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StarStrider

Employer 'topping off' EDD benefits - will this mess up my PFL claim after disability?

I'm currently on SDI for recovery after having my baby (6 weeks now), and I'll be transitioning to PFL for baby bonding soon. My employer has this benefit where they'll 'top off' my state benefits to reach 100% of my salary - so if EDD pays 60%, my company will cover the other 40%. My concern is: will receiving these supplemental payments from my employer mess up my PFL claim? Will EDD think I'm working and reduce my benefits? To complicate things, HR accidentally processed my full regular paycheck during my first pay period on disability (they forgot I was out). I'm worried this might look like I was working while claiming disability benefits. I've tried calling EDD multiple times to ask about this but can't get through to anyone. Has anyone dealt with employer supplemental pay during maternity leave/baby bonding? Will I need to report these 'top off' payments when I certify for PFL? I'm scared of getting hit with an overpayment notice later!

You should be fine! My company does something similar. The key is that these are *supplemental disability benefits* from your employer, NOT wages. When you certify for PFL, there's a question about whether you received other benefits - that's where you report these payments. But they don't count as wages so they won't reduce your state benefit. About the full paycheck mistake - call your HR department ASAP and ask them to fix it in their system. They need to code it properly as paid leave rather than regular wages. This is important for their records and in case EDD ever audits your claim.

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Thank you! That's a huge relief. Do you know which specific question on the PFL certification form asks about supplemental benefits? I want to make sure I fill it out correctly.

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I work in HR and handle leaves regularly. Your employer should be issuing these supplemental payments as "paid family leave" or "supplemental disability pay" - NOT as regular wages. It's important that your paystubs reflect this correctly. The key thing EDD cares about is whether you're WORKING while collecting benefits. You're not working, you're on protected leave and receiving supplemental pay that your employer offers as a benefit. For the accidental full paycheck, have your HR department correct this immediately and reissue the corrected paystub. They should mark it as supplemental disability pay rather than regular wages. Keep records of all communications about this correction.

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This is super helpful, thank you! I'll check my paystubs to see how they're coding these payments and talk to HR about making sure they're labeled correctly.

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OMG I had this EXACT situation last yr with my company!!! They paid me my full salary for like 3 weeks b4 realizing I was on SDI. They fixed it by calling it "paid family leave supplemental" on my next paystubs. EDD never even questioned it! BTW when u transition from disability to PFL make sure u file the PFL claim BEFORE ur disability ends!!! Dont wait til the last minute or there will be a gap. I know ur stressed but youll be ok!!!

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Thanks for the advice! I'm actually really worried about that transition from SDI to PFL. How many days before my disability ended did you apply for PFL? I've heard different recommendations.

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I don't think ur situation is as simple as others are making it sound. I got MAJORLY screwed by EDD last year during my leave. They said I was working while collecting benefits and sent me an overpayment notice for $4800!!!! Took months to fix and I had to send in tons of paperwork proving I wasn't actually working. Your employer should NOT be sending you regular paychecks during leave. Period. Get this fixed NOW and get something in writing from HR explaining the mistake.

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Oh no, that sounds awful! Did you eventually get it resolved without having to pay back the money? I'm definitely going to contact HR tomorrow and get this sorted out. I'm worried because I'm about to transition from SDI to PFL and don't want to start the PFL claim with problems.

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I've gone through this process twice now with my employer's supplemental pay policy. Here's what you need to know: 1. For correct reporting on your PFL certification, these payments should be reported as "other benefits" not as wages 2. Make sure payroll codes these correctly - should be something like "LOA supplemental pay" not regular wages 3. For the accidental full paycheck, have HR send you an email confirming this was a mistake and they've recoded it properly 4. When you transition from SDI to PFL, apply for PFL about 5-7 days before your SDI ends 5. Keep records of EVERYTHING - screenshots of your online claim status, copies of all communications with HR, and your paystubs One last thing - trying to reach EDD directly is nearly impossible these days. I spent hours on hold and kept getting disconnected. I finally used Claimyr (claimyr.com) to connect with an agent. They have a service that basically waits on hold for you and calls when an agent is available. Saved me so much stress! They have a video demo here: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5

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I second this! Claimyr saved my sanity when I needed to sort out my transition from disability to PFL. Spent 3 days trying to get through to EDD before I found them.

