What time will my unemployment benefits be on my card - Washington ESD payment timing?
Does anyone know what time Washington ESD deposits unemployment benefits to the debit card? I filed my weekly claim on Sunday night and it's Tuesday now but nothing on my card yet. Really need to know when to expect it since I have bills due today. Is there a specific time they usually deposit or does it vary?
69 comments


Mateusius Townsend
Usually takes 2-3 business days after you file your weekly claim. If you filed Sunday night, it should hit your card by Wednesday morning at the latest. Washington ESD processes payments in batches.
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Demi Hall
•Thanks! I was hoping it would be faster but I guess I'll have to wait until tomorrow.
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Kara Yoshida
•sometimes it comes earlier if you filed early in the week, like monday morning vs sunday night
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Philip Cowan
The timing depends on when Washington ESD processes your claim. Most payments hit between 6 AM and 10 AM Pacific time on the deposit day. Check your claim status on your SecureAccess Washington account to see if it shows 'paid' status first.
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Demi Hall
•Good idea, I'll check my SAW account. Didn't think to look there for the status.
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Caesar Grant
•Mine always shows up around 8:30 AM when it hits. Very consistent timing once Washington ESD processes it.
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Lena Schultz
I had issues with delayed payments last month and couldn't get through to Washington ESD on the phone. Spent hours trying to call them. Finally found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have this video demo (https://youtu.be/7DieNd3C7zQ) showing how it works. Turned out my claim had a flag that needed clearing.
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Demi Hall
•Interesting, never heard of that service. How does it work exactly?
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Gemma Andrews
•I've seen people mention Claimyr before. Seems legit for getting through Washington ESD phone lines when they're swamped.
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Pedro Sawyer
•anything that helps with those ridiculous wait times has to be worth checking out
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Kara Yoshida
make sure your address is updated with washington esd too. had my payments delayed because my address wasn't current even though my card worked fine
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Demi Hall
•My address should be fine but I'll double check that too.
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Mateusius Townsend
•Good point - address issues can definitely cause payment delays even if the card itself is active.
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Caesar Grant
Are you sure your weekly claim actually went through? Sometimes the website acts like it submitted but didn't actually process. I've had that happen twice with Washington ESD.
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Demi Hall
•How can I tell if it actually went through? I got the confirmation screen but maybe I should check again.
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Philip Cowan
•Log into your SecureAccess Washington account and check your claim history. It should show your most recent weekly claim with a date and status.
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Caesar Grant
•Yeah exactly what they said. If it's not showing in your claim history then it didn't go through properly.
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Gemma Andrews
Tuesday is still pretty early if you filed Sunday night. Washington ESD doesn't process over the weekend so Monday was really the first business day. Give it until Thursday before worrying.
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Demi Hall
•That makes sense about the weekend processing. I'll try to be patient until Thursday.
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Pedro Sawyer
•thursdays are usually the latest for normal processing unless something is wrong with your claim
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Pedro Sawyer
mine comes every tuesday morning like clockwork. been getting benefits for 4 months now and its always tuesday around 9am pacific
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Demi Hall
•When do you usually file your weekly claim?
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Pedro Sawyer
•i file every sunday afternoon, usually around 2 or 3pm
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Kara Yoshida
•that timing makes sense then. sunday afternoon filing = tuesday morning deposit
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Mateusius Townsend
If your payment is more than 4 business days late, that usually means there's an issue with your claim that needs to be resolved. Could be anything from a work search requirement to needing additional verification.
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Demi Hall
•What kind of verification do they usually need?
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Mateusius Townsend
•Could be identity verification, employment verification, or they might need you to clarify something about your work search activities. Check if you have any pending items in your account.
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Mae Bennett
I HATE how inconsistent Washington ESD is with timing!! Sometimes it's Tuesday, sometimes Wednesday, sometimes Thursday. Makes it impossible to plan bills around.
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Philip Cowan
•The timing is actually pretty consistent if you understand their processing schedule. It's the claims with issues that create the unpredictability.
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Mae Bennett
•Well they could at least send us notifications when payments are processed instead of leaving us guessing!
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Caesar Grant
•You can sign up for text alerts on your account settings. Not perfect but helps a bit.
