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Miles Hammonds

What qualifies unemployment benefits in Washington - confused about eligibility requirements

I'm trying to figure out if I qualify for unemployment benefits through Washington ESD but I'm getting conflicting information online. I worked part-time at a retail store for about 8 months before they cut my hours to almost nothing. I also did some gig work driving for a delivery app but that's been really slow lately. Does anyone know what actually qualifies you for unemployment in Washington? I've never filed before and I'm not sure if my situation would even count.

You need to meet several requirements for Washington ESD unemployment benefits. First, you must have earned enough wages during your base period (usually the first 4 of the last 5 completed calendar quarters). You also need to be unemployed through no fault of your own, able and available to work, and actively seeking work. For your retail job, if they cut your hours significantly, that could qualify as constructive dismissal.

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What counts as 'enough wages'? I made maybe $12,000 last year between both jobs but most of it was from the gig work.

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For 2025, you need at least $7,000 in your base period and wages in at least two quarters. Gig work income counts if you paid into the unemployment system, but many gig workers are classified as independent contractors.

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The gig work might be tricky depending on how you were classified. If you got a 1099 instead of a W-2, you probably weren't paying into unemployment insurance. But the retail job should count if you worked there long enough and they took unemployment taxes out of your paychecks.

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Yeah I got W-2s from the retail place but 1099s from the delivery app. So only the retail job would count toward my base period wages?

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Exactly. Only W-2 wages where unemployment taxes were deducted count toward your base period calculation.

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I had a similar situation last year and it took forever to get through to someone at Washington ESD to clarify my eligibility. The phone lines are always busy and the website doesn't give you personalized answers. I ended up using Claimyr to get connected to an actual agent who could look at my specific work history. They have a service at claimyr.com that helps you get through the phone system - there's even a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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How much does that cost? I'm already tight on money and can't afford to pay for help with unemployment.

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It's way cheaper than missing out on benefits you're entitled to. Plus they handle all the calling frustration so you don't waste hours on hold.

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Don't forget about the job search requirements too. Even if you qualify initially, you have to be actively looking for work and document your job search activities. Washington ESD requires 3 job search activities per week.

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What counts as a job search activity? Just applying for jobs or other things too?

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Job applications, networking events, career fairs, informational interviews, and completing online training courses through WorkSource all count.

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the system is so confusing!! i tried to figure this out last month and gave up. they make it so hard to understand if you even qualify

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It is complicated, but it's worth taking the time to understand. Many people who qualify don't apply because they think they won't be eligible.

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yeah maybe i should try again. just wish there was someone to walk me through it

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One thing people don't realize is that you can qualify even if you quit under certain circumstances. If your employer created an unsafe work environment, changed your job duties significantly, or cut your hours drastically, that might qualify as 'good cause' for leaving.

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My hours went from 25-30 per week down to maybe 8-10. Would that count as drastically cutting hours?

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That's a significant reduction. You should definitely mention that when you file - it strengthens your case considerably.

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Also remember you have to file your weekly claims every week even while your initial claim is being processed. Don't wait for approval to start filing weekly claims or you could lose benefits for those weeks.

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How do I file weekly claims if I don't know if I'm approved yet?

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You file them through your eServices account on the Washington ESD website. The system will let you file even if your claim is still under review.

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I'm dealing with something similar right now. Been waiting 3 weeks for Washington ESD to review my claim and determine if I qualify. The waiting is the worst part because you don't know if you're wasting your time with the weekly claims.

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3 weeks isn't that long actually. Mine took 5 weeks because they had to verify my wages with multiple employers.

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Did you ever get through to talk to someone during that time? I keep trying to call but never get through.

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The wage verification is what takes forever. If you worked for small companies or your employer doesn't respond quickly to Washington ESD's requests, it can drag out the process. Make sure you have all your pay stubs and W-2s ready in case they ask for additional documentation.

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Should I gather all that stuff before I even apply? I have most of my pay stubs but not all of them.

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Yes, definitely gather everything first. You'll need employer names, addresses, dates of employment, and total wages earned. Missing information just slows down the process.

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Another option if you can't get through to Washington ESD is to use one of those calling services. My cousin used Claimyr when she had questions about her eligibility and they got her connected to an agent within a couple hours instead of her spending all day calling.

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Is that legit? Sounds too good to be true that they can actually get you through faster.

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She showed me the confirmation emails and everything. They basically keep calling for you until they get through, then connect you to the agent.

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Don't forget that if you do qualify, your benefit amount is based on your highest earning quarter during the base period. So even if you had low earnings overall, if you had one good quarter it could still result in decent weekly benefits.

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I had a really good month last spring when I was working almost full-time hours. Would that help my benefit calculation?

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Absolutely. They look at quarterly earnings, so if that good month was part of a strong quarter, it could significantly impact your weekly benefit amount.

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Just be prepared for the paperwork if your claim gets flagged for additional review. I had to provide bank statements, tax returns, and a detailed explanation of my work history. The whole process took almost 2 months.

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2 months?? That's crazy. How did you survive financially during that time?

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It was rough. I had to borrow money from family and pick up odd jobs. But once it was approved, I got back pay for all those weeks.

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The key thing is to be completely honest on your application. Don't try to hide the gig work or embellish your hours at the retail job. Washington ESD will verify everything anyway, and inconsistencies just create more delays.

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Good point. I was worried about mentioning the delivery work since it was 1099, but I should probably include it for completeness.

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Yes, include everything. Even if the 1099 work doesn't count toward benefits, being upfront about it shows you're being honest about your work history.

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One more thing - if you get denied initially, don't give up. You can appeal the decision and many people win their appeals, especially in cases involving hour reduction or constructive dismissal situations like yours.

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How long do appeals take? Is it worth the hassle?

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Appeals can take 6-8 weeks but if you have a valid case, it's definitely worth it. You could be looking at thousands of dollars in benefits.

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Based on what you've described, you should definitely apply. Having your hours cut that dramatically is exactly the kind of situation unemployment is designed to help with. The worst they can do is say no, but you might be surprised and qualify.

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Thanks everyone. I think I'll start gathering my documents and file an application this week. This has been really helpful.

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Good luck! And remember to keep filing those weekly claims even while they're reviewing your application.

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If you do run into issues getting through to Washington ESD for questions, that Claimyr service mentioned earlier is actually pretty solid. I used it last month when I needed to clarify something about my claim status and they got me connected in like 2 hours instead of me wasting the whole day calling.

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How does it work exactly? Do they just keep calling for you?

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Yeah, you give them your info and they handle all the calling and waiting. Once they get an agent on the line, they connect you directly. Way better than sitting on hold for hours.

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