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Sorry but now im confused about something else... does the company suplementary pay effect the amount of taxes you pay on PFL benefits? My HR dept told me that we have to pay taxes on the state portion of the benefits at the end of the year and im already stressed about a surprise tax bill... does anyone know if thats true?

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Great question - SDI benefits (disability) are NOT taxable for California state income tax but ARE taxable for federal income tax. PFL benefits (baby bonding) ARE taxable for both state and federal. Employer supplemental pay is typically taxed normally like regular income for both state and federal. You should receive a W-2 from your employer showing the supplemental pay. EDD will send you a Form 1099-G for the state benefits you received. Some employers withhold taxes from the supplemental payments and some don't - you should check with your HR department about their specific policy.

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Update: I spoke with my HR department this morning. They're going to recode the accidental full paycheck as 'supplemental disability pay' and send me documentation confirming this was an administrative error. They also explained that all future top-off payments during my leave will be coded as supplemental disability/PFL pay, not regular wages. I'm still concerned about the transition from SDI to PFL though. My disability claim ends in about 10 days, and I'm planning to file for PFL this weekend. Does that timing sound right? And should I mention the payroll issue when I file for PFL?

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That timing sounds perfect - filing 5-7 days before your SDI ends is ideal. There's no need to proactively mention the payroll issue when filing for PFL unless there's a specific question about it (there usually isn't). You've taken all the right steps by having HR fix the coding issue. Make sure to select "bonding with new child" as your reason for PFL, and have your child's birth certificate or hospital documentation ready - you'll need to provide this information during the application process. The system should recognize you're transitioning from SDI and pre-fill some information, but verify everything carefully before submitting.

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I went through this exact situation 8 months ago! My employer also tops off benefits to 100% salary, and I was terrified about messing up my claims. Here's what I learned: The supplemental pay from your employer is totally fine as long as it's coded correctly on your paystubs. When you certify for PFL benefits, there's a question that asks something like "Did you receive any other benefits or payments?" - that's where you report the employer supplemental pay amount. But since it's NOT wages for work performed, it won't reduce your state benefits. For your transition timing, definitely file your PFL claim this weekend if your SDI ends in 10 days. I filed mine about a week before my disability ended and had zero gap in benefits. The system is pretty smooth about transitioning from one claim to the other. One tip that really helped me: when you file for PFL, take screenshots of every page of your application and save confirmation emails. EDD's system can be glitchy and it's good to have records of what you submitted and when. Also, don't stress too much about the payroll error - you've handled it perfectly by getting HR to fix the coding and document it. EDD deals with employer mistakes all the time. The important thing is that it's corrected in their system now. You're doing everything right! The whole process is nerve-wracking but you'll get through it fine.

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This is so reassuring to hear from someone who went through the exact same situation! Thank you for the detailed advice about taking screenshots - I definitely wouldn't have thought of that but it makes total sense given how glitchy government systems can be. One quick follow-up question: when you reported the employer supplemental pay on your PFL certification, did you have to provide any documentation about it, or was it just a matter of entering the dollar amount? I want to make sure I have everything ready when I start certifying. Also, did your employer continue the supplemental pay during your PFL period, or did they handle it differently than during disability? Just trying to understand what to expect going forward.

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@Evelyn Martinez This is exactly what I needed to hear! I ve'been losing sleep over this whole situation. When you reported the supplemental pay during PFL certification, was it just entering the dollar amount or did you need to upload any documentation from your employer? Also wondering - did your company continue the top-off payments seamlessly when you transitioned from SDI to PFL, or did you have to do anything special to make sure they knew about the change? My HR seems pretty on top of things but I want to be proactive about communicating with them. The screenshot tip is brilliant - I m'definitely doing that. Government websites have a way of losing "things" at the worst possible moments!

