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Muhammad Hobbs

Is SSI the same as Washington ESD unemployment benefits - confused about eligibility

I'm really confused about benefits and need some clarification. I've been getting SSI for my disability but my hours got cut at my part-time job and now I'm wondering if I can file for unemployment through Washington ESD too. Are SSI and unemployment the same thing? Can I get both at the same time? I tried calling Washington ESD but couldn't get through and the website doesn't really explain this situation clearly.

No, SSI (Supplemental Security Income) and unemployment are completely different programs. SSI is a federal disability program through Social Security Administration, while unemployment insurance (UI) is through Washington ESD for people who lose their jobs. They have different eligibility requirements and different purposes.

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Thank you! So they're totally separate programs? I was so confused because people kept mentioning different acronyms and I thought they might overlap somehow.

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Yeah they're definitely separate. SSI is for people with disabilities who have limited income and resources. Unemployment is for people who worked and then lost their job through no fault of their own.

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The big question is whether you can collect both simultaneously. Generally, if you're receiving SSI, you're considered unable to work full-time, which conflicts with unemployment requirements where you have to be able and available for work. This creates a tricky situation with Washington ESD eligibility.

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Oh no, that's what I was worried about. I do work part-time though, so I thought maybe that would show I'm able to work?

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Part-time work while on SSI is allowed under certain circumstances, but unemployment has different rules about being available for full-time work. You'd need to check with both agencies.

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I had a similar situation last year and it was a nightmare trying to get straight answers from Washington ESD on the phone. Spent hours on hold just to get disconnected. Finally found this service called Claimyr that helped me get through to an actual agent who could explain my specific situation. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Really? You actually got through to someone who could help? I've been trying to call for weeks with no luck.

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How much does something like that cost? I'm already struggling financially and can't afford expensive services.

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It's worth checking out their site for the details. For me, getting actual answers was way better than spending endless hours on hold getting nowhere.

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The key issue is the 'able and available' requirement for unemployment. When you receive SSI, you're essentially stating that your disability prevents you from working substantially. But for unemployment, you have to certify weekly that you're able and available for full-time work. These two positions can contradict each other.

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This is so complicated! Why don't they make this stuff clearer? I feel like you need a law degree just to understand basic benefits.

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The complexity comes from different agencies having different definitions of 'disability' and 'ability to work.' SSA and Washington ESD use different criteria.

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wait so if someone is on SSI they cant get unemployment at all? that seems unfair since some disabled people do work part time

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It's not that simple. Some people with disabilities can work and might qualify for unemployment if they meet all the requirements. But there are potential conflicts between the programs that need to be carefully evaluated.

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Exactly. Each case is individual. That's why it's important to speak with both SSA and Washington ESD to understand how the programs interact in your specific situation.

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I tried to figure this out on my own last month and got completely overwhelmed. The Washington ESD website has so much information but none of it directly addresses this situation. Really wish there was a clear FAQ about SSI and unemployment interactions.

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Yes! That's exactly my problem. I've read through their website multiple times and still don't have clear answers about my specific situation.

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The government really needs to do better with explaining how different programs work together. It's like they expect everyone to be benefits experts.

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Another thing to consider is reporting requirements. If you do somehow qualify for both, you'd need to report the unemployment income to SSA because it could affect your SSI payments. SSI has strict income limits.

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Oh geez, I didn't even think about that. So even if I could get unemployment, it might reduce my SSI? This is getting more complicated by the minute.

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Yes, SSI has income reporting requirements. Any additional income, including unemployment benefits, needs to be reported and could reduce your SSI payment amount.

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Exactly. That's why it's crucial to understand all the implications before applying for unemployment if you're already receiving SSI.

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My sister dealt with this exact situation. She was on SSI but working part-time when her job ended. She ended up having to choose between applying for unemployment or keeping her SSI without complications. She chose to stick with SSI since it was more stable for her situation.

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That's really helpful to know. Did she ever regret not trying for unemployment benefits?

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She said it was the right choice for her because SSI is ongoing while unemployment is temporary. Plus she avoided the hassle of potentially having conflicts between the programs.

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The timing matters too. If you're already receiving SSI and then apply for unemployment, Washington ESD might question whether you're truly able and available for work. But if you were working and receiving SSI simultaneously before losing your job, that might be different.

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Good point. The work history and circumstances of job loss are important factors in unemployment eligibility, regardless of other benefits.

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I was working part-time while getting SSI, so maybe that helps show I am able to work? I just had my hours reduced, not completely laid off.

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Hour reduction can qualify for unemployment in some cases, but you'd need to meet the minimum hour reduction requirements. Check Washington ESD's guidelines for partial unemployment.

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Honestly, for something this complex, I'd really recommend using that Claimyr service I mentioned earlier. When I had questions about my specific eligibility situation, talking to an actual Washington ESD agent made all the difference. They could look at my case and give me definitive answers instead of me guessing based on general information.

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Did they actually know about SSI interactions? I feel like even the agents sometimes don't know about the more complex situations.

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The agent I spoke with was really knowledgeable. She walked through my whole situation and explained exactly what would happen if I applied. Way better than trying to piece together information from different websites.

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Just want to add that if you do decide to explore unemployment, make sure you understand the job search requirements. Washington ESD requires you to actively look for work and document your search activities. This might be challenging if you have limitations due to your disability.

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That's another thing I was worried about. I can only do certain types of work because of my disability. Would that disqualify me from unemployment?

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Not necessarily. You can have restrictions on the type of work you can do and still qualify for unemployment, as long as there are suitable jobs available in your area that you can perform.

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Right, but you'd need to show you're actively seeking work within your limitations. The job search log requirements still apply.

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has anyone actually successfully gotten both SSI and unemployment at the same time? seems like it would be really rare

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It's definitely uncommon because of the conflicting requirements. Most people end up having to choose one or the other, or they find they don't actually qualify for both simultaneously.

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I think it might be theoretically possible in very specific circumstances, but practically speaking, it's probably not worth the complications for most people.

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The other consideration is appeals and hearings. If Washington ESD denies your unemployment claim because of the SSI conflict, you'd have the right to appeal. But that process can take months and there's no guarantee of success.

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Ugh, this is making me think it might not be worth the hassle. I just thought unemployment might help since my income dropped when my hours were cut.

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I understand the frustration. Maybe look into other assistance programs that don't have the same work availability conflicts as unemployment insurance.

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One more thing - if you do apply for unemployment while on SSI, make sure you report it to both agencies immediately. Trying to navigate this secretly could get you in trouble with both programs and potentially result in overpayment demands.

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This is really important. Transparency is key when dealing with multiple government programs. The penalties for not reporting can be severe.

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Thanks for all the advice everyone. I think I need to call both agencies and get official answers for my specific situation before making any decisions.

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Definitely the smart approach. And if you can't get through to Washington ESD the normal way, definitely consider that Claimyr option. Getting real answers is worth it for a situation this complex.

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Good luck OP! This stuff is way more complicated than it should be. Hope you get the answers you need and find the best solution for your situation.

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Thank you! This thread has been incredibly helpful. At least now I know the right questions to ask when I do get through to someone.

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