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Lena Schultz
Update on that Claimyr service I mentioned - they actually helped me figure out my payment timing issues too. Turns out Washington ESD had flagged my account for some random review that was causing delays. Agent cleared it up in 10 minutes once I actually got through to them.
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Demi Hall
•That's exactly what I'm worried about - some hidden flag or issue I don't know about.
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Gemma Andrews
•How much does something like Claimyr cost? Might be worth it if it saves hours of calling.
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Lena Schultz
•It's definitely worth checking out their site. Much easier than the endless busy signals from Washington ESD.
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Beatrice Marshall
Check your bank account too, not just the debit card. Sometimes there are routing issues and it goes to your linked bank account instead of the card.
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Demi Hall
•I don't have a bank account linked, just the debit card they sent me.
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Beatrice Marshall
•Then it should definitely go to the card. Just wanted to make sure you weren't missing it somewhere else.
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Kara Yoshida
also make sure you didnt accidentally report any work hours wrong on your weekly claim. even small mistakes can hold up payments
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Demi Hall
•I didn't work at all last week so that shouldn't be an issue.
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Philip Cowan
•That's good. Work hour reporting errors are one of the most common causes of payment delays.
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Melina Haruko
Been on unemployment for 6 months now and the deposit timing really depends on when Washington ESD processes your specific claim. Earlier in the week usually means faster processing. Holiday weeks are always slower too.
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Demi Hall
•No holidays this week so hopefully that's not a factor.
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Melina Haruko
•You should be good then. Just the normal 2-3 day processing time.
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Pedro Sawyer
if it makes you feel better op, i was freaking out my first few weeks too thinking something was wrong every time. now i just expect tuesday mornings and dont stress about it
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Demi Hall
•Thanks, that does help. I guess I'm still new to this whole process.
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Mae Bennett
•The anxiety about payment timing never really goes away though. At least not for me!
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Philip Cowan
Final advice - if you don't see payment by Thursday morning, definitely call Washington ESD or use one of those callback services people mentioned. Don't wait longer than that because if there is an issue, the sooner you address it the better.
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Demi Hall
•Will do. Thanks everyone for all the helpful advice!
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Gemma Andrews
•Good luck OP! Hope it shows up tomorrow morning.
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Lena Schultz
•And remember Claimyr is there if you need help getting through to Washington ESD quickly.
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Dallas Villalobos
just curious - is this your first unemployment payment or have you been getting them regularly? timing can be different for first payments vs ongoing ones
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Demi Hall
•This is my third payment. First two came on Wednesday but I filed those claims on Monday.
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Dallas Villalobos
•that explains it then. sunday filing vs monday filing probably accounts for the day difference
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Caesar Grant
Hope you get your payment soon OP. The waiting game with Washington ESD payments is never fun, especially when you have bills due.
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Demi Hall
•Appreciate the support! Fingers crossed for tomorrow morning.
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Reina Salazar
Pro tip: download the banking app for your unemployment debit card. You can check for deposits in real time instead of having to guess or check an ATM.
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Demi Hall
•Great idea! I didn't even think about downloading the app.
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Kara Yoshida
•yeah the app shows pending deposits too sometimes before they actually hit
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Pedro Sawyer
•the app is definitely helpful for tracking everything
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Saanvi Krishnaswami
Washington ESD really needs to improve their communication about payment timing. Would save everyone a lot of stress and confusion.
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Mae Bennett
•AGREED! A simple email or text when payments are processed would solve so many problems.
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Philip Cowan
•They do have some notification options in your account settings, but they're not very comprehensive.
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Demi Hall
UPDATE: Just checked this morning and my payment hit the card at 8:15 AM! Thank you everyone for the advice and reassurance. Looks like Sunday night filing = Wednesday morning deposit for me.
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Mateusius Townsend
•Awesome! Glad it worked out and came through on schedule.
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Pedro Sawyer
•perfect timing! now you know what to expect going forward
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Gemma Andrews
•Great news OP! Hope your future payments are just as smooth.
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Caesar Grant
•So relieved for you! The waiting is always nerve-wracking.
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Yara Nassar
That's such great news! I'm so glad it worked out and you got your payment. It's really helpful to know that Sunday night filing typically means Wednesday morning deposits - I'll keep that timing in mind for my own claims. Thanks for updating us with the outcome!
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