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Kennedy Morrison

What do I need to file for unemployment with Washington ESD?

I just lost my job last week and I'm completely lost on what I need to actually file for unemployment benefits. I know I need to go through Washington ESD but I have no idea what documents or information I should gather first. Do I need pay stubs? My termination letter? Social security card? I'm kind of panicking because I heard there are deadlines and I don't want to mess this up. Can someone walk me through what I actually need to have ready before I start the application?

You'll need your Social Security number, driver's license or state ID, and employment history for the past 18 months including employer names, addresses, dates of employment, and reason for separation. Also gather any separation documents like termination letters or layoff notices. Pay stubs aren't required but can be helpful.

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Thank you! Do I need exact addresses for all my employers or just the general location?

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Exact addresses are best. Washington ESD uses this info to verify your work history and calculate your benefit amount.

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You'll need your Social Security number, driver's license or state ID, and employment history for the last 18 months. That means employer names, addresses, dates worked, and reason you left each job. Also need your most recent pay stub if you have it.

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Thanks! Do I need actual physical copies of everything or can I just have the info written down?

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Just the info is fine for filing, but keep copies of everything in case Washington ESD asks for verification later.

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make sure you have your bank account info ready too for direct deposit setup. way easier than waiting for checks in the mail

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Good point, I'll grab my routing and account numbers.

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I struggled with getting through to Washington ESD when I had questions about my application. If you run into issues reaching them by phone, I discovered this service called Claimyr at claimyr.com that actually gets you connected to ESD agents without the usual hold times. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Really saved me when I needed to clarify some employment dates.

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How much does something like that cost? I'm already tight on money.

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I found it worth it when I was stuck, but you might want to try the regular phone lines first and see how it goes.

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make sure you have your bank account info for direct deposit too. routing and account numbers. way faster than waiting for a check in the mail

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Good point, I'll grab that info from my checkbook.

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Important thing people forget - you need to know WHY you left each job in the last 18 months. Washington ESD will ask if you quit, were fired, laid off, etc. Be honest because they verify everything with your employers. If you were fired, you'll need to explain the circumstances.

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What if I was let go but they said it was 'restructuring' but I think it was really performance related? How do I answer that?

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Use the reason your employer gave you. If they said restructuring/layoff, that's what you put. If Washington ESD finds conflicting information during their investigation, they'll sort it out then.

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Don't forget you need to register with WorkSource Washington too as part of the job search requirements. You can do this at worksourcewa.com. It's separate from your initial UI application but required to keep receiving benefits.

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Wait, is this something I do right away or after I get approved?

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You should register within your first week of filing. It's part of the ongoing requirements to maintain eligibility.

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Actually, you have until your third week to register with WorkSource, but doing it early is smart.

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Had trouble getting through to Washington ESD when I needed help with my application last month. Their phone lines are always busy and the website can be glitchy. Found this service called Claimyr (claimyr.com) that actually got me connected to a real person at Washington ESD. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of trying to call.

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Interesting, never heard of that. Did it actually work for you?

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Yeah, got through in like 20 minutes instead of spending all day redialing. Was worth it when I had questions about my claim status.

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ugh this whole process is such a nightmare. I filed 2 months ago and still dealing with adjudication issues because they couldn't verify one of my employers from 2 years ago

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That's exactly what I'm worried about! How do I make sure this doesn't happen to me?

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Keep detailed records and if a former employer is out of business, gather any documentation you have like W-2s or final pay stubs.

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also need to be ready to start filing weekly claims right away even if your initial claim is still being processed. you have to certify every week that you're looking for work and available to work or you lose benefits for those weeks

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Wait, I have to do something every week? I thought I just file once and wait for payments.

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No, you have to file a weekly claim every week. It's basically confirming you're still unemployed and looking for work. Miss a week and you lose that week's payment.

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Pro tip: file your application on Tuesday-Thursday if possible. Mondays are crazy busy and the system sometimes glitches.

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is this actually true or just urban legend?

