Possible PFML overpayment? Worried about getting charged after ESD approval
I just got approved for 6 weeks of Paid Family Medical Leave and I'm paranoid about getting hit with an overpayment notice later. My claim was for taking care of my father after his surgery. Has anyone received an overpayment notice for PFML after already being approved? I'm worried because my employer might be paying me some sick leave for part of the same period (they said it was fine to use both, but now I'm second-guessing). I don't want to get blindsided by ESD demanding money back months later when I've already spent it. Anyone have experience with this situation?
29 comments


CyberNinja
Yes, you absolutely can receive an overpayment notice for PFML if ESD determines you were paid benefits you weren't eligible for. The most common reason is exactly what you mentioned - receiving other wage replacement benefits for the same hours (like sick leave, vacation pay, employer-provided disability, etc.). If your employer is paying you sick leave for the same hours you're claiming PFML, you need to report that on your weekly certification. You can't double-dip for the same hours.
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Nia Johnson
•Oh no, that's what I was afraid of. My HR person told me I could use both but maybe she doesn't understand how it works? Should I call ESD and explain before they send me the payments?
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Mateo Lopez
i got pfml last year and used some sick leave same time, no problems. but my company made me use sick leave so maybe diff rules? idk
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Aisha Abdullah
•The rules definitely depend on your employer's policies. Some employers require you to use all your sick leave before PFML kicks in, while others let you choose. What matters to ESD is whether you're being paid twice for the same hours. If your HR said it's okay, you might want to get that in writing and ask them specifically how they're reporting it to ESD.
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Ethan Davis
I went through this EXACT situation and YES I got an overpayment notice 3 months later for $2,300!!! It was a NIGHTMARE because my employer told me the same thing - that I could use both. But ESD doesn't care what your employer told you, they only care about their rules. I spent HOURS trying to get through to someone at ESD to explain. The phone lines are always busy and the website is useless for this specific situation.
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Nia Johnson
•OMG this is my worst fear! What happened? Did you have to pay it all back? Did they add penalties?
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Ethan Davis
•I had to pay EVERYTHING back, but thankfully no penalties because they determined it wasn't fraudulent - just an "honest mistake." I ended up setting up a payment plan. My advice - call ESD RIGHT NOW and get clarification BEFORE they pay you. Document EVERYTHING.
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Yuki Tanaka
If you're worried about it, have you tried calling the PFML customer service line to ask directly? They can tell you exactly what the rules are for your situation. I've found them to be more helpful than the regular unemployment folks.
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Nia Johnson
•I've been trying to call for 2 days but keep getting the "high call volume" message and then it hangs up on me. It's so frustrating!
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Carmen Ortiz
I work with PFML claims regularly, and here's the official rule: You cannot receive PFML benefits for hours in which you're also receiving other types of paid leave. It's not about using both programs - it's about using them for different hours. Example: If you're taking 8 hours off each day to care for your father, you can use 4 hours of sick leave and 4 hours of PFML each day. But you can't use 8 hours of sick leave AND claim 8 hours of PFML for the same day. When you file your weekly PFML claim, you need to report any hours you worked or received other paid leave. ESD will reduce your PFML benefit accordingly to prevent overpayment. I'd recommend using Claimyr to get through to an ESD agent quickly (claimyr.com). They have a service that connects you with ESD without the wait. Check out their demo: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. A quick call to clarify your specific situation now could save you from an overpayment headache later.
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Nia Johnson
•Thank you for explaining this so clearly! That makes sense - it's about the hours, not the programs themselves. I'll look into Claimyr because I really need to talk to someone at ESD before this first payment arrives.
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MidnightRider
ya my cousins friend got hit with a $4500 overpayment from pfml last year and hes still fighting it. esd is just looking for ways to take back money if u ask me lol
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CyberNinja
•That's not accurate. ESD isn't "looking for ways to take back money" - they're required by law to recover improper payments. It's important to understand that PFML and unemployment are insurance programs funded by premiums from workers and employers. Overpayments reduce funds available for legitimate claims.
