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Rudy Cenizo

How to qualify for unemployment benefits in Washington state

I'm trying to figure out if I qualify for unemployment benefits in Washington. My work hours got cut to basically nothing and I'm struggling to pay rent. I worked at a restaurant for about 8 months before this happened. Do I meet the requirements for Washington ESD unemployment? What do I need to prove when I apply? I've never filed for unemployment before and don't want to mess this up.

You need to meet the base year earnings requirement first. Washington ESD looks at your wages from the first 4 of the last 5 completed calendar quarters. You need at least $1,000 in wages during your base year and wages in at least 2 quarters. Since you worked 8 months you should be fine on that front.

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Thanks! I definitely earned more than $1,000 over those months. What else do they check?

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You also need to be able and available for work, actively seeking work, and not have quit without good cause or been fired for misconduct. Reduced hours usually qualifies you.

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i think you also have to register with WorkSource WA and do job searches every week. thats what i remember from when i filed last year

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Oh yeah I heard about that. How many job searches do you have to do per week?

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It's typically 3 job search activities per week, but it can vary based on your situation. You'll get the specific requirements when you file your claim.

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The application process itself is pretty straightforward on the Washington ESD website. You'll need your Social Security number, employment history for the last 18 months, and your employer information. The tricky part is getting through to an agent if you have questions - the phone lines are always busy.

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Ugh that's what I was worried about. How long did it take you to get through?

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Honestly I never did get through the regular way. I ended up using Claimyr.com which helped me get connected to an agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that before. Did it actually work?

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Yeah it worked great for me. Saved me hours of calling and getting busy signals.

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MAKE SURE YOU FILE ASAP! There's a waiting week in Washington but the sooner you file the sooner your claim starts. Don't wait thinking your hours might pick up again because you're just losing potential benefits.

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Good point. I kept hoping things would get better but it's been 3 weeks now with barely any shifts.

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Exactly! And even if your hours do pick up later, you can always stop filing weekly claims. But if you don't start the process now you're missing out on money you might be entitled to.

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what if you quit your job? asking for a friend who quit because of a hostile work environment

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That can still qualify as 'good cause' for quitting, but your friend would need to document the hostile environment and be prepared to explain it to Washington ESD. It's more complicated than a layoff but definitely possible.

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ok good to know, thanks

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Don't forget about the tax implications. Washington ESD unemployment benefits are taxable income. You can choose to have taxes withheld or pay them later but just be aware of it.

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Oh I didn't think about that. How much do they usually withhold?

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I think it's 10% federal withholding if you elect it. Washington doesn't have state income tax so you don't worry about that part.

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The whole system is so confusing. I've been trying to figure out if I qualify too and every website gives different information. At least the Washington ESD site has improved over the last few years.

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Yeah it's definitely gotten better. The old system was a nightmare. Now it's just mildly frustrating instead of completely broken.

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Ha! That's progress I guess. Still wish they made it easier to talk to a real person when you have questions.

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For restaurants specifically, make sure you report all your tip income accurately on your application. I know some places don't always report tips properly and that can affect your benefit amount.

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Yeah my employer was pretty good about that actually. They tracked our tips through the POS system.

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That's good. It'll make your application smoother if everything matches up with what Washington ESD has on file from your employer.

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i filed last month and it took about 2 weeks to get my first payment. not too bad compared to what i was expecting based on horror stories from 2020

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That's not too bad. Did you have any issues with the application process?

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nah it was pretty straightforward. just had to wait for them to verify my employment but that was quick

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One thing to watch out for is if you have any other income while collecting unemployment. You need to report it on your weekly claims even if it's just a small amount. They'll adjust your benefits accordingly but you have to be honest about it.

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What if I pick up a few shifts here and there? Do I still need to report that?

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Yes, report any work and earnings. Washington ESD allows you to earn a small amount without losing all your benefits but you have to report it all.

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This is super important. I know someone who got an overpayment notice because they didn't report some freelance work they did.

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The weekly claim filing is pretty easy once you get used to it. You just answer the same questions every week about whether you worked, looked for work, were able to work, etc. Takes like 5 minutes.

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Good to know. What happens if you forget to file a weekly claim?

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You can usually file it late but you might have to explain why. It's better to just set a reminder on your phone to file every Sunday.

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Has anyone had issues with the ID verification process? I keep hearing about people getting stuck in adjudication for weeks.

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Adjudication delays can happen if there are questions about your eligibility or if they need to verify information with your employer. Most cases resolve within a few weeks but complex situations can take longer.

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I was in adjudication for 6 weeks last year because my employer disputed my claim. Eventually got approved but it was stressful waiting.

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6 weeks? That's brutal. Did you have to do anything special to get it resolved?

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I kept calling to check on the status but mostly just had to wait. Would have been nice to talk to someone who could explain what was happening.

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The job search requirements are actually not too bad if you stay organized. I keep a spreadsheet with all my applications and it makes filing the weekly claims much easier.

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That's a good idea. Do they ever audit your job search activities?

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They can request documentation so it's worth keeping records. I save job postings and track when I applied to each one.

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If you're having trouble reaching Washington ESD by phone, I had good luck with that Claimyr service someone mentioned earlier. Worth trying if you're stuck and need to talk to someone.

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Yeah I might try that if I run into issues. Better than spending all day calling and getting nowhere.

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I used Claimyr too when I had questions about my benefit amount. Much easier than the regular phone system.

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don't stress too much about the application. if you worked 8 months and your hours got cut through no fault of your own you should qualify. just be honest on the application and you'll be fine

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Thanks for the reassurance. I'm going to file this weekend and see how it goes.

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good luck! the hardest part is just getting started. once you file your first weekly claim it becomes routine

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Make sure you have your bank account info ready for direct deposit. Much faster than waiting for checks in the mail.

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Good tip. I definitely want to get payments as fast as possible.

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Yeah direct deposit usually comes 1-2 days after you file your weekly claim. Checks take way longer.

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One last thing - if you get denied for any reason, don't panic. You can appeal the decision. The appeals process gives you a chance to explain your situation to a judge.

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Hopefully I won't need to worry about that but good to know. Thanks everyone for all the help!

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You're welcome! This community is pretty good about helping people navigate the Washington ESD system.

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