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From my experience and talking to others, yeah. Less traffic midweek definitely helps.

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Don't forget about the job search requirements! Washington ESD requires you to make at least 3 job search contacts per week and keep a log. You can do this through WorkSourceWA or keep your own records, but you need to be actively looking for work.

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3 job applications per week? That seems like a lot.

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It's 3 job search contacts, not necessarily applications. Can include networking, attending job fairs, contacting employers directly, etc. But yes, you need to document everything.

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Update: I started gathering everything and realized I don't have contact info for one job I had briefly 8 months ago. Will this be a problem?

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Do your best to find it, but if you can't, put what you remember and explain in the additional information section.

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You can also try looking up the business online or calling them directly if they're still operating.

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MOST IMPORTANT THING - file your claim ASAP! Benefits start from the week you file, not the week you lost your job. I waited two weeks thinking I'd find something quickly and lost out on $800 in benefits I could never get back.

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Oh wow, I didn't know that. Good thing I'm asking now instead of waiting longer.

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This is so true. File immediately even if you think you might find work soon. You can always stop claiming if you get a job, but you can't backdate benefits.

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Make sure you know WHY you lost your job because they ask specific questions about it. Was it layoff, termination, quit, etc. Each has different requirements.

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I was laid off due to budget cuts. Is that pretty straightforward?

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Yes, layoffs are usually the easiest. Just make sure you have any documentation from your employer about the layoff.

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I wish someone had told me about the waiting week before I filed. You don't get paid for your first week even if you're eligible.

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What do you mean by waiting week?

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Washington has a one-week waiting period. You file for it but don't receive payment for that first week. It's just how the system works.

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The Washington ESD website asks for a lot of specific dates so have your employment timeline ready. Start date, end date, last day worked, last day paid - they want exact dates not just months. Also gross wages earned in your last quarter.

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What if I don't remember exact dates from jobs I had over a year ago?

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Check your tax documents, old pay stubs, or contact HR at those companies. Washington ESD will verify the info anyway so it needs to be accurate.

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Another thing - if you worked in multiple states in the past 18 months, that complicates things. You might need to file in a different state depending on where you earned the most wages.

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All my work has been in Washington so I should be good there.

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been through this process twice now and honestly the hardest part is getting through to someone at Washington ESD when you have questions. their call center is overwhelmed

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This is exactly why I ended up using Claimyr too. Spent literally 6 hours one day just hitting redial trying to reach Washington ESD. That service got me through in under 30 minutes.

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Seems like a lot of people have had success with that Claimyr thing. Might be worth keeping in mind if I run into issues.

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Just to follow up on my earlier comment about getting help - when I used Claimyr to reach Washington ESD, it was specifically because I needed to verify some employment information that was holding up my claim. The regular phone system kept hanging up on me after hours of waiting. Worth considering if you hit any snags.

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I might need to look into that if I run into problems. The phone situation with ESD is absolutely terrible.

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Don't overthink it too much. I was super stressed about getting everything perfect but the application is pretty straightforward. Just be honest and thorough.

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That's reassuring. I tend to overthink everything when I'm stressed.

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One thing that tripped me up - you need to report ANY income you receive after filing, even if it's just a final paycheck or unused vacation pay. Washington ESD will find out anyway and it can cause overpayment issues if you don't report it upfront.

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My company owes me vacation pay but hasn't paid it yet. Do I need to mention that?

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You report it the week you actually receive it, not when it's owed. But be ready to report it as soon as you get it.

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Also have your alien registration number ready if you're not a US citizen. And if you were in the military, you'll need your DD-214. Washington ESD has specific requirements for different situations.

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I'm a US citizen so shouldn't need that, but good to know for others reading this.

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the system will ask if you want to have taxes withheld from your benefits. definitely think about this because you'll owe taxes on unemployment income at the end of the year

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How much should I have withheld? I don't want a big tax bill next year.

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Washington ESD withholds 10% for federal taxes if you choose that option. State of Washington doesn't have income tax so no state withholding needed.

