Can EDD deny my PFL baby bonding claim because of an existing UI overpayment?

Good news - PFL and UI are different programs, even though they're both administered by EDD. Your overpayment from unemployment shouldn't directly impact your eligibility for Paid Family Leave. The qualification requirements are entirely separate, and PFL is funded through the State Disability Insurance (SDI) program that you pay into via payroll deductions. That said, if your overpayment was due to fraud (not just a mistake), there could potentially be some issues. Was your overpayment classified as fraud or non-fraud?

they can garnish ur PFL if u have a fraud overpayment. happened to my cousin last yr. they took like 25% each week. but if not fraud ur probably ok

I can clarify this based on my experience working with both programs. There are two key considerations here: 1. Non-fraud UI overpayments will NOT disqualify you from receiving PFL benefits. These are separate benefit systems with separate funding sources (UI is employer-funded, while PFL is funded through employee SDI contributions). 2. However, EDD may implement cross-program collection efforts in some cases. If you're already on a repayment plan and making consistent payments, they typically won't interfere with your PFL benefits. But if you were delinquent on payments, they might potentially offset some of your PFL to recover the overpayment. The 2-week processing time for PFL is completely normal and doesn't indicate any issues with your claim. PFL claims typically take 14-21 days to process in 2025, especially for first-time claims. As long as you provided all required documentation (including the bonding certification), you should receive a determination soon.

Congrats on the baby! 👶 I just went through PFL bonding last month and it took nearly 3 weeks to get approved, so don't stress about the timeline yet. EDD moves at their own pace.

Have you tried calling EDD to check on the status of your PFL claim? Sometimes there are small issues they need to clear up that don't show online. I was in a similar situation (not with overpayment, but with a pending PFL claim) and found out they needed additional info from my employer. Of course, getting through to an actual person at EDD is nearly impossible these days. I tried for two weeks straight before I discovered Claimyr (claimyr.com). They helped me get through to an EDD representative in about 20 minutes instead of spending days redialing. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Definitely worth it to get clarity on your situation instead of stressing while waiting.

The system is SO BROKEN!!! I had a similar situation but with disability before my PFL. They made me wait 6 WEEKS before approving anything and then had the nerve to tell me it was because of some flag on my account from 2 years ago!!! The left hand doesn't know what the right is doing over there. KEEP CALLING every single day until you get answers!!!

I think I can clear something up here based on my recent experience. PFL and UI are administered by EDD but are completely separate programs with different funding sources: - UI (Unemployment Insurance): Funded by employer taxes - PFL (Paid Family Leave): Funded by employee contributions through SDI deductions from your paycheck For overpayments: If you're on a payment plan and actively making payments, they generally don't intercept other benefits. However, if you default on your payment plan, they could potentially garnish other benefits including PFL. The 2-week processing time is completely normal for PFL claims in 2025. They're actually faster now than they were during the pandemic! As long as you've completed all the required documentation and your employer verified your information, you should be fine. One tip: Double-check your EDD account online to make sure there are no "Request for Information" notifications. Sometimes they need additional documentation but the mail notification gets lost.

Just to follow up - your PFL should be approved soon if it's been 2 weeks. If it goes beyond 3 weeks without any update, that's when I'd recommend reaching out to EDD directly. Keep making your overpayment payments on schedule, and you should be fine. Enjoy this special time with your little one! The baby bonding period goes by so quickly.