How EDD calculates weekly benefit amount - highest quarter or entire base period?
Hi everyone, I'm trying to figure out how EDD determines my weekly benefit amount (WBA). I know they look at the base period (those 4 quarters before filing), but I'm confused about the calculation. Do they add up ALL earnings over the 3 months in my highest quarter and use that total? Or do they just look at my highest-earning MONTH within that quarter? My earnings were pretty uneven last year. I made about $5,800 in January, then only $2,900 in February, and $4,100 in March. Then I was making around $3,500-$4,000 for the remaining months until I got laid off in December 2024. I'm trying to estimate my benefit amount before applying. The EDD calculator online wasn't clear to me about this specific question. I'd appreciate if anyone who's gone through this recently could explain!
17 comments
Edwards Hugo
they use the highest QUARTER not the highest month
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Dylan Fisher
•Thanks, but I understand they use the highest quarter. My question is whether they calculate based on the total earnings for all 3 months in that quarter, or just take the highest-earning month within that quarter?
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Gianna Scott
EDD calculates your weekly benefit amount based on your highest-earning QUARTER (3-month period), not just a single month. They take your total earnings from your highest quarter and use a formula to determine your weekly amount. So in your case, if Jan-Mar was your highest quarter, they would add $5,800 + $2,900 + $4,100 = $12,800 total for that quarter. They don't just look at January even though it was your highest individual month. The formula is roughly 1/23 to 1/26 of your highest quarter earnings, up to the maximum benefit amount (which is $575 in 2025). So with a $12,800 quarter, your weekly benefit would be approximately $490-$556 depending on the exact formula they apply to your situation.
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Alfredo Lugo
•This isnt entirely right, its more like 60-70% of ur highest WEEKLY wage in that quarter, not the entire quarter divided. I got way less than I would if they did it by the entire quarter!!
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Sydney Torres
•@user8 That's not correct. I just went through this process last month. EDD definitely uses your highest quarter's TOTAL earnings (all 3 months combined), not your highest weekly wage. They take that total and apply a formula to determine your weekly benefit amount. The formula gives you roughly 50% of your average weekly wage during that highest quarter, up to the maximum benefit amount.
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Kaitlyn Jenkins
i think its all about the base period which is like a year before u file but not including the most recent quarter. so if u filed in january 2025 they look at oct 2023-sept 2024
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Gianna Scott
•You're right about the base period concept, but that wasn't the question being asked. The original poster knows about the base period but wants to know how EDD calculates the weekly benefit amount once they've identified the highest-earning quarter within that base period.
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Caleb Bell
To answer your specific question: EDD calculates your benefit amount based on the TOTAL earnings for all three months of your highest-earning quarter, not just your highest month. The process works like this: 1. They identify your base period (the first 4 of the last 5 completed calendar quarters) 2. They determine which quarter within that period had the highest total earnings 3. They use the total earnings from that entire quarter (all 3 months combined) 4. They apply a formula to that quarterly total to determine your weekly benefit amount In your example, if Jan-Mar 2024 was your highest quarter with total earnings of $12,800, that's what they'd use for the calculation. January's $5,800 alone wouldn't be used, even though it was your highest individual month. You can use the EDD's benefit calculator here: https://edd.ca.gov/en/uiben/resources/calculate-your-potential-ui-benefit-amount/ - it will give you an estimate based on your highest quarter earnings.
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Dylan Fisher
•Thank you! This makes perfect sense now. So they'll add up all 3 months in my highest quarter and use that total for the calculation. I appreciate the clear explanation.
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Danielle Campbell
when i was on unemployment last year i was SO confused about this too!!! the EDD website is literally impossible to understand sometimes 🤬 i spent HOURS trying to figure out how much i would get and the calculator gave me a different amount than what i actually ended up getting. so frustrating!
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Dylan Fisher
•Right?! Their explanations are so technical and confusing. Did you end up getting more or less than what the calculator estimated?
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Danielle Campbell
•i got about $40 less per week than what the calculator estimated. not sure why, but at that point i was just grateful to be receiving anything at all!
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Rhett Bowman
You know what's even more frustrating than trying to figure out your benefit amount? ACTUALLY GETTING THROUGH TO EDD ON THE PHONE to ask questions like this! I spent DAYS trying to reach someone last month when I had a simple question about my claim. I finally found this service called Claimyr that got me through to an EDD rep in about 20 minutes when I'd been trying for days on my own. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Their website is claimyr.com - definitely worth checking out if you're struggling to get answers directly from EDD about your benefit calculations or anything else!
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Sydney Torres
•I was skeptical about Claimyr at first, but it actually worked for me too. I had an issue with my benefit calculation that needed explanation from a real person, not just the website info. Got through in about 25 minutes when I'd been trying for a week on my own.
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Edwards Hugo
•sounds like a scam to me
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Gianna Scott
One more thing I wanted to clarify - your weekly benefit amount is approximately 1/23 to 1/26 of your highest quarter earnings, which works out to be about 50% of your average weekly wage during that quarter. That's why sometimes the amount seems lower than expected. So with your Jan-Mar quarter totaling $12,800, that's about $985 per week average (over 13 weeks). Your benefit would be roughly half of that, so around $490-$492 weekly. The exact formula varies slightly based on your total earnings.
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Dylan Fisher
•Thank you for the additional explanation! That helps me get a better estimate of what to expect. I'm going to go ahead and file my claim now that I understand how this works.
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