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Aisha Abdullah
To add to the excellent advice already given, make sure you're documenting all your communications with your employer about this. If they're telling you one thing that contradicts ESD policy, you'll want evidence of that conversation. While it probably won't prevent you having to repay an overpayment if one occurs, it could help you avoid any penalties if ESD determines you were acting in good faith based on employer misinformation. Also, if you're using Washington's PFML program, make sure you carefully read the certification instructions each week. They specifically ask about other benefits received during the claim period.
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Nia Johnson
•I just checked my approval letter more carefully and it does mention reporting other income! I need to talk to my HR department again tomorrow and get clear written guidance from them. Thank you all for the helpful advice - you probably saved me from a huge headache down the road.
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Zoe Walker
I'm dealing with a similar situation right now and this thread has been super helpful! I'm scheduled to start PFML next week for my own medical leave, but my employer just told me they're also going to pay me for some of my accrued sick time during the same period. After reading all these responses, I'm definitely going to call ESD before I submit my first weekly claim to make sure I understand exactly how to report this correctly. The last thing I want is to get hit with an overpayment notice months later. Has anyone had luck getting through to ESD early in the morning? I'm wondering if there's a better time to call when the wait times aren't as crazy.
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Mateo Sanchez
•I've had the best luck calling ESD right when they open at 8 AM - usually get through within 10-15 minutes instead of hours later in the day. You're smart to call before submitting your first claim! From what I've learned in this thread, the key is being completely transparent about any other payments you're receiving for the same hours. Make sure to ask them specifically about how to report partial sick leave payments on your weekly certification. Also, definitely get whatever your HR tells you in writing - it sounds like there's a lot of confusion out there about how these programs interact.
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Nina Chan
I went through something very similar last year with PFML for bonding leave. The key thing that saved me from an overpayment was being super detailed on my weekly certifications. When my employer paid me for a few vacation days during my leave period, I made sure to report exactly which days and hours I received that pay. ESD automatically adjusted my PFML benefits for those days, so there was no overpayment issue. The weekly certification form specifically asks "Did you receive any other income during this week?" - make sure you answer YES and provide all the details about your sick leave payments. It's better to over-report than under-report. ESD would rather adjust your benefits correctly from the start than chase you down for overpayments later. One more tip: Screenshot or save copies of all your weekly certifications showing that you properly reported the sick leave. If any issues come up later, you'll have proof that you were transparent about the dual payments from day one.
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Omar Fawaz
•This is really reassuring to hear from someone who actually went through it successfully! I'm definitely going to follow your advice about being super detailed on the weekly certifications and documenting everything. The screenshot tip is brilliant - I never would have thought to save copies of my submissions but that makes total sense for protection later. It sounds like ESD's system is actually designed to handle these dual payment situations as long as you're upfront about them from the beginning. Thank you for sharing your experience, it's given me a lot more confidence about navigating this correctly!
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Zane Hernandez
Just wanted to share my recent experience since it might help others in similar situations. I had to use PFML for my own medical leave last month, and like many of you, I was confused about how it worked with employer-provided benefits. My company has short-term disability that kicks in after 5 days, so I had this weird overlap period where I wasn't sure what to do. What I learned: ESD's customer service was actually really helpful once I got through (took about 45 minutes on hold). They explained that I needed to report ANY money I received from my employer during my PFML claim period, even if it was just a few hundred dollars in accrued sick time. The rep walked me through exactly how to fill out the weekly certification, and they said it's totally normal for people to have multiple income sources during leave - their system handles it automatically. The biggest takeaway for me was that honesty upfront saves you massive headaches later. I reported everything, got my PFML benefits adjusted accordingly, and never had to worry about overpayments. Much better than the stress of wondering if ESD is going to come after me months later! For anyone still trying to get through to them - I had success calling at 8:15 AM on a Tuesday. Avoid Mondays if possible since that's when everyone calls after the weekend.
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Chloe Martin
•Thank you for sharing your experience, Zane! This is exactly the kind of real-world insight that helps put people's minds at ease. It's really encouraging to hear that ESD's customer service actually walked you through the process step-by-step once you got connected. The fact that their system is designed to handle these overlapping benefit situations automatically makes me feel much more confident about being transparent on the weekly certifications. Your tip about calling at 8:15 AM on a Tuesday is gold - I'm definitely going to try that timing when I need to call them. It sounds like the key takeaway from everyone's experiences is that honesty and documentation from day one is the best protection against any future overpayment issues.
