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How are ESD benefit quarters calculated for unemployment? (Not months?)

I'm really confused about how ESD calculates my weekly benefit amount. I saw something about 'base year' and 'quarters' on the website, but I don't understand what a quarter actually is. At first I thought it was 3 months, but then someone told me it was 4 months? I've worked at the same job for 2 years but my hours varied a lot. How do they figure out which earnings to use? Will they look at my most recent paychecks or go back further? Sorry if this is a dumb question, just trying to budget while waiting for my claim to process.

Mei Chen

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A quarter is definitely 3 months, not 4. ESD uses calendar quarters: Jan-Mar, Apr-Jun, Jul-Sep, and Oct-Dec. Your base year is typically the first 4 of the last 5 completed calendar quarters before you filed your claim. So they're looking at a 12-month period, but not the most recent 3 months. For example, if you filed in May 2025, they'd look at Jan-Dec 2024 (not Jan-Mar 2025). They calculate your weekly benefit amount based on the two highest-earning quarters in that base year period. The formula is complicated but generally around 1/25 of your earnings in those two highest quarters.

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Jamal Thompson

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Thank you! That makes so much more sense. So they basically ignore my most recent work? I actually earned more in the past 3 months than I did last year. Does that mean I'm getting less benefits than I should?

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CosmicCadet

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Yeah i was totally confused by this too when i filed!! its frustrating cause your most recent income dosnt even count sometimes. when i applied in february they didnt even look at november-january which was when i had my highest paying job. i think they do it this way to have complete tax records or something. but yeah its 3 month chunks not 4.

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Jamal Thompson

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That's exactly my situation! I just got a raise in January and was working more hours. So disappointing they won't count that.

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Liam O'Connor

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ESD ALWAYS FINDS A WAY TO PAY YOU LESS!!! They purposely use old earnings and ignore your recent higher pay. That's how they keep their fund full while we struggle. I earned twice as much in my last 2 months compared to the previous year but they ignored it completely when calculating my benefits. The system is RIGGED against workers!!

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Amara Adeyemi

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This isn't entirely accurate. The quarters system is actually set up that way for stability reasons - to prevent huge fluctuations in benefit amounts. Most states use a similar system. It can work against you OR in your favor depending on your situation.

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Giovanni Gallo

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If you're in a situation where your recent earnings are significantly higher than your base year earnings, you might qualify for what's called an "alternative base year" claim. In Washington, if your regular base year doesn't qualify you for benefits or results in a significantly lower weekly amount, you can request that ESD use your most recently completed quarters instead. You usually need to specifically ask for this review though - they won't automatically do it. I've helped several people navigate this process. If you're having trouble connecting with ESD to discuss this option, I'd recommend using Claimyr (claimyr.com). They help you get through to an ESD agent without waiting on hold for hours. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Getting an actual agent on the phone is the fastest way to request the alternative base year calculation.

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Jamal Thompson

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I had no idea about the alternative base year option! That would definitely help in my case. I'll try calling ESD tomorrow, but I've never been able to get through before. If I can't reach anyone, I'll check out that Claimyr service. Thanks for the tip!

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my cousin works for esd and he told me they do it this way because they need fully reported quarters with all employer tax info submitted which takes time. thats why theres a lag. its not to screw people over like some say, its just how the system works with reporting periods.

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Jamal Thompson

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That makes sense from an administrative standpoint, but it's still frustrating when it affects your benefits. Good to know the reasoning though.

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Dylan Wright

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In my experience, you can get a rough estimate of your weekly benefit amount by taking your highest two quarters, adding them together, and dividing by 50. Washington's maximum weekly benefit is $992 in 2025, so you can't get more than that regardless of your earnings. If your benefit seems too low based on recent work, definitely pursue that alternative base year option mentioned above. And just so you know, they'll also look at your hours worked to determine if you've worked enough to qualify - you need at least 680 hours in your base year. Make sure you meet that requirement too!

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CosmicCadet

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wait i didnt know theres a maximum!!! thats actually helpful info because i was thinking i should be getting more based on my calculations but im probably hitting that cap. good to know its not an error

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Jamal Thompson

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Thanks everyone for the helpful info! I finally got through to ESD today and they confirmed I can request the alternative base year since I had higher earnings recently. They're recalculating my weekly benefit amount and said it should increase by about $175 per week! That makes a huge difference for me. The quarters system is still confusing but at least there's a way to use more recent earnings when it makes sense.

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Giovanni Gallo

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That's fantastic news! I'm glad you were able to get through and request the alternative base year calculation. That $175 increase will make a significant difference. Did you end up calling them directly or using a service to get through?

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Jamal Thompson

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I tried calling directly for 2 days with no luck - just kept getting the "high call volume" message and disconnects. I ended up using the Claimyr service mentioned above and got through to a real person in about 20 minutes. Worth it for the peace of mind and getting my calculation fixed before bills are due!

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Mei Chen

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Great to hear you got it resolved! For anyone else reading this thread: always double-check your benefit calculation, especially if your income changed significantly in the past year. The default calculation isn't always the best one for your situation, and as this shows, it can make a substantial difference in your weekly benefit amount.

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