What is a quarter unemployment - Washington ESD benefit calculation confusion
I'm trying to understand how Washington ESD calculates my weekly benefit amount and keep seeing references to 'quarters' in my claim documentation. What exactly is a quarter when it comes to unemployment? Is this related to how they determine if I qualify for benefits? I worked different jobs over the past year and a half and I'm confused about how they're using my earnings from different time periods. My base year shows earnings from various quarters but I don't understand what this means for my claim.
54 comments


Jade Lopez
A quarter in unemployment terms refers to a 3-month period of the calendar year. Q1 is Jan-Mar, Q2 is Apr-Jun, Q3 is Jul-Sep, and Q4 is Oct-Dec. Washington ESD uses your earnings from specific quarters in your 'base year' to determine both your eligibility and your weekly benefit amount.
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Arjun Patel
•So they look at my earnings from each 3-month period separately? How do they decide which quarters to include?
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Jade Lopez
•They use the first four of the last five completed calendar quarters before you filed your claim. So if you filed in January 2025, they'd typically look at your earnings from Jan 2024 through Dec 2024.
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Tony Brooks
The quarter system is how Washington ESD determines your base year earnings. You need earnings in at least two quarters of your base year to qualify, and your highest quarter earnings help calculate your weekly benefit amount. It's basically their way of looking at your work history systematically.
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Ella rollingthunder87
•This is so confusing! What if I had a really good quarter but then was unemployed for a few months? Does that hurt my benefits?
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Tony Brooks
•Having periods without work won't hurt you as long as you have sufficient earnings in at least two quarters. They're looking at your total base year earnings and your highest quarter to set your benefit amount.
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Yara Campbell
I had this same confusion when I first filed. Spent hours on hold trying to get through to Washington ESD to ask about my quarters. Finally found this service called Claimyr at claimyr.com that helped me get through to an actual agent who explained my base year calculation. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Arjun Patel
•How much does that service cost? I'm already struggling financially and can't afford expensive help.
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Yara Campbell
•It's worth checking out their website for the details. For me it was better than spending entire days trying to get through on the phone myself.
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Isaac Wright
•I've heard mixed things about third-party services. Did they actually help you understand your quarter calculations?
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Maya Diaz
here's what trips people up - washington esd doesn't use the quarter you filed in, they use completed quarters. so if you file mid-quarter they go back to the previous completed quarter to start counting. this is why some people think their recent work 'doesn't count' but it will count when they exhaust benefits and refile
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Arjun Patel
•Wait, so if I worked last month but filed my claim this month, that work doesn't help my current claim?
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Maya Diaz
•right, because that quarter isn't complete yet. but keep track of those earnings because if you exhaust your current claim you might be able to file a new claim using those more recent quarters
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Ella rollingthunder87
This quarter thing is making me panic. What if I don't have enough earnings in two quarters? Does that mean I can't get unemployment at all?? I had some part-time work and some months where I wasn't working much.
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Jade Lopez
•Don't panic yet. Washington ESD has minimum earnings requirements but they're not extremely high. You need at least $4,800 in total base year earnings OR 680 hours of work. Check your account to see what they calculated.
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Ella rollingthunder87
•How do I find out what earnings they're using? My account just shows my weekly benefit amount but not the breakdown.
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Tami Morgan
OMG yes! This confused me so much too. I thought 'quarter' meant like 25% of something. Took me forever to realize they meant calendar quarters lol
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Arjun Patel
•I'm glad I'm not the only one! The terminology is so confusing when you're already stressed about being unemployed.
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Isaac Wright
The quarter system is actually pretty logical once you understand it. It gives them a standardized way to look at your recent work history. Most people qualify using the standard base year, but there's also an alternate base year if you don't have enough earnings in the regular one.
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Arjun Patel
•What's an alternate base year? Is that something I have to request or do they automatically check it?
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Isaac Wright
•Washington ESD should automatically check the alternate base year if you don't qualify under the standard one. It uses more recent quarters and can help people who started working recently or had gaps in employment.
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Rami Samuels
•They didn't automatically check mine, I had to call and request it. Took weeks to get through though.
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Tony Brooks
For anyone still confused about which quarters count - you can see this information in your Washington ESD account under 'Monetary Determination.' It shows exactly which quarters they used and your earnings for each quarter. This helps you understand how they calculated your weekly benefit amount.
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Arjun Patel
•Thank you! I found that section and can see my quarterly breakdown now. Makes much more sense.
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Haley Bennett
•Mine just shows zeros for two quarters even though I know I worked. Is that normal?
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Jade Lopez
If you see zeros in quarters where you know you worked, it could mean those employers haven't reported your wages to Washington ESD yet, or there might be a name/SSN mismatch. You can dispute this by providing pay stubs and tax documents.