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Tyrone Hill
I'm going through a similar situation right now and this whole thread has been incredibly eye-opening! I was approved for PFML to care for my newborn, and my employer mentioned I could also use some of my accumulated sick days during the same period. After reading everyone's experiences here, especially Ethan's nightmare with the $2,300 overpayment, I'm definitely going to be proactive about this. I think the key points I'm taking away are: 1) Call ESD BEFORE accepting any payments to clarify the rules for my specific situation, 2) Be completely transparent on weekly certifications about ANY employer payments, 3) Document everything in writing, and 4) It's about overlapping HOURS, not overlapping programs. Has anyone here successfully used Claimyr to get through to ESD faster? Carmen mentioned it but I'm curious if others have tried it. The regular phone lines seem to be a nightmare based on what everyone's saying. I'd rather pay a small fee to avoid hours on hold if it actually works. Thanks to everyone who shared their experiences - you've probably saved me and others from some serious financial stress down the road!
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Alexis Renard
•I actually used Claimyr about two months ago when I was dealing with a PFML question and it was totally worth it! Cost me like $20 but I got connected to an ESD rep in under 10 minutes instead of spending my whole day trying to get through. The rep was really knowledgeable and walked me through exactly how to report my employer's supplemental disability payments alongside my PFML benefits. Your summary of the key points is spot on - especially the part about it being about overlapping HOURS, not programs. That distinction seems to trip up a lot of people (including me initially). One thing the ESD rep told me that wasn't mentioned much in this thread is that you should also keep records of your work schedule during your leave period, because they sometimes ask for documentation showing exactly which hours you were supposed to work vs. which hours you actually worked vs. which hours you received other pay for. Definitely make that call before your first payment! The peace of mind is worth way more than the small Claimyr fee, especially after reading about Ethan's $2,300 surprise. Good luck with your new baby by the way!
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GalacticGuru
I'm in a very similar boat and this thread has been a lifesaver! I was just approved for PFML to care for my mom after her hip replacement surgery, and my company's HR department told me I could "stack" my sick leave with PFML. But after reading about Ethan's $2,300 overpayment nightmare, I'm definitely going to call ESD before I submit my first weekly claim. The explanation about it being hour-by-hour rather than program-by-program makes so much sense now. I think my HR person might have misunderstood the rules too. I'm planning to ask ESD specifically: if I'm taking off 40 hours per week to care for my mom, can I use 20 hours of sick leave and claim 20 hours of PFML for the same week? Or do I need to use all my sick leave first before PFML kicks in? For anyone else in this situation - I'm definitely going to document everything in writing from my HR department and take screenshots of all my weekly certifications like Nina suggested. Better safe than sorry! Has anyone had experience with PFML for caring for a parent specifically? I want to make sure I understand all the rules that might be different from bonding leave or personal medical leave.
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Justin Trejo
•I'm dealing with a very similar situation for caring for my elderly father, and from what I've learned through this thread and my own research, yes - you should be able to use 20 hours of sick leave and claim 20 hours of PFML for the same week as long as they're for different hours. The key is being completely transparent about it on your weekly certification. When I called ESD last week (used Claimyr and got through in about 15 minutes), they confirmed that caring for a parent follows the same hour-by-hour rules as other PFML types. The rep told me to think of it like this: if you're normally scheduled to work 40 hours but only taking 30 hours off to care for your mom, you could use sick leave for some of those 30 hours and PFML for the rest. Definitely get that conversation with HR in writing! I made the mistake of just accepting verbal guidance initially, but after reading everyone's experiences here, I went back and asked for an email confirming their policy. Turns out my HR person was also confused about the rules. The documentation tip from Nina is brilliant - I've been screenshotting every weekly certification and keeping a spreadsheet of exactly which hours I'm using sick leave vs PFML for each day. It seems like overkill but after reading about Ethan's nightmare, I'd rather be overly cautious than get hit with an unexpected overpayment months later!