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Make sure you understand the difference between filing your initial claim and filing weekly claims. The initial claim determines if you're eligible and how much you'll get. Weekly claims are what you do every week to actually receive payments. Both are required.

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So the initial application is just to see if I qualify? I don't get paid until I do the weekly thing?

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Exactly. Initial claim establishes eligibility and benefit amount. Weekly claims are how you actually get paid each week.

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heads up that if your claim goes into adjudication it can take weeks to get resolved. happened to me even though everything seemed straightforward. washington ESD has to investigate certain things and it takes forever

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What causes adjudication? I want to avoid that if possible.

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Could be anything - conflicting info from employer, questions about why you left, wage discrepancies. Sometimes it's random. Just be completely honest and accurate on your application.

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Pro tip: create your SecureAccess Washington (SAW) account first before starting your unemployment application. You'll need it to access your claim online and it can take a few minutes to set up.

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Thanks, I'll do that first thing. Sounds like there's a lot of steps to this process.

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It's not too bad once you get started. Just have all your info ready and take your time filling it out accurately.

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don't panic if the website is slow or times out while you're applying. washington ESD system gets overloaded sometimes. just keep trying or try during off-peak hours like early morning

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Good advice. I was planning to do this tonight but maybe I should try tomorrow morning instead.

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Yeah, and if you do run into technical issues or need help with your claim later, that Claimyr service I mentioned earlier is really helpful for getting through to Washington ESD staff when the system is acting up.

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Remember that your benefit amount is based on your highest quarter of earnings in the base period, which is usually the first 4 of the last 5 completed quarters. So if you had one really good quarter, that helps your weekly benefit amount.

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That's confusing. How do I know what my base period is?

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Washington ESD will calculate it automatically. Generally it's about 12-15 months ago, not your most recent work. They use that timeframe to determine both eligibility and benefit amount.

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FINALLY - keep copies of everything! Screenshot confirmation pages, save emails, print important documents. If something goes wrong with your claim you'll need proof of what you submitted and when.

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Great point. I'll screenshot everything as I go through the process. Thanks everyone for all the helpful info!

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You're welcome! The process seems overwhelming at first but it's pretty straightforward once you get started. Just be thorough and honest.

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Make sure you understand the difference between being 'able and available' for work versus being on standby status if your employer might call you back. Different requirements for each.

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My layoff is permanent so I think I'm in the regular able and available category.

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Yeah, sounds like regular UI then. You'll need to be actively looking for work and documenting your job search activities.

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One more thing - create your SecureAccess Washington (SAW) account first if you don't have one. That's what you'll use to access your unemployment account online.

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Is that different from the ESD website?

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SAW is the login system Washington state uses for multiple services including unemployment. You'll access your ESD stuff through SAW.

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Just filed mine last month. The whole process took about 45 minutes once I had everything together. Don't put it off - benefits are retroactive to when you file, not when you lost your job.

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Good to know! I was worried I'd already waited too long since it's been a week.

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A week is fine, but definitely don't wait much longer.

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My biggest mistake was not keeping track of my job search activities from day one. Start a log immediately even before you file.

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What kind of activities do I need to track?

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Job applications, networking contacts, interviews, career fairs, online job searches. Need 3 activities per week minimum.

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If you get stuck during the application process, don't give up. I had to start over twice because of browser issues but eventually got it submitted.

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Good tip about browser issues. I'll make sure I'm using an updated browser.

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Final thought on getting help if needed - that Claimyr service I mentioned earlier really comes in handy when you need to actually talk to someone at ESD about specific issues with your claim. Their regular phone system is just brutal to get through.

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I bookmarked their site just in case. Hopefully won't need it but good to have as backup.

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Thank you everyone! I feel much more prepared now. Going to gather all my documents tonight and file tomorrow. Really appreciate all the detailed advice.

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Good luck! Feel free to come back with any questions once you get into the process.

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You've got this! The hardest part is just getting started.

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Hope it goes smoothly for you. Keep us posted on how it turns out!

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Will do! Thanks again everyone.

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