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Freya Andersen

How to set up unemployment benefits in Washington - complete beginner guide needed

I just got laid off from my restaurant job after 8 months and have never filed for unemployment before. I'm completely lost on how to set up unemployment benefits through Washington ESD. I tried looking at their website but it's confusing with all the different forms and requirements. Do I need to create an account first? What documents do I need? How long does the whole process take? Any step-by-step guidance would be really helpful since I have no idea where to start.

First step is creating your SecureAccess Washington (SAW) account if you don't already have one. You'll need that to access the Washington ESD unemployment portal. Then you can file your initial claim online at esd.wa.gov. Make sure you have your Social Security number, driver's license, and employment info for the last 18 months ready.

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Thanks! Do I need pay stubs or just the employer information? I worked at two different restaurants in the past year.

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You'll need employer names, addresses, dates of employment, and your gross wages for each job. Pay stubs help but aren't required if you have the wage info.

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The Washington ESD website walks you through it step by step once you start the application. You'll answer questions about your work history, why you became unemployed, and your availability for work. Make sure you're honest about everything - they verify all the information with your employers.

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How long does the verification process usually take? I filed two weeks ago and still haven't heard anything.

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It can take 2-4 weeks for initial processing, especially if there are any issues that need adjudication. You should keep filing your weekly claims even while waiting.

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I was in the same boat last year after getting let go. The hardest part is actually getting through to Washington ESD when you have questions. Their phone lines are constantly busy and you'll get disconnected a lot. I found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Is that legit? I'm worried about giving my info to third parties.

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Yeah it's legitimate. They just help you get connected to Washington ESD agents when the lines are busy. Saved me hours of trying to call.

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I used Claimyr too when my claim got stuck in adjudication. Works exactly like they show in the video.

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Don't forget you have to do the job search requirements too! You need to make at least 3 job search contacts per week and log them in your WorkSourceWA account. This caught me off guard when I first started claiming.

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When do I need to start the job search stuff? Right away or after my claim is approved?

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You need to start job searching the week you file your claim. Don't wait for approval or you'll have issues with your weekly claims.

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ugh the washington esd system is so confusing... took me forever to figure out all the different websites and accounts you need. SAW for login, WorkSource for job search, esd.wa.gov for claims. why cant they just put everything in one place???

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I agree it's confusing at first, but once you get used to it, it's not too bad. The separation is for security reasons I think.

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security schmeurity... just makes it harder for people who actually need help

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Key things to remember: File your claim the week you become unemployed, not later. You can't backdate claims in Washington. Make sure you're available for work and actively searching. Report any work or income on your weekly claims even if it's just a few hours.

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What if I worked one day the week I got laid off? Do I still file that week?

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Yes, file that week but report the wages you earned. Your benefit amount will be reduced but you'll still establish your claim date.

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Anyone know how much you can expect to get? I was making $15/hour at my last job working about 35 hours a week.

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Washington unemployment benefits are based on your highest quarter of earnings in your base period. Maximum is around $1,015/week but most people get much less. You'll see your weekly benefit amount after you file.

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Thanks! Hopefully it's enough to cover my rent while I look for something new.

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Pro tip: take screenshots of everything when you file. Save confirmation numbers, print your claim summary, keep records of your job search activities. If anything goes wrong you'll need documentation.

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Good advice! I'll make sure to save everything. Better safe than sorry.

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Yes! I learned this the hard way when my claim got flagged and I had to prove I filed everything correctly.

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The whole process seems overwhelming but it's really not that bad once you get started. The Washington ESD website actually has pretty good instructions if you read through them carefully. Just don't rush through the application.

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That's reassuring. I was worried I'd mess something up and delay getting benefits.

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Take your time and double-check everything. It's better to get it right the first time than have to deal with corrections later.

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I remember being so stressed about filing for the first time. Felt like I was doing something wrong even though I was legitimately unemployed. It's a normal part of the social safety net - don't feel bad about using it!

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Thanks for saying that. I do feel weird about it but I paid into the system so I guess I earned it.

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Exactly! You paid unemployment taxes on every paycheck. This is literally what that money was for.

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Make sure you understand the difference between 'able and available' and 'actively seeking work'. You have to be both to qualify for benefits each week. This means you're physically able to work, available for work, and making genuine efforts to find employment.

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What counts as 'actively seeking work'? Just applying to jobs online?

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Applying to jobs, contacting employers, attending job fairs, networking events, interviews - any genuine effort to find work. You need to log 3 activities per week in WorkSourceWA.

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Don't forget to set up direct deposit if you want your benefits deposited directly to your bank account. Otherwise you'll get a debit card which works but has some fees for certain transactions.

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Is direct deposit faster than the debit card?

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Direct deposit is usually faster and more convenient. The debit card has to be mailed to you first which adds time.

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If you run into problems or have questions, definitely try calling Washington ESD. The wait times are brutal though. I spent literally hours on hold before discovering Claimyr. Game changer for actually getting through to talk to someone.

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How much does something like that cost? I'm already tight on money.

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It's worth checking out their website to see current options. Way cheaper than losing benefits because you can't get questions answered.

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One thing that confused me was the waiting week. Washington doesn't have a waiting week anymore, so you can get benefits for your first week of unemployment if you're eligible. This changed a few years ago.

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That's good to know! I was worried I'd have to wait a week with no income.

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Yeah, they eliminated the waiting week which was a huge help for people who need benefits right away.

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Remember that you have to file your weekly claim every week even if you haven't received your first payment yet. If you skip weeks, you might lose those benefits permanently.

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How do I file the weekly claims? Is it on the same website as the initial application?

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Yes, same website. You'll log into your eServices account and file your weekly claim. It's usually available Sunday morning for the previous week.

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Good luck with everything! The first time is always the hardest but once you get the hang of it, it becomes routine. Don't hesitate to ask questions if you get stuck - this community is pretty helpful.

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Thank you so much everyone! This has been incredibly helpful. I feel much more confident about getting started now.

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You got this! Just take it one step at a time and don't let the bureaucracy intimidate you.

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Just to add to all the great advice here - when you're filling out your initial claim, be really careful with the dates. Make sure you put the actual date you became unemployed, not the date you're filing. And if you worked part-time at multiple restaurants like you mentioned, list ALL of them in your work history for the past 18 months. Missing an employer can cause delays in processing. Also, keep your separation notice or any paperwork from your employer handy - you might need to reference it during the application process.

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