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Amara Okonkwo
I've been following this thread closely because I'm in a nearly identical situation - just got approved for PFML to care for my spouse after their surgery, and my employer is also saying I can use sick leave during the same period. Reading everyone's experiences here, especially the detailed explanations from Carmen and the real-world examples from people like Ethan, Nina, and Zane, has been incredibly valuable. What I'm taking away is that the "hour-by-hour" rule is absolutely critical to understand. It sounds like as long as you're transparent about reporting ANY employer payments on your weekly certifications and you're not claiming benefits for the exact same hours twice, you should be okay. But the horror stories about surprise overpayment notices months later are definitely motivating me to be extra cautious. I'm planning to call ESD this week using the tips shared here (8-8:15 AM on a Tuesday, or possibly trying Claimyr) to get crystal clear guidance for my specific situation before I submit any claims. I'm also going to follow Nina's advice about documenting everything and taking screenshots of all my submissions. One question for those who've been through this successfully - when you reported employer payments on your weekly certification, did ESD automatically reduce your PFML benefits for those specific hours, or did you have to calculate the reduction yourself? I want to make sure I understand exactly how the system works to avoid any mistakes. Thanks to everyone who shared their experiences - this community support is invaluable when navigating these confusing benefit programs!
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Miranda Singer
•Great question about how the system handles the calculations! From my experience with PFML last year, ESD automatically calculates the reduction when you properly report employer payments on your weekly certification. You don't have to do the math yourself - their system is actually pretty smart about it. When I reported my employer's sick leave payments, I just entered the total dollar amount and the specific days/hours it covered in the "other income" section of the weekly claim. ESD's system then automatically reduced my PFML benefit payment accordingly. For example, if I was supposed to get $400 in PFML for the week but reported $150 in sick leave for 2 days of that week, my PFML payment would be reduced to account for those overlapping hours. The key is being very specific about which days and hours the employer payment covers. The weekly certification asks for details like "dates covered" and "hours covered" - don't just put the dollar amount. The more detail you provide, the more accurately their system can calculate the proper PFML amount. I'd still recommend calling ESD to walk through your specific situation before submitting, especially since spouse care might have some nuances I'm not familiar with. But in general, their automated system handles the calculations once you provide accurate information. Much easier than trying to figure out the math yourself and potentially getting it wrong!
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Omar Fawaz
This thread has been incredibly helpful! I'm actually dealing with a very similar situation right now - just got approved for PFML for my own medical recovery, and my employer mentioned they might pay out some of my accrued vacation time during the same period. After reading through all these experiences, especially Ethan's overpayment nightmare and the detailed explanations about the hour-by-hour rules, I'm definitely going to be proactive about this. The key takeaways I'm getting are: be completely transparent on weekly certifications, document everything, and call ESD BEFORE accepting any payments to clarify the rules. One thing I'm curious about - has anyone dealt with vacation pay specifically rather than sick leave? I'm wondering if the same hour-by-hour rules apply, or if there are any different considerations for vacation vs. sick leave when it comes to PFML overlap. My HR department seems just as confused as everyone else's, so I definitely want to get official guidance from ESD directly. Thanks to everyone who shared their real experiences here - you've probably saved a lot of people from serious financial headaches! I'm going to try the 8:15 AM Tuesday call strategy, and if that doesn't work, I'll definitely consider using Claimyr to get through faster.
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GalaxyGlider
•Great question about vacation pay! From what I understand, the same hour-by-hour rules apply regardless of whether it's sick leave, vacation pay, or any other type of employer compensation. The key principle is that you can't receive PFML benefits for hours where you're also receiving other wage replacement payments. I actually had a similar situation with vacation pay last year during my PFML claim. When I called ESD (definitely try that 8:15 AM Tuesday strategy - it worked for me!), they confirmed that vacation pay is treated exactly the same as sick leave for PFML purposes. You just need to report the specific dates, hours, and dollar amounts on your weekly certification, and their system will automatically adjust your PFML benefits accordingly. The rep I spoke with emphasized that it doesn't matter what TYPE of employer payment it is - vacation, sick leave, personal days, etc. - what matters is that you're transparent about reporting any overlapping hours where you're receiving pay from your employer while also claiming PFML benefits. I'd definitely recommend getting that clarification from your HR in writing before proceeding. After reading all these experiences, especially Ethan's situation, it's clear that being overly cautious upfront is way better than dealing with overpayment issues later. The documentation and screenshot tips from others here are solid advice too!
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