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Zainab Ahmed

How to be qualified for unemployment benefits - Washington ESD requirements?

I might be losing my job next month and want to understand what I need to qualify for unemployment benefits through Washington ESD. I've been working full-time for 2 years at my current company but I'm not sure if that's enough work history. What are the basic requirements to be eligible? Do I need to have worked a certain number of hours or earned a minimum amount? Also worried about the job search requirements - how many jobs do you have to apply for each week?

You need to meet the base year earnings requirement first. Washington ESD looks at your earnings from the first 4 of the last 5 completed calendar quarters before you file. You need at least $5,265 in total earnings during your base year, plus earnings in at least two quarters of your base year. If you've been working full-time for 2 years you should easily meet this.

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That's helpful! So they look at a full year of earnings, not just recent work history?

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Exactly. It's based on when wages were earned, not when you worked. So if you file in 2025, they'd typically look at your 2024 earnings for the base year calculation.

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You also have to be unemployed through no fault of your own - so if you quit without good cause or get fired for misconduct, you won't qualify. And you need to be able and available for work, plus actively seeking work each week you claim benefits.

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What counts as 'good cause' for quitting? My workplace has become pretty toxic lately.

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Good cause includes things like unsafe working conditions, harassment, significant changes to your job duties or pay, or domestic violence situations. Toxic workplace might qualify depending on specifics - you'd want to document everything.

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The job search requirement is 3 work search activities per week. This includes applying for jobs, networking, attending job fairs, or other approved activities. You have to keep a log and be ready to provide it if Washington ESD asks.

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Only 3 activities per week? That seems manageable. Do they check up on this regularly?

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They audit claims randomly, so you need to keep detailed records. I always apply to at least 5 jobs per week just to be safe. Better to have more documentation than not enough.

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I got audited last year and had to provide my entire job search log. Thankfully I kept everything organized in a spreadsheet.

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One thing that helped me when I was trying to reach Washington ESD to ask about eligibility was using Claimyr. The regular phone lines are always busy but they somehow got me through to an actual agent who walked me through all the requirements. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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How does that work exactly? Do they charge you to make the call?

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They handle getting you connected to Washington ESD when an agent becomes available. Way easier than spending hours on hold or getting disconnected. Worth it when you need real answers about your specific situation.

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Make sure you register with WorkSourceWA too - that's required for unemployment benefits in Washington. You can do it online and it helps with the job search tracking.

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Do I need to register before I file my claim or can I do it after?

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You can do it after filing but I'd recommend doing it before. It makes the whole process smoother and shows you're serious about finding work.

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Don't forget about the waiting week! Washington still has a one-week waiting period for new claims, so your first week of unemployment won't be paid even if you're approved.

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So even if I qualify, I won't get paid for the first week? That's going to be tough financially.

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Right, the first week is unpaid. Plan your finances accordingly. After that, if approved, you'll get weekly payments as long as you file your weekly claims on time.

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ugh the whole system is so confusing. I tried to figure this out last year and gave up. Why can't they just make it simple - you lose your job, you get benefits. All these hoops to jump through are ridiculous.

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I understand the frustration, but the requirements exist to prevent fraud and ensure benefits go to people who genuinely need them and are actively trying to get back to work.

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I guess but when you're unemployed the last thing you want is bureaucratic obstacles. Just adds stress to an already stressful situation.

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Pro tip: Start gathering your employment documents now - pay stubs, W-2s, etc. You'll need this info when you file your claim and having it ready makes the process much faster.

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Good point! What other documents should I collect?

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Your Social Security card, driver's license, and any separation documents from your employer. If you're not a US citizen, you'll need work authorization documents too.

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File your claim as soon as possible after becoming unemployed. Benefits are only paid from the date you file, not from when you actually lost your job. Don't wait!

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Can I file online or do I need to call?

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You can file online through the Washington ESD website at esd.wa.gov. Much easier than calling and you can do it 24/7.

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Also be aware that if you have any part-time work while claiming benefits, you need to report it. They'll reduce your weekly benefit amount but you might still get partial benefits.

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How much can you earn and still get some benefits?

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It depends on your weekly benefit amount, but generally you can earn up to about 1/3 of your weekly benefit amount before they start reducing your benefits dollar for dollar.

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The phone lines at Washington ESD are impossible. I called 47 times last week and only got through once. If you need to talk to someone, definitely try that Claimyr service someone mentioned earlier.

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47 times?! That's insane. The system really needs to be better.

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Yeah it's brutal. I was trying to get clarification on my work search requirements and it took me 3 days of calling before I finally connected with an agent.

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One more thing - if you're denied benefits, you can appeal the decision. You have 30 days from the date of the determination letter to file an appeal.

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Good to know. Hopefully I won't need to appeal but it's good to understand the process.

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Appeals are pretty common, especially if there are questions about why you left your job. Don't be discouraged if you get an initial denial - many people win on appeal.

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Just went through this process myself. The hardest part was the waiting - took about 3 weeks to get my first payment after filing. Make sure you have some emergency savings if possible.

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3 weeks plus the waiting week? So almost a month without income?

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Yeah, it was rough. The waiting week doesn't count toward processing time - that's separate. So if your claim takes time to process, it could be even longer.

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make sure you understand the difference between being laid off and being fired for cause. if you get fired for misconduct you probably won't qualify but if its just downsizing or position elimination you should be fine

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My situation is downsizing so that should be okay. Thanks for mentioning that distinction.

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Don't forget you can also look into other assistance programs while you're unemployed - SNAP for food assistance, utility help, etc. Washington has various programs to help during unemployment.

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I hadn't thought about other assistance programs. Are there income limits for those?

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Yes, most have income limits, but unemployment benefits count as income for those calculations. Still worth checking into though.

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Been there. The whole process is stressful but once you get approved and start receiving benefits it's a huge relief. Just follow all the rules and you'll be fine.

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Thanks for the encouragement. It does seem overwhelming but manageable if I stay organized.

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I used Claimyr twice last year when I had questions about my claim status. Both times they got me through to Washington ESD within a few hours instead of me spending all day calling. Definitely worth it when you're stressed about your benefits.

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Seems like several people have had good experiences with that service. I'll keep it in mind if I can't get through on my own.

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The most important thing is to file your weekly claims every week even if you're not sure about something. Missing a week can cause delays or gaps in your benefits.

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When do you file weekly claims? Is there a specific day?

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You can file starting Sunday for the previous week and you have until Saturday to file. I always do mine on Sunday morning so I don't forget.

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This thread has been super helpful! I'm in a similar situation and was totally lost about the requirements. Good luck with your claim when the time comes.

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Thanks! Hope it helps you too. Nice to know I'm not the only one trying to figure this out.

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