Can you get SSI and unemployment benefits at the same time in Washington?
I'm currently receiving SSI disability benefits and I'm wondering if I can also apply for unemployment through Washington ESD. My doctor says I might be able to do some part-time work now, but I'm confused about whether collecting both benefits is allowed. Has anyone been in this situation? I don't want to mess up my SSI by filing for unemployment if it's not permitted.
53 comments


Isabella Silva
This is a really complex situation because SSI and unemployment have conflicting requirements. For unemployment, you have to certify that you're able and available to work full-time, but SSI is based on being unable to work due to disability. The Social Security Administration generally considers applying for unemployment as evidence that you're not disabled.
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Malik Robinson
•That's what I was afraid of. So even if my condition has improved, applying for unemployment could jeopardize my SSI?
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Isabella Silva
•It could trigger a review of your disability status. You'd need to report the unemployment application to SSA and they might reassess whether you still qualify for SSI.
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Ravi Choudhury
I tried this a few years ago and it was a nightmare. SSA put my benefits under review the moment I filed for unemployment with Washington ESD. Even though I was only looking for part-time work, they said I was claiming to be able to work which contradicted my disability claim.
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Malik Robinson
•What happened with your case? Did you lose your SSI benefits?
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Ravi Choudhury
•I had to go through a whole redetermination process. Took 8 months to resolve and I had to prove my disability was still valid. It was really stressful.
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Freya Andersen
•This is exactly why you need to talk to someone at Social Security before making any moves. The rules are too complicated to guess at.
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Omar Farouk
I've been trying to get through to someone at Washington ESD about this exact question but their phone lines are always busy. Has anyone found a way to actually talk to a real person there? I've been calling for weeks.
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CosmicCadet
•I had the same problem until I found Claimyr - it's a service that helps you get through to Washington ESD agents. Check out claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ. It actually worked for me after months of trying to call myself.
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Omar Farouk
•Is that legit? I'm desperate enough to try anything at this point.
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CosmicCadet
•Yeah it's real. They basically handle the waiting on hold part and connect you when an agent is available. Saved me so much frustration.
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Chloe Harris
The technical answer is that there's no federal law preventing you from receiving both, but the practical reality is that the eligibility requirements conflict. SSI requires you to be unable to engage in substantial gainful activity, while unemployment requires you to be ready, willing, and able to work.
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Malik Robinson
•So theoretically it's possible but practically very difficult?
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Chloe Harris
•Exactly. Some people have done it when they're transitioning off disability and their condition has improved, but it requires very careful documentation and usually legal help.
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Diego Mendoza
my cousin was on ssi and tried to get unemployment when she lost her part time job and it was a mess. social security said she couldnt be too disabled to work full time but able enough to collect unemployment benefits. made no sense
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Malik Robinson
•That's so frustrating. The system seems designed to trap people between benefits.
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Isabella Silva
•It's because they're administered by different agencies with different rules. SSA focuses on inability to work, while state unemployment focuses on temporary job loss for people who can work.
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Freya Andersen
Before you do anything, you absolutely need to contact both Social Security and Washington ESD to discuss your specific situation. Every case is different and the consequences of getting it wrong are too serious. Don't rely on internet advice for something this important.
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Malik Robinson
•You're right, I need professional guidance. Do you know if there are any free legal services that help with this kind of thing?
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Freya Andersen
•Try contacting your local Legal Aid office. They often have attorneys who specialize in disability and benefits law.
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Anastasia Popova
•The Northwest Justice Project also has resources for people dealing with benefits issues in Washington state.
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Sean Flanagan
I work for a disability advocacy organization and see this question a lot. The key thing to understand is that if your medical condition has improved enough that you think you can work, you should report that to SSA first before applying for unemployment. They have programs like Ticket to Work that might be better options.
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Malik Robinson
•I hadn't heard of Ticket to Work. What does that program do?
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Sean Flanagan
•It's a SSA program that helps people with disabilities transition back to work while maintaining some benefits protection. Much safer than trying to collect unemployment while on SSI.