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I'm going through something similar right now! My employer also has a policy to supplement state benefits up to 100% salary during leave. I'm currently in my second trimester and trying to understand all of this before I go out on maternity leave. From what I've researched and what my HR department told me, the key is making sure these payments are properly classified. They should show up on your paystub as something like "supplemental disability benefits" or "leave supplement" - NOT as regular wages or salary. One thing I learned that might help you - when you transition from SDI to PFL, make sure your employer knows about the change so they can adjust their supplemental payments accordingly. My HR said they need to know when I switch from disability benefits to bonding benefits so they can continue the top-off payments without interruption. It sounds like you're handling everything correctly by getting HR to fix that payroll mistake and document it properly. I think the most important thing is having a clear paper trail showing these are supplemental benefits, not wages for work performed. Good luck with your PFL application! It's so stressful navigating all of this while caring for a new baby, but it sounds like you're on the right track.

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Thank you for sharing your research and preparation tips! It's really helpful to hear from someone who's getting ready for this process. You're absolutely right about the importance of proper classification on paystubs - that seems to be the key thing everyone is emphasizing. Your point about notifying HR when transitioning from SDI to PFL is something I hadn't fully considered. I'll make sure to give them a heads up when I file my PFL application this weekend so they can ensure the supplemental payments continue seamlessly. It's definitely overwhelming trying to figure all this out while caring for a newborn, but this community has been so helpful! Wishing you all the best when your time comes for maternity leave - sounds like you're already way more prepared than I was going into this process.

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I'm dealing with a similar employer top-off situation and just wanted to share what I learned from my experience last year. The most important thing is documentation - make sure you keep copies of everything showing these are supplemental benefits, not wages. One thing that really helped me was creating a simple spreadsheet tracking all payments: date, amount from EDD, amount from employer, and how it was coded on my paystub. This made it super easy when I had questions later and helped me stay organized during certification. Also, regarding the timing for your PFL application - filing this weekend sounds perfect if your SDI ends in 10 days. I'd recommend applying early in the week if possible (like Monday) rather than over the weekend, just because if there are any technical issues with the website, it's easier to get help during business hours. Your HR sounds like they're handling the payroll correction properly. Make sure you get that documentation in writing (email is fine) showing they recoded the accidental full paycheck. That paper trail will be invaluable if any questions come up later. You're doing everything right - try not to stress too much about it! The system is designed to handle these types of employer supplemental benefits, and it sounds like you've taken all the right steps to ensure everything is properly documented.

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The spreadsheet idea is genius! I wish I had thought of that from the beginning - it would have saved me so much confusion trying to track everything. I'm definitely going to create one now to organize all my payments and documentation going forward. You make a great point about applying on Monday instead of over the weekend. I was planning to do it Saturday morning, but you're right that if something goes wrong with the system, I'd be stuck waiting until Monday anyway to get help. Better to apply when support is available if needed. I should have that email documentation from HR by tomorrow about the payroll correction, so I'll make sure to save that in multiple places. This whole experience has definitely taught me the importance of keeping detailed records of everything! Thanks for the practical advice - it's so helpful hearing from people who've actually been through this process successfully.

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I'm currently going through this exact same situation! My employer also provides supplemental pay to bring benefits up to 100% salary, and I was terrified about how to handle it properly. What really helped me was calling my HR department proactively to understand how they code these payments. They explained that as long as the payments are coded as "supplemental disability benefits" or "leave pay supplement" on your paystubs (not regular wages), you should be fine. The key distinction is that you're not working - you're receiving additional benefits while on protected leave. For the PFL certification, when it asks about "other benefits received," you'll report the supplemental amount from your employer. But since it's not wages for work performed, it won't reduce your state benefits. I was worried about this too, but it's been working smoothly for me. Your timing for filing PFL sounds perfect - about a week before SDI ends is ideal. One tip that saved me stress: when you file, make sure to have your baby's birth certificate ready (you'll need the certificate number and date of birth info), and take screenshots of every page during the application process. EDD's system can be glitchy. The accidental full paycheck situation is more common than you'd think! As long as HR fixes the coding and documents it properly, you should be okay. The important thing is that it gets corrected in their payroll system so it shows as supplemental leave pay rather than regular wages. You're handling this really well - the fact that you're being proactive about understanding the process shows you'll get through it fine!

