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Ava Martinez

When to switch from pregnancy disability to PFL after baby arrives? Already receiving SDI payments

I'm currently 36 weeks pregnant and have been receiving pregnancy disability payments for the past 2 weeks through SDI. Yesterday I got a call from EDD saying I need to 'inform them when baby is born' but they didn't really explain what happens next? I'm super confused about the whole process after delivery. Do I automatically continue getting paid through the recovery period (6-8 weeks postpartum)? Or do I need to file something new? And when exactly do I switch to baby bonding PFL? Do they just automatically transition me or is there paperwork? I'm terrified of messing something up and losing weeks of benefits since we're really counting on this income. Anyone gone through this recently who can explain the steps? My doctor's office hasn't been much help with the EDD paperwork side of things.

You're on pregnancy disability leave (SDI) right now, which covers up to 4 weeks before birth and then 6-8 weeks after birth (8 weeks for c-section, 6 for vaginal delivery). After your recovery period ends, THEN you file for PFL for baby bonding - that's a separate claim. Here's what you need to do: 1. When baby is born, notify EDD right away (call or online) 2. Continue certifying for SDI during your recovery period 3. About 1-2 weeks before your recovery period ends, apply for PFL The transition is NOT automatic! This trips up so many new moms.

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Thank you!! This makes so much more sense now. So I need to actually apply for PFL separately toward the end of my recovery time? Is there a specific form for that? I'm worried about timing it right and not having a gap between benefits.

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congrats on ur baby!!! i had mine last yr and the whole thing was sooooo confusing. basically after u give birth u keep getting the SDI checks for recovery. then u gotta apply for PFL before the sdi runs out or u'll miss $$

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Thanks! Did you have any issues with the timing? I'm worried about having a gap between the SDI ending and PFL starting. How long did it take for your PFL to get approved after you applied?

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The EDD system is intentionally confusing and awful! When I had my baby last year, I didn't know I had to apply separately for PFL and ended up with THREE WEEKS with no income while they processed my late application! And getting anyone on the phone was IMPOSSIBLE!!! They don't make it clear AT ALL that these are completely separate claims with separate applications. The whole system is designed to make you miss out on benefits you're entitled to!!

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THIS! Same happened to me in 2024. I waited 2.5 weeks with no income because I thought the transition would be automatic. Had to use credit cards to buy diapers. And then when I finally filed for PFL, I couldn't get through on the phone for DAYS to fix a tiny issue with my claim that was causing delays. Finally I found this service called Claimyr (claimyr.com) that got me through to an EDD agent in about 25 mins instead of waiting hours. They have a video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5. Totally worth it to get my claim fixed and payments flowing again when I was desperate.

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Let me clarify the exact process: 1. You're currently on SDI (pregnancy disability) which started before birth 2. When baby is born, call EDD at 1-800-480-3287 to report the birth date 3. Your doctor will need to certify your recovery period (6 weeks for vaginal delivery, 8 for c-section) 4. You'll continue receiving SDI payments during this recovery time 5. 1-2 weeks before your recovery period ends, file for PFL using form DE2508 (can do online) 6. PFL provides 8 weeks of baby bonding time at the same payment rate as your SDI The most common mistake is waiting until SDI ends before applying for PFL - this creates a gap in payments. File that PFL claim early!

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This is incredibly helpful, thank you! I've been so stressed about this. So I'll report the birth right away, then keep certifying for SDI during recovery, and file for PFL about 1-2 weeks before recovery ends. I'm going to put reminders in my calendar right now. Is the online PFL application pretty straightforward?

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When I had my baby in November, I was totally confused about this too! I ended up calling EDD like 5 times lol. So what happens is your SDI keeps paying after birth (for like 6-8 weeks) and then you gotta file a whole new claim for the bonding time. My sister didn't know and tried to use the same claim number or something? And she had to wait like 3 extra weeks for her first PFL payment.

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Yes, using the same claim number is a common mistake! SDI and PFL are different programs with different claim numbers, even though they're both administered by EDD. Always file a brand new claim for PFL.

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I know its confusing because everyone uses all the acronyms (SDI, PFL, EDD) but they are not explaining what they mean!! SDI is for when you cant work because of pregnancy or recovery from birth. The PFL is for when you are physcially recovered but taking time to bond with baby. Different programs, different paperwork!! My HR didnt explain any of this either and I nearly messed up all my benefits. Make sure you apply for PFL before SDI ends!!

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Thank you! It helps to understand the difference between the programs. I definitely thought it was all just one continuous benefit. Going to be super careful about applying for PFL on time now.

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btw make sure ur keeping all ur paperwork! sometimes they mess up and u need proof of everything. my friend had to send her birth certificate like 3 times cuz edd kept "losing" it. so annoying

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EXACTLY!!! They "lost" my documents twice and then tried to deny my claim! Take screenshots of EVERYTHING you submit online too. The EDD website is a nightmare and things disappear all the time.

