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Zoe Stavros

How to file unemployment benefits in Washington - need step by step help

Lost my job last Friday and I'm completely lost on how to file unemployment benefits in Washington. I've never done this before and the Washington ESD website is confusing me. Do I need to wait a certain amount of time before applying? What documents do I need to have ready? I heard there's something about weekly claims too but I don't understand what that means. Any guidance would be really appreciated because I'm stressed about bills coming up.

You can file your initial claim immediately - don't wait! Go to esd.wa.gov and look for the 'Apply for Benefits' link. You'll need your Social Security number, driver's license, and employment history for the last 18 months including employer names, addresses, and dates worked. The weekly claims come after your initial application is approved.

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Thank you! Do I need pay stubs or just the basic employment info?

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Just the basic info for now - employer names, addresses, phone numbers, and your start/end dates. They might ask for pay stubs later if there are any questions about your wages.

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The process isn't too bad once you get started. Create your SecureAccess Washington (SAW) account first if you don't have one. Then complete the initial application - it takes about 30-45 minutes. Make sure you answer all questions honestly, especially about why you left your job. After you submit, you'll get a determination letter in about a week telling you if you're approved and for how much.

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What if I was laid off due to budget cuts? Do I need any special documentation for that?

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Layoffs due to budget cuts usually qualify you automatically. Just explain that clearly in the reason for separation section. If your employer provided any layoff notice or documentation, keep it handy but you probably won't need to upload it right away.

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I just went through this process last month and honestly the hardest part was getting through to someone at Washington ESD when I had questions. The phone lines are constantly busy and I kept getting disconnected. If you run into issues with your application or need to talk to someone, I found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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How much does that cost? I'm already broke from losing my job.

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It's way cheaper than missing out on benefits because you can't get help. The service saved me weeks of frustration trying to reach Washington ESD on my own.

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Good to know there are options if I get stuck. Hopefully the online application goes smoothly for me.

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make sure you file ASAP because there's a waiting week in washington. you dont get paid for the first week so the sooner you file the sooner that week is over with

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Wait, what's a waiting week? I don't get any money the first week even if I qualify?

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Correct - the first week you're unemployed is unpaid even if you qualify for benefits. It's just how the Washington system works. That's why filing immediately is so important.

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Once your initial claim is approved, you'll need to file weekly claims every week to actually receive payments. This is super important - you have to certify each week that you're still unemployed and looking for work. Miss a week and you won't get paid for that week. The weekly claims ask about any work you did and any money you earned.

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How do I file the weekly claims? Is it the same website?

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Yes, same website. Log into your SAW account and look for 'Submit Weekly Claim' or 'Restart Your Claim.' You can file starting Sunday for the previous week. Set a reminder because the deadline is usually Saturday night.

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The job search requirements are important too! In Washington you need to make 3 job search contacts per week once your benefits start. Keep a log of where you applied, when, and any follow-up. Washington ESD can audit this anytime.

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Do online applications count as job search contacts?

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Yes, online applications count. Just make sure you keep records - company name, position, date applied, method of contact. Screenshots of confirmation pages are helpful too.

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Also register with WorkSourceWA - it's required and they have job search tools that can help.

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I'm going through this process right now too. Been waiting 2 weeks for my determination letter and getting anxious. The online status just says 'processing' with no other details.

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Two weeks is still within normal processing time, especially if there are no complications. Most straightforward claims get processed within 3 weeks.

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That's somewhat reassuring. I keep checking the website multiple times per day hoping for an update.

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PRO TIP: When filling out the application, be very detailed about your work history dates. If you're even slightly off on start/end dates, they might flag your claim for review which adds weeks to processing time. Double check everything before submitting.

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What if I don't remember exact dates from a job I had 2 years ago?

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Check old tax forms, pay stubs, or even your social media posts from when you started/left jobs. Getting close is better than guessing wildly.

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The Washington ESD system has definitely improved over the years but it's still not perfect. Sometimes the website goes down during peak times (Sunday evenings when everyone files weekly claims). Don't panic if you can't access it - just try again later.

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Good to know it's not just user error if the site doesn't work sometimes.

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If your employer contests your claim saying you were fired for misconduct or quit voluntarily, your case will go to adjudication. This can take several weeks to resolve. Be prepared to provide your side of the story with any documentation you have.

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Since I was laid off due to budget cuts, I shouldn't have to worry about that right?

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Probably not, but employers sometimes contest claims anyway to keep their unemployment tax rates down. Most legitimate layoffs don't get contested though.

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been unemployed before and the whole process gave me so much anxiety. constantly worrying about doing something wrong and losing benefits. just remember the washington esd workers are there to help even if it doesnt always feel that way

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I'm definitely feeling that anxiety already. It's overwhelming when you're already stressed about money.

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The anxiety is totally normal. Just take it one step at a time and don't be afraid to ask questions. The system works for most people eventually.

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Another thing - if you do any part-time or gig work while collecting unemployment, you MUST report it on your weekly claims. Even if it's just a few hours or small amount of money. Failure to report work can result in overpayment notices later.

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What if I do some freelance work occasionally? Do I need to report that too?

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Yes, absolutely report any freelance income. They'll reduce your weekly benefit based on what you earned, but it's much better than getting hit with an overpayment demand later.

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Just wanted to follow up on my earlier comment about Claimyr - I used them again this week when I had questions about reporting some part-time work I picked up. Got through to an Washington ESD agent in about 10 minutes instead of spending hours trying to call. Really worth it when you need actual help.

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Did they help you figure out how to report the part-time work correctly?

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Yes, the agent walked me through exactly how to report it on my weekly claim. Saved me from potentially making a costly mistake.

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For what it's worth, I filed my claim online last year and it went pretty smoothly. The key is having all your information organized before you start. Make a list of all your employers, dates, and reasons for leaving each job. The application times out if you take too long.

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How long do you have before it times out?

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I think it's about 30 minutes of inactivity. If you're organized it shouldn't be a problem, but if you have a complicated work history you might want to gather everything first.

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The Washington unemployment system is honestly pretty reasonable compared to other states. Benefits can be decent if you had good wages, and they don't make you jump through too many hoops. Just follow the rules and file everything on time.

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That's encouraging to hear. I was worried it would be a nightmare based on some horror stories I've read online.

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One more tip - keep copies/screenshots of everything you submit. If there are any issues later, having documentation of what you filed and when can save you a lot of headaches.

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Great advice. I'll make sure to save confirmation numbers and take screenshots.

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I had issues with my claim getting stuck in adjudication for 6 weeks last year. Turned out to be a simple misunderstanding about my separation reason, but it took forever to resolve. If something similar happens to you, don't give up - keep calling and asking for updates.

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6 weeks?? That's terrible. How did you finally get it resolved?

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Eventually got through to someone who could actually look at my case and see it was a simple error. But it took many, many phone calls.

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This is exactly why I recommend Claimyr for getting through to agents. Six weeks of calling sounds like torture.

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Good luck with your application! Most people get approved without major issues. The waiting is the hardest part but once you're in the system and filing weekly claims it becomes routine.

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Thank you everyone for all the helpful advice! I feel much more confident about filing now. Going to gather my employment info and start the application tonight.

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Just remember to be patient with the process. Washington ESD handles thousands of claims and sometimes things take longer than expected. But the benefits are there to help you get back on your feet, so don't let the bureaucracy discourage you from applying.

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Definitely won't let it discourage me. I need these benefits to keep my apartment while I job search.

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That's exactly what the system is designed for. You paid into it through your previous jobs, so don't feel bad about using it when you need it.

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