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Understanding the 5 quarters NY unemployment uses to calculate my benefits - very confused!

I got laid off last month from my job at a tech startup. Been trying to figure out how NY unemployment calculates my benefit amount. The website mentions something about them using my wages from past quarters, but I'm totally lost on which quarters they actually look at. I started working at this job in September 2022 after graduating, and I'm worried that some of my quarters won't count because I was still in school. Do they look at the most recent 5 quarters? Or is it the 4 quarters before I filed? Also, I had an internship during one summer that paid pretty well - will that count toward my benefit calculation? The unemployment calculator online gave me different numbers than what I was expecting. Anyone know exactly which quarters they consider when determining benefit amounts? Trying to budget while I job hunt.

They look at your base period which is the first 4 of the last 5 completed calendar quarters before you filed your claim. So they skip the most recent quarter. If you filed in June 2023, they'd look at January-December 2022. If that doesn't work for you, they can also use an alternate base period which is just the last 4 completed quarters. Hope that helps!

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Thanks! So they actually skip the quarter right before I apply? That's weird. So if I filed in August, they'd look at April 2022-March 2023?

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Yep exactly. They skip the quarter right before you apply because employers are slow reporting wages. But if using the alternate base period works better for you (including that most recent quarter) you can request that.

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The base period they use is NOT your most recent 5 quarters. Its actually the first 4 of the last 5 completed calendar quarters before you file your claim. So wierd but they basically ignore the quarter right before you file. If you dont qualify using that, they can look at your alternate base period which is the last 4 completed quarters before filing.

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I'm in the exact same situation. Just got layed off from my programming job and trying to figure out my benefit amount. They told me on the phone that they use the first 4 of the last 5 completed quarters. So if you filed in July 2023, they'd use January-December 2022. But you can request they use the alternate base period which would be April 2022-March 2023 if that helps you qualify.

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that makes more sense. so your most recent completed quarter isn't automatically used? did you have to specifically ask for the alternate base period?

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Yeah, they don't automatically use it. You have to request the alternate base period. And its only worth doing if you had higher earnings in that most recent quarter that would increase your benefit amount.

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So for NY unemployment, the term '5 quarters' is kinda misleading. They only actually USE 4 quarters to calculate your benefits. But they look at a 5-quarter period to determine which 4 quarters to use. Here's how it works: - They start by looking at the last 5 completed calendar quarters before you filed - Then they use the FIRST 4 of those 5 quarters (ignoring the most recent quarter) - This is called your "Base Period" For example, if you filed in August 2023: - The last completed quarter was April-June 2023 - The 5 quarters they look at would be: April-June 2022, July-Sept 2022, Oct-Dec 2022, Jan-March 2023, and April-June 2023 - But they only USE the first 4: April 2022 through March 2023 If you don't qualify using that method or if including your most recent quarter would give you a higher benefit amount, you can request they use your "Alternate Base Period" instead, which is just the 4 most recent completed quarters. If you're having trouble getting through to ask questions, I recommend using claimyr.com - they'll wait on hold for you and call when an agent picks up. Saved me HOURS of frustration and got my claim sorted quickly.

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This explanation is super helpful, thank you! The system is so confusing. I'll check out that site if I need to call them.

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This should be pinned. People ask about this base period stuff ALL THE TIME on this sub 💯

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The DOL website explains this but tbh its confusing af. I think your internship would count as long as it was in one of the quarters they consider AND you were paid as a w2 employee (not 1099).

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just to add something that nobody mentioned - if you don't have enough wages in your base period or alternate base period, there's also something called the extended base period which can be used if you were out of work due to an injury or illness. probably doesn't apply to your situation but good to know!

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why does NY unemployment have to make everything so damn complicated 🤦‍♂️ you literally need a math degree to figure out your benefits

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for real! I've been trying to understand this system for weeks. finally just gave up and called them

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I think they make it complicated on purpose so people give up and don't claim benefits 🤡

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wouldn't surprise me at all. the whole system is designed to frustrate people into giving up

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Went through this nightmare last year. Here's what I learned: they have two methods for calculating your base period. The standard base period is the first 4 of the last 5 completed calendar quarters. If you don't qualify using that, they'll use the alternate base period which is just the last 4 completed quarters. For me, the alternate base period gave me a higher weekly benefit amount because I had gotten a raise in my most recent quarter.

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Did you have to specifically request they use the alternate base period or did they automatically check both?

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I had to request it. They initially calculated everything using the standard base period. When I saw my weekly benefit amount was lower than expected, I called and asked them to use the alternate base period instead. Took forever to get through on the phone tho.

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DONT EVEN GET ME STARTED on the ny unemployment system!!! Ive been trying to get my benifits for 3 months. Every time I call I wait for 2+ hours just to get hung up on. RIDICULOUS!!!!!

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Try claimyr.com - they'll wait on hold for you and call when someone picks up. Only way I've been able to get through consistently.

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omg thank you, will try anything at this point!!

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FYI - quarters are: Q1: Jan-Mar Q2: Apr-Jun Q3: Jul-Sep Q4: Oct-Dec

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Thanks for clarifying! So simple but helpful.

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If you were in school for some of those quarters, you might have issues qualifying. When I applied, I had been in school for 2 of my base period quarters, and they initially denied me because I wasn't "available for work" during those quarters. Had to appeal and prove I was working while in school.

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Ugh that's exactly what I'm worried about. I was working part-time during my last semester. Did you eventually get benefits?

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Yeah I did! But I had to appeal and provide documentation showing I was able and available to work full-time despite being in school. It was annoying but eventually worked out.

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I work in HR and deal with this all the time. Calendar quarters are Jan-Mar, Apr-Jun, Jul-Sep, and Oct-Dec. NY looks at the first 4 of the last 5 completed quarters before you file. They need to see you earned at least $2,900 in the highest quarter of your base period for you to qualify. Your weekly benefit amount will be 1/26 of your highest quarter wages, up to the maximum benefit amount. If your internship was paid as an employee (not a contractor) and falls within those quarters, it would count toward your benefit calculation.

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This is super helpful, thank you! Do you know if they automatically check if the alternate base period would give me a higher benefit, or do I need to request that?

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They should automatically check both calculations and use whichever is higher, but the system isn't perfect. If your determination seems low, definitely call and ask them to check the alternate base period calculation.

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To add to what everyone else said - once you get your monetary determination letter, check it carefully! Mine had incorrect wage information from one employer. I had to call and have them fix it, which increased my weekly benefit amount by about $80.

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