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Isabella Silva
•That's really good advice. The Ticket to Work program has built-in protections that unemployment doesn't offer.
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Zara Shah
Wait, I'm confused. I thought if you're on SSI you can't work at all? How does part-time work fit into this?
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Sean Flanagan
•You can work on SSI, but there are strict limits. In 2025, you can earn up to $85 per month without it affecting your benefits, and they have other work incentives too.
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Zara Shah
•Oh wow, I had no idea. Thanks for clarifying that.
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NebulaNomad
This whole system is so broken. Why should someone have to choose between trying to work and keeping benefits they need to survive? It's like they punish you for trying to get better.
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Luca Ferrari
•I totally agree. The cliff effect with benefits is real and it keeps people trapped in poverty.
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Malik Robinson
•It really does feel like a trap. I want to try working again but I'm terrified of losing everything if it doesn't work out.
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Nia Wilson
Has anyone actually successfully collected both at the same time? I'm curious if it's even practically possible or if it's just theoretical.
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Mateo Martinez
•I know someone who did it briefly during a transition period, but she had a lawyer helping her and it was really complicated. Not something I'd try without professional help.
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Ravi Choudhury
•Like I said earlier, I tried it and it was a disaster. Maybe with the right legal help it's possible but it's definitely not easy.
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Aisha Hussain
If you do decide to contact Washington ESD about this, good luck getting through. Their phone system is terrible and I've heard horror stories about people waiting on hold for hours.
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CosmicCadet
•That's where Claimyr really helps - I mentioned it earlier but it's worth repeating. They handle the waiting and calling back when lines are busy. Saved me literally hours of frustration trying to reach Washington ESD.
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Aisha Hussain
•I might have to check that out. I've wasted so much time trying to get through to them.
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Ethan Clark
One thing to consider is that even if you could technically collect both, you'd have to report the unemployment benefits as income to Social Security, which would reduce your SSI payment dollar for dollar after the first $65.
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Malik Robinson
•So even if it was allowed, you wouldn't really get the full benefit of both programs?
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Ethan Clark
•Right, the SSI income limits would kick in. You might end up with no net gain and a lot of administrative headaches.
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StarStrider
I think the bottom line is that this is too complex and risky to figure out on your own. You really need to talk to professionals at both agencies and probably get some legal advice too.
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Malik Robinson
•You're absolutely right. I'm going to contact Legal Aid first thing Monday morning.
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Freya Andersen
•Smart move. Better to get proper guidance upfront than to create problems you'll have to fix later.
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Yuki Sato
Does anyone know if the rules are different for SSDI versus SSI? I thought I read somewhere that SSDI has different work incentives.
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Sean Flanagan
•Yes, SSDI does have different rules and work incentives than SSI. The trial work period and extended period of eligibility give you more flexibility with SSDI.
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Yuki Sato
•Thanks, that's good to know. The whole disability benefits system is so complicated.
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Carmen Ruiz
I've been following this thread and it's really helpful. I'm in a similar situation but with SSDI instead of SSI. Looks like I need to do a lot more research before making any decisions.
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Malik Robinson
•Yeah, this thread has been eye-opening. I had no idea how complicated this could get.
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Isabella Silva
•The key takeaway is that you really need professional guidance for anything involving disability benefits and work. The stakes are too high to guess.
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Andre Lefebvre
Just wanted to add that if you do need to contact Washington ESD about this, don't give up if you can't get through right away. It took me weeks of trying but I eventually got the information I needed. The agents are actually pretty knowledgeable about these complex situations once you reach them.
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Omar Farouk
•That's encouraging. I was starting to think it was impossible to actually talk to anyone there.
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CosmicCadet
•Or you could try Claimyr like I mentioned - much faster than trying to get through on your own. They've really streamlined the process of reaching Washington ESD agents.
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Andre Lefebvre
•I hadn't heard of that service but it sounds like it could be really helpful for people dealing with complex situations like this.
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