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@Jamal Anderson Thank you so much for this detailed response! It s'incredibly reassuring to hear from someone who s'currently going through the exact same situation. I really appreciate you taking the time to share your experience. Your point about having the birth certificate information ready is super helpful - I hadn t'thought about needing the certificate number specifically for the PFL application. I ll'make sure to have that handy when I file on Monday. It s'such a relief to know that the accidental full paycheck situation is more common than I thought! I was convinced I was the only one who had dealt with this kind of HR mistake. Getting that documentation from my employer tomorrow will definitely help me sleep better. I m'curious - when you report the supplemental employer payments during PFL certification, do you report the gross amount or the net amount after taxes? And have you found the certification process to be pretty straightforward once you get the hang of it? Thanks again for all the practical advice and reassurance. This community has been such a lifesaver during this stressful time!

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I just went through this exact situation a few months ago! My employer also has a supplemental pay policy, and I was panicking about whether it would mess up my benefits. Here's what I learned: The good news is that employer supplemental pay is totally fine as long as it's properly coded. When you certify for PFL, you'll report these payments under "other benefits received" - but since they're not wages for actual work, they won't reduce your state benefits at all. For your timing concern about transitioning from SDI to PFL, filing this weekend (or early next week) sounds perfect if your disability ends in 10 days. I filed about 6 days before my SDI ended and had zero gap in benefits. Regarding that accidental full paycheck - you're handling it exactly right by having HR recode it and document the error. I actually had a similar issue where payroll initially coded my supplemental payments wrong, but once they fixed it and sent me confirmation, EDD never questioned it. One thing that really helped reduce my stress was keeping a simple log of all payments - date, EDD amount, employer supplement amount, and how it appeared on my paystub. Made certification much easier and gave me peace of mind that everything was documented. You're being super proactive about this, which is exactly the right approach. The system is designed to handle employer supplemental benefits during leave, so try not to worry too much. You've got this!

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@Zoe Papadakis This is exactly what I needed to hear! Thank you for sharing your experience - it s'so comforting to know that others have successfully navigated this same situation. Your tip about keeping a log of all payments is brilliant and something I m'definitely going to start doing right away. I can see how that would make the certification process so much smoother and less stressful. I m'feeling much more confident about filing for PFL early next week now. It sounds like the 6-7 day window before SDI ends really is the sweet spot for avoiding any gaps in benefits. Quick question - when you logged your employer supplement amounts, did you track the gross amount or what you actually received after taxes? I want to make sure I m'recording the right numbers for when I need to report during certification. Thanks again for taking the time to share your experience and for the encouragement. This community has been such a lifeline during what feels like a really overwhelming process!

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I'm so glad you asked about this! I went through the exact same situation about 6 months ago and was terrified I'd mess something up. Your employer's supplemental pay is completely fine and won't interfere with your PFL benefits at all. The key things that worked for me: 1. Make sure HR codes all supplemental payments as "disability supplement" or "leave pay supplement" - NOT regular wages 2. When you certify for PFL, you'll report these under "other benefits" but they won't reduce your state payments since you're not actually working 3. Keep detailed records of everything - I wish I'd started a spreadsheet from day one! For the accidental full paycheck, you're handling it perfectly by having HR fix the coding and document it. I had a similar payroll error and once they corrected it with proper documentation, EDD never questioned anything. Your timing for filing PFL sounds ideal - I applied about a week before my SDI ended and had seamless transition with no gap in benefits. Just make sure you have your baby's birth certificate info ready when you apply! Don't stress too much about this - the system handles employer supplemental benefits all the time. You're being super proactive which is exactly right. You've got this mama! 💪

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@Sofia Torres Thank you so much for the reassurance and the mama encouragement! 💕 It really helps to hear from someone who went through this exact situation just 6 months ago. I love that you mentioned wishing you d'started a spreadsheet from day one - that seems to be the consensus from everyone who s'been through this process. I m'definitely creating one this weekend to track everything going forward. Your point about having the birth certificate info ready is super helpful. I assume that means I need the actual certificate number and not just a copy of the document? I want to make sure I have everything prepared before I start the application on Monday. It s'such a relief to know that the payroll error situation is more common than I thought and that EDD is used to dealing with these kinds of employer mistakes. Getting that documentation from HR tomorrow will definitely help me sleep better tonight! Thanks for taking the time to share your experience and for the encouragement. This whole process has felt so overwhelming, but hearing from people like you who ve'successfully navigated it makes me feel like I can handle it too. Really appreciate this supportive community! 🙏

