paid' status. Different banks have different processing times for ACH transfers.

It's been showing paid since Monday though. That's already 3 business days.

That is unusual. You might want to contact both Washington ESD and your bank to trace the payment. Sometimes there are routing issues.

Never heard of Claimyr before. Is it legit? I'm desperate at this point.

Yeah it's totally legitimate. They just help you get through to Washington ESD faster instead of sitting on hold for hours. Saved me so much time and stress.

How much does something like that cost though? If I'm already broke waiting for unemployment...

I feel your frustration but venting doesn't really help OP with their immediate problem.

Fair point, but people need to know how broken this system is. We shouldn't have to jump through hoops for money we're entitled to.

Good idea. Just checked and everything looks correct on my end. Payment method shows direct deposit to the right account.

If the banking info is correct and it's been more than 3 business days, you should definitely contact Washington ESD to initiate a payment trace.

Right?? How long did yours take to show up?

like 5 days total but it eventually came through

How would I know if there's a hold on my account? It doesn't show anything unusual on my dashboard.

Holds aren't always visible on the claimant portal. You'd need to speak with an agent to see if there are any flags or holds on your account.

This is exactly why I ended up using that Claimyr service someone mentioned earlier. Couldn't get through on my own.

That's a good point. I'll call them first thing tomorrow morning.

Banks can put holds on ACH deposits sometimes, especially if there's been any unusual activity on your account recently.

Two weeks?! I really hope it doesn't take that long. I have bills due.

Yeah it was rough for her. But like I said, she got everything she was owed eventually. The system is just really slow sometimes.

I've been keeping up with my job search log and haven't missed any requirements. Everything seems normal on my end.

That's good. Random reviews can still happen though, so definitely worth having someone check your account status.

Exactly! The uncertainty is almost worse than not having the money in the first place.

I didn't know that was an option. Are the fees significant?

There are fees for certain transactions like ATM withdrawals at non-partner locations, but you can avoid most fees if you're careful about how you use it.

I use the debit card and it's actually pretty convenient. Get the money loaded usually within 24 hours of the claim being processed.

I've tried that multiple times. Still shows the same 'paid' status from Monday.

That could definitely be it! I did recently switch banks so this would be the first unemployment deposit to this account.

Yeah that's probably it then. New account + government payment = automatic fraud review at a lot of banks. Should clear up once you contact them.

I looked into it after seeing your first comment. Seems like it could be really helpful for situations like this where you need to actually talk to someone at Washington ESD.

I might try it if the bank can't resolve this tomorrow. Getting really stressed about this delay.

That's terrible that we have to plan around their delays. This is people's livelihood we're talking about.

EXACTLY! This is why I get so angry about this system. People are depending on this money for basic needs.

Good point. I did move recently but I thought I updated everything. I'll double-check that both addresses match.

Thanks everyone for all the suggestions. I'll start with calling my bank tomorrow and then work from there. Will definitely update the thread once I figure out what's going on.

Good plan. Bank first, then Washington ESD if needed. Most likely it's just a processing delay that will resolve itself, but better to be proactive.

How did you find out it went to the wrong account? Did the bank tell you or Washington ESD?

Washington ESD told me when I finally got through to them. The bank just said they never received any deposit. It was a mess to straighten out.

Seems like a lot of people have had good experiences with it. I'm definitely keeping it in mind if I can't resolve this through normal channels.

Same here, used it for a payment trace issue similar to OP's situation. The agent was able to see exactly where my payment was in the system.