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One more important tip: when you apply for PFL, you'll need to provide your baby's birth certificate or other proof of relationship. You can upload this directly on the EDD website when you file your claim. If you don't have the birth certificate yet (it can take several weeks), you can submit proof of birth from the hospital temporarily. This helps avoid delays in processing your PFL claim. Also, if you're planning to split your 8 weeks of PFL (some now, some later), make sure to indicate this on your application. Many parents don't realize they can use PFL intermittently within the first year after birth.

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Oh that's really good to know about being able to use temporary proof from the hospital! And I had no idea you could split the PFL weeks - we might actually want to do that so I can save some bonding time for later in the year. Thank you so much for all this information!

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I just went through this exact same process 6 months ago and it was SO stressful! Here's my timeline to help you plan: Week 38: Baby born, called EDD immediately to report birth date Weeks 38-44: Continued getting SDI payments for recovery (had c-section so 8 weeks) Week 42: Filed PFL application online (2 weeks before SDI ended) Week 45: First PFL payment arrived with no gap! The key things that saved me: - Set phone reminders to call EDD when baby arrives - Put a calendar reminder 2 weeks before your estimated recovery end date to file PFL - Have all your documents ready (I used the hospital birth record initially since birth certificate took 3 weeks) - Screenshot everything you submit online Don't stress too much - you've got this! Just stay on top of the timing and you'll be fine. The EDD website for PFL is actually pretty user-friendly compared to the SDI side. Congrats on your upcoming arrival! 💕

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This timeline is SO helpful, thank you! I'm definitely going to follow your exact schedule. I'm actually due around the same time you were when you had your baby, so this gives me a really clear roadmap. I love that you included the specific week numbers - that makes it so much easier to visualize. I'm going to set up all those reminders right now. It's such a relief to hear from someone who just went through this successfully without any payment gaps. Thank you for taking the time to share all these details! 💕

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I'm going through the exact same thing right now! 37 weeks pregnant and just started getting SDI payments last week. This thread is a lifesaver - I had no idea SDI and PFL were separate applications! My biggest fear was also having a gap in payments, so I'm going to follow everyone's advice about filing the PFL claim 1-2 weeks before recovery ends. Already setting up calendar reminders now. One question though - has anyone had issues with the doctor certification part? My OB mentioned something about needing to certify the recovery period but wasn't super clear on timing. Do they automatically send that to EDD or do I need to follow up with my doctor's office to make sure they submit it? Thanks everyone for sharing your experiences - this is exactly the kind of real-world info that EDD definitely doesn't explain clearly!

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Hey! I'm actually a few weeks behind you (34 weeks) and just learning about all this too. From what I've gathered reading through this thread, your doctor should automatically submit the recovery certification to EDD after delivery, but it's definitely worth confirming with them! I called my OB's office yesterday after reading similar concerns online and they said they handle the medical certification directly with EDD once baby is born - but they recommended I follow up with them a few days after delivery just to make sure it gets submitted on time. Apparently some offices are better about this than others. It sounds like the medical certification is what determines how long your SDI recovery period lasts (6 weeks vaginal, 8 weeks c-section), so definitely important that it gets filed properly. Maybe add "confirm doctor submitted recovery certification" to your post-birth checklist along with calling EDD to report the birth? This thread has been amazing - I'm taking notes on everyone's timelines! 📝

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Just wanted to add one more tip that really helped me - download the EDD mobile app if you haven't already! I found it way easier to certify for benefits and check claim status on my phone, especially during those sleep-deprived newborn days when getting to a computer felt impossible. Also, if you're planning to breastfeed, keep in mind that pumping at work is protected under California law, but it's separate from your PFL benefits. I mention this because a lot of new moms get confused thinking PFL covers pumping time when you return to work - it doesn't. PFL is specifically for bonding time while you're completely off work. One last thing - start thinking now about whether you want to take all 8 weeks of PFL consecutively or split it up. You have up to 1 year from baby's birth to use those 8 weeks, so some people take 4-6 weeks right after recovery ends, then save the remaining weeks for later (like around the holidays or if childcare falls through). Just something to consider while you're planning! Good luck mama, you're going to do great! 💕

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This is all such great advice! I had no idea about the mobile app - definitely downloading that tonight. And thank you for clarifying about pumping vs PFL, I was actually wondering about that! The splitting PFL weeks idea is really smart too. I hadn't thought about saving some weeks for later in the year. With my husband's work schedule, it might actually work better to take maybe 6 weeks right after recovery and then save 2 weeks for when he has a big project deadline in the fall. Question about the split timing though - when you use PFL later in the year, do you still get the same payment amount? Or does it change based on when you use it? I want to make sure I understand all the details before making that decision. Thanks for all the support everyone! This thread has seriously reduced my anxiety about the whole process by like 90%. You're all amazing! 💕

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