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Haley Bennett
•How do I dispute missing wages? Do I need to contact my old employer or Washington ESD?
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Jade Lopez
•Contact Washington ESD first. They can research the wages and contact the employer if needed. You should provide W2s or pay stubs as evidence.
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Douglas Foster
I used Claimyr too after spending 3 days trying to reach someone about my quarter calculations. The agent explained that seasonal workers often have issues with quarters because their earnings are concentrated in certain periods. Really helped me understand why my benefit amount was what it was.
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Arjun Patel
•That makes sense for seasonal work. I had a job that was mostly summer work so probably why one of my quarters is much higher.
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Nina Chan
•Construction worker here - same issue. Quarters make it tough for us seasonal folks but at least it's predictable once you understand it.
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Ruby Knight
Just want to add that your quarter earnings also affect things like whether you qualify for extended benefits during high unemployment periods. Higher base year earnings can mean more total benefit weeks available.
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Arjun Patel
•I didn't know about extended benefits. Is that something happening in Washington right now?
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Ruby Knight
•Extended benefits are triggered when unemployment rates hit certain levels. Not active right now but good to understand how it works.
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Diego Castillo
been dealing with this system for years (unfortunately) and quarters are just their way of organizing everything. dont overthink it. if you worked and paid taxes in the last 15 months or so, you probably qualify for something
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Logan Stewart
•That's reassuring. I keep second-guessing whether I worked enough but I've been employed pretty consistently.
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Mikayla Brown
The Washington ESD quarter system is actually similar to most states. Once you understand the basic concept - that they're looking at 3-month periods of your earnings history - the rest makes more sense. Your highest quarter typically determines your weekly benefit calculation.
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Arjun Patel
•So if I had one really good quarter, that helps my benefits even if other quarters were lower?
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Mikayla Brown
•Exactly! Your highest quarter earnings are a key part of the weekly benefit formula. That's why people with irregular earnings can still get decent benefits.
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Sean Matthews
One thing that's not obvious - if you have multiple jobs in the same quarter, ALL of those earnings count toward that quarter. So even if you job-hopped, as long as wages were reported to Washington ESD, they all help your calculation.
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Arjun Patel
•Good to know! I had two different jobs in one quarter so that probably helped boost those earnings.
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Ali Anderson
•Yeah, and if you had overlapping jobs, those earnings can really add up in a single quarter which helps your benefit amount.
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Zadie Patel
Still think this whole system is unnecessarily complicated. Why can't they just look at your last 12 months of work instead of this quarter business? Makes everything harder to understand when you're already stressed about losing your job.
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Jade Lopez
•The quarter system actually protects workers by ensuring employers can't manipulate the timing of layoffs to affect benefit calculations. It creates standard, predictable periods.
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Zadie Patel
•I guess that makes sense from a policy perspective, even if it's confusing for us regular people trying to figure out our benefits.
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A Man D Mortal
For what it's worth, once you understand quarters, a lot of other unemployment concepts make more sense too. Like requalifying for a new claim after you exhaust benefits - that's all about having enough new quarter earnings.
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Arjun Patel
•This has been really helpful everyone. I feel like I actually understand my claim now instead of just being confused by all the terminology.
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Declan Ramirez
•That's great! Understanding your base year and quarters really does make everything else clearer. Good luck with your claim!
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Yara Campbell
Just wanted to follow up - for anyone who still needs to talk to Washington ESD about their quarter calculations or base year, I really recommend checking out Claimyr. Made such a difference being able to actually speak with someone who could pull up my account and explain exactly how my benefits were calculated.
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Emma Morales
•Did they charge you for each call or is it like a monthly thing?
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Yara Campbell
•Check their website at claimyr.com for current pricing. For me it was worth it to avoid the endless busy signals and dropped calls.
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Katherine Hunter
Thanks for asking this question OP! I was wondering the same thing but was too embarrassed to ask. The responses here cleared up a lot of confusion I had about my own claim.
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Arjun Patel
•No problem! I figured if I was confused, other people probably were too. This forum has been so helpful.
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Effie Alexander
This whole quarter system was so confusing to me when I first filed too! What really helped me understand it was thinking of it like this: imagine your work year is divided into four 3-month "buckets" - that's what quarters are. Washington ESD looks at these buckets from your recent work history to see how much you earned in each period. They need to see that you worked consistently (earnings in at least 2 buckets) and they use your best earning period to help calculate your weekly benefit. It's their way of making sure you have a solid work history before qualifying for benefits. Once I understood it was just a systematic way to review my earnings over time, the whole process made way more sense!
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