ESD wage calculations changing between quarters - lost money by filing in November?
I'm really confused about how the base year calculations work for unemployment benefits. I filed my claim in November 2025 and got approved, but my weekly benefit amount is WAY lower than I expected. Then I found out that if I had waited until January 2026 (literally just 6 weeks later), my high-earning quarter from early 2025 would have been included instead of my low quarter from 2024. This would have given me at least $200 more per week! Why does ESD change these quarterly dates and is there anything I can do now? Can I cancel my current claim and refile in January to get the higher amount? This feels so unfair - I'm losing thousands of dollars because I didn't understand this weird quarterly system.
22 comments
Fernanda Marquez
The base year is defined as the first four of the last five completed calendar quarters before you file your claim. It's not that ESD randomly changes dates - it's a fixed calculation based on when you file. For a November 2025 claim, your base year would be July 2024 through June 2025. If you'd waited until January 2026, your base year would shift to October 2024 through September 2025. Unfortunately, once a benefit year is established, you typically can't cancel it just to get a higher WBA (weekly benefit amount). You'd need to wait until your current benefit year expires (which would be November 2026) before filing a new claim with different quarters.
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Aidan Percy
•That's so frustrating! Nobody explained this to me when I applied. So I'm just stuck with the lower amount for a whole year now? Is there ANY exception to this rule or way to appeal?
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Norman Fraser
OMG i made the EXACT same mistake last year!!! filed in december and my benefit was like $320/week, but my friend who got laid off from the SAME COMPANY waited till january and got almost $450/week because our big holiday bonuses from the previous year counted for her but not for me. i tried calling esd like 50 times but they just said "sorry thats how the system works" 😡
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Aidan Percy
•That's terrible! Did you find any way around it? I'm seriously considering trying to get my claim denied somehow so I can reapply in January. I know that sounds crazy but the difference is huge for me.
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Norman Fraser
•nope, they wouldnt budge at all. i even tried getting my state rep involved and they just sent back some form letter about "established regulations" or whatever. totally sucked.
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Kendrick Webb
The quarterly calculation system isn't random - it's actually defined in state law (RCW 50.04.020). The "base year" definition exists to create a standardized period for calculating benefits that gives a reasonable picture of your recent work history. There is one potential option, though it's not guaranteed: If you return to work and earn enough to satisfy the requalification requirements (typically working and earning at least 6x your weekly benefit amount), and then become unemployed again after January 1, you could potentially qualify for a new claim with the higher quarters included. However, this would require you to actually return to work temporarily. As a side note, this quarterly calculation is why many HR departments that plan layoffs often time them to occur just after the start of a new quarter when it might benefit employees' unemployment calculations.
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Aidan Percy
•Thanks for explaining this. I do have a part-time job possibility starting next week, but it would only be about 15 hours a week for maybe a month. Would that be enough to "requalify" if I earned enough, or does it have to be full-time work?
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Kendrick Webb
•It doesn't have to be full-time work, just enough total earnings. If your weekly benefit amount is $300, for example, you'd need to earn at least $1,800 (6 × $300) and then become fully unemployed again after January 1st. You'd also need to report your part-time earnings each week while working, which would reduce or eliminate your benefits during that period depending on how much you earn.
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Hattie Carson
have u tried calling ESD directly? sometimes they can explain better on the phone than whats on their confusing website lol
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Aidan Percy
•I've been trying for two days but keep getting disconnected after waiting 40+ minutes. Their phone system is horrible!
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Destiny Bryant
I went through something similar and was incredibly frustrated trying to reach ESD to get clarity. After multiple failed attempts with the regular phone line, I found this service called Claimyr (claimyr.com) that helped me actually get through to an ESD agent within about 20 minutes. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 When I finally got through, the agent explained that while I couldn't cancel my claim to get a higher WBA, there are sometimes exceptions if there were significant errors in your application or if your employer reported wages incorrectly. Worth asking about at least.
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Dyllan Nantx
•does that claimyr thing actually work? seems sketchy to me...
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Destiny Bryant
•It worked for me - basically just helped me navigate the phone system and kept redialing until I got through. Was definitely worth it because I had been trying for days with no luck. The ESD agent I spoke with couldn't change my base period, but they did identify an error in my reported wages that got me an extra $45/week after adjustment.
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Aidan Percy
•I'll check it out, thanks. At this point I'm desperate enough to try anything to either fix this or at least get a clear answer from someone at ESD.
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TillyCombatwarrior
This system is DELIBERATELY DESIGNED to confuse people and reduce benefits!!! The state saves millions by having these complicated rules that nobody understands. Notice how the "base year" conveniently excludes your most recent work quarter? That's not an accident! Always wait until after quarters change if you have a choice when filing.
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Fernanda Marquez
•While the system can certainly be confusing, the lag quarter (most recent completed quarter not being counted) actually exists for a practical reason: employers don't report wage data immediately, and there's processing time needed. The system is designed around the availability of verified wage data, not to intentionally reduce benefits.
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TillyCombatwarrior
•That's what they WANT you to believe. If it was just about reporting delays, they could easily use estimated wages based on paystubs for the most recent quarter and then adjust later. But they don't because it saves them money. Wake up!
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Kendrick Webb
Another thing to check: did you have any vacation or severance pay when you were laid off? Sometimes people don't realize that certain types of separation pay can affect your claim filing date. If you received severance that extended into January, you might have a case for adjusting your effective date of claim. Worth asking about if you speak with an ESD representative.
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Aidan Percy
•I did get a small severance - about 2 weeks of pay. Would that help my case at all?
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Kendrick Webb
•It might! If your severance period crossed into a new quarter, you could potentially argue that your claim shouldn't be effective until after your severance period ended. This is something an ESD claims specialist would need to evaluate, but it's definitely worth mentioning when you speak with them.
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Norman Fraser
anyone else think its crazy that we have to become unemployment system experts just to not get screwed over?? like why isnt there a calculator on the esd website that would tell you "hey maybe wait 3 weeks to file and you'll get $200 more per week" 🙄
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Aidan Percy
•RIGHT?! That's exactly what I was thinking. They should at least warn you if waiting a short time would significantly change your benefit amount.
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