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Washington Unemployment

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  • Connect you to a human agent at the ESD
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  • Redial until on hold
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  • Give you free callbacks if the ESD drops your call
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Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Brianna Muhammad

Can you finance a car on Washington ESD unemployment benefits?

I've been on unemployment for about 6 weeks now and my car finally died. I need reliable transportation to get to job interviews and meet my work search requirements. My question is - can I actually get approved for car financing while I'm receiving Washington ESD benefits? My weekly benefit amount is $487 and I have about $2,800 in savings. I'm worried that lenders won't consider unemployment income as stable enough. Has anyone here successfully financed a vehicle while on UI? What documentation did you need to provide?

Margot Quinn

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honestly your savings plus unemployment income should be enough for a decent used car loan. I'd say go for it if you really need the transportation. Just be realistic about what you can afford.

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Yeah I think I'm overthinking it. I need a car to job hunt effectively so it's really an investment in getting back to work.

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Evelyn Kim

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One more tip - if you get approved, make your first payment a week early and always pay a little extra toward principal. Builds goodwill with the lender and saves on interest long term.

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Great advice! I'm definitely planning to pay extra when I can. Thanks everyone for all the helpful input - feeling much more confident about this now.

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Noah Irving

Can you file for disability and unemployment Washington ESD at the same time?

I'm dealing with a back injury from my warehouse job that might keep me out of work for several months. My doctor says I should apply for disability through Social Security, but I'm also wondering if I can file for unemployment benefits through Washington ESD while I wait for the disability determination. Has anyone been in this situation? I'm confused about whether you can collect both or if filing for one disqualifies you from the other. Really need some income coming in while I figure this out.

Eli Wang

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thanks everyone for all the advice. this has been way more helpful than the generic info on the washington esd website. going to file for UI this week and be very careful about documenting everything

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Noah Irving

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Glad this thread helped you too! It's nice to know other people are dealing with similar situations.

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Vanessa Chang

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Good luck to both of you. Remember to keep detailed records and don't hesitate to get professional guidance if things get complicated.

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One last resource - the Washington State Department of Social and Health Services has some information about how different benefit programs interact. Might be worth checking their website too for official guidance on this topic.

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Noah Irving

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I'll definitely look into that. The more official information I can get, the better I'll feel about handling this correctly.

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Eloise Kendrick

How long do you have to file unemployment claim in Washington - missed deadline?

I got laid off from my warehouse job about 6 weeks ago and I'm just now finding out I should have filed for unemployment right away. I've been looking for work this whole time but bills are piling up. How long do you have to file unemployment in Washington? Did I miss my chance completely or can I still apply? Really kicking myself for not knowing about this sooner.

Reading through all this makes me realize how lucky I was that my union rep walked me through the unemployment filing process the day I got laid off. Everyone should have that kind of support.

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That's amazing. Wish more employers or unions did that automatically.

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It really made a difference. No stress about deadlines or missing out on benefits because someone had my back.

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Final thought for anyone else in this situation - there's also a phone service I heard about that helps people reach Washington ESD agents when the lines are jammed. Think it was Claimyr or something like that. Might be worth checking out if you run into phone trouble.

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Yeah, that's been mentioned a couple times in this thread. Definitely keeping it in mind if I need to call them.

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Smart plan. Better to have options when you're dealing with government agencies.

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Christopher Morgan

What is the requirements for unemployment in Washington state?

I'm trying to figure out if I qualify for unemployment benefits in Washington. I worked part-time for about 8 months before my hours got cut to almost nothing. Do I need to have worked full-time to get benefits? And what about the job search thing - how many jobs do I need to apply for each week? I'm confused about all the requirements.

Millie Long

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Just remember that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your return.

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I didn't know that. Should I have taxes withheld or pay later?

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Millie Long

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Depends on your situation. If you're already going to owe taxes, it's probably better to have them withheld so you don't get hit with a big bill at tax time.

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KaiEsmeralda

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The requirements seem overwhelming at first but it's really not that bad once you get into a routine. File your weekly claim on the same day, keep your job search log updated, and don't miss any deadlines.

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Thanks everyone for all the info. I think I understand the requirements now. Time to file my claim!

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Good luck! Remember to keep detailed records of everything and don't hesitate to ask questions if you get stuck.

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Melina Haruko

Who is eligible for unemployment compensation through Washington ESD?

I'm trying to figure out if I qualify for unemployment benefits in Washington state. I worked part-time for about 8 months at a retail job before getting laid off last week. My hours were inconsistent - sometimes 15 hours a week, sometimes 30. I'm 19 and this was my first real job. I've been reading about Washington ESD requirements but I'm confused about the eligibility criteria. Do I need to have worked full-time? What about the wage requirements? Any help would be appreciated!

Fidel Carson

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I had to use Claimyr twice last year when I had issues with my claim. Once for an adjudication question and once when my payments stopped randomly. Both times they got me through to someone who could actually help instead of just reading me the website info.

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That's exactly what I need. The automated system is useless when you have specific questions.

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Fidel Carson

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Yeah, the agents they connect you with can actually look at your account and explain what's happening with your specific claim.

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Xan Dae

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The system has gotten better over the years but it's still not perfect. Just be patient and persistent. Most people do get approved eventually if they're eligible.

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Melina Haruko

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Thanks for the encouragement. I'm feeling more confident about applying now.

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