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I'm currently preparing for maternity leave and my employer has a similar supplemental pay policy, so this thread has been incredibly helpful! Reading through everyone's experiences is giving me so much confidence about how to handle this properly. From what I'm gathering, the main things to focus on are: 1) making sure employer payments are coded correctly as supplemental benefits (not wages), 2) keeping detailed records of all payments, and 3) applying for PFL about a week before SDI ends. @StarStrider - it sounds like you're handling everything perfectly! The fact that you caught the payroll error early and are getting HR to fix it with proper documentation shows you're on top of things. One question for those who've been through this - when you create that tracking spreadsheet everyone mentions, do you also include dates when you certified and any communication with EDD/HR? I'm trying to figure out what level of detail would be most helpful to track from the beginning. Thanks to everyone who's shared their experiences here - this is exactly the kind of real-world advice that's impossible to find anywhere else! 🙏

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@Rajiv Kumar Great question about the spreadsheet details! I m'new to this community but have been following this thread closely as I m'in a similar situation. From what I ve'gleaned from everyone s'advice, I think tracking certification dates and any EDD/HR communication would definitely be smart. I m'planning to include columns for: date, EDD payment amount, employer supplement amount, how it was coded on paystub, certification dates, and a notes section for any communications or issues. Seems like having that complete picture would be super helpful if any questions come up later. @StarStrider - your proactive approach is inspiring! I m'also dealing with employer supplemental pay concerns and this whole thread has been such a goldmine of practical advice. The consensus seems to be that you re'handling everything exactly right. Wishing you the smoothest possible transition to PFL! Thanks everyone for creating such a supportive and informative discussion. As a newcomer here, I m'blown away by how generous people are with sharing their real experiences. This is exactly what we need when navigating these complex government systems! 🙏

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Debra Bai

I'm currently navigating a very similar situation and this thread has been incredibly reassuring! My employer also provides supplemental pay to bring state benefits up to 100% of salary, and I was worried about potential complications. What I've learned from my HR department is that the key is proper coding on paystubs - these payments need to show up as "supplemental disability benefits" or similar, NOT as regular wages. When you certify for PFL, you'll report them as "other benefits received" but they won't reduce your state payments since you're not actually working. @StarStrider - you're handling this perfectly! Getting HR to fix that accidental paycheck coding and document the error is exactly the right move. I had a similar payroll mix-up early on and once they corrected it with proper documentation, there were no issues. Your timing for filing PFL sounds spot-on too. Most people here seem to recommend applying about a week before SDI ends, which aligns with your weekend/Monday plan. One tip that's helped me stay organized: I started tracking everything in a simple spreadsheet - dates, EDD amounts, employer supplement amounts, how they're coded on paystubs, and any relevant communications. It's been a lifesaver for keeping everything straight and will make certification much easier. Don't stress too much - the system is designed to handle employer supplemental benefits during leave. You're being proactive about documentation which puts you in a great position. You've got this! 💪

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@Debra Bai Thank you for sharing your experience! It s'so helpful to hear from someone currently going through this process. Your spreadsheet tracking system sounds like exactly what I need to implement - I keep seeing this recommendation throughout the thread and clearly it s'a game-changer for staying organized. I m'curious about one thing - when you track the employer supplement amounts in your spreadsheet, do you record the gross amount or the net amount after taxes are taken out? I want to make sure I m'capturing the right numbers for when I need to report during PFL certification. Also, did your HR department proactively communicate with you about how they code the supplemental payments, or did you have to ask them specifically? I m'wondering if I should follow up with my HR to make sure we re'both on the same page about the coding going forward. Thanks for the encouragement and practical advice! This community has been such a lifeline during what initially felt like an overwhelming and confusing process. It s'amazing how much clearer everything becomes when you hear from people who ve'actually navigated this successfully. 🙏

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