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Bruno Simmons

How to be approved for Washington ESD unemployment - what are the exact requirements?

I just lost my job last week and need to apply for unemployment benefits through Washington ESD. I've never done this before and I'm honestly confused about what qualifies you to actually get approved. I keep reading different things online about work history requirements, why you lost your job, and available for work stuff. Can someone break down the actual requirements for getting approved for unemployment in Washington? I don't want to mess up my application and get denied.

The main requirements for Washington ESD approval are pretty straightforward but they're strict about them. You need sufficient work history (they look at your base year earnings), you have to be unemployed through no fault of your own, and you must be able and available for work. You also need to register with WorkSource and do job searches every week.

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What counts as 'no fault of your own'? I was laid off due to budget cuts but I'm worried they might say it was performance related.

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Layoffs due to budget cuts definitely qualify. Performance-related termination is trickier and might trigger adjudication, but if you have documentation showing it was budget-related you should be fine.

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You need to have worked in Washington state and earned at least $1,000 in your base year. The base year is usually the first four of the last five completed calendar quarters before you file. They calculate your weekly benefit amount based on your highest earning quarter.

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How do I know what my base year earnings were? Do I need to gather pay stubs or will Washington ESD have that information?

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Washington ESD gets wage information from employers automatically, but it's good to have your own records in case there are discrepancies. Check your online account after filing to see what wages they have on record.

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The 'able and available' part trips up a lot of people. You have to be physically and mentally able to work, available for work during normal business hours, and actively looking for work. If you have restrictions (like only wanting part-time work or specific schedules) that can affect your eligibility.

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I can work full time but I'm hoping to find something in my field. Do I have to apply for any job or can I focus on positions that match my experience?

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Initially you can be selective about your field, but after a certain period (usually 5-7 weeks) you may need to expand your search to any suitable work. Keep good records of all your job search activities.

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I was struggling to get through to Washington ESD for weeks when I had questions about my eligibility. Found this service called Claimyr (claimyr.com) that actually got me connected to an agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Really helped me understand my specific situation instead of just guessing.

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That's interesting, how does it work exactly? I'm worried I'll have questions after I file and won't be able to get answers.

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It basically handles the calling process for you and gets you through to an actual person at Washington ESD. Way better than sitting on hold for hours or getting hung up on. The peace of mind was worth it when I was worried about my claim.

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Make sure you file your application as soon as possible after becoming unemployed. There's no waiting period in Washington but you can't get benefits for weeks before you actually filed. Also be 100% honest on your application - they will verify everything.

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Should I file online or over the phone? I've heard the online system can be glitchy.

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Online is usually faster and you can do it 24/7. The system has improved a lot over the past few years. Just make sure you have all your information ready before you start.

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I second filing online. Did mine at like 2am when I couldn't sleep and it went through fine. Just save your confirmation number and print out everything.

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Whatever you do, don't lie about why you left your job or about any work you do while collecting benefits. Washington ESD does cross-checks and if they catch you in a lie it can disqualify you permanently from future benefits.

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What if I'm not sure about some of the dates or details? I don't want to accidentally put wrong information.

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Do your best to be accurate and if you're unsure, note that in the comments section. They'd rather have approximate dates with an explanation than completely wrong information.

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The job search requirement is real - you need to make at least 3 job search contacts per week and keep records. Some people think this is just for show but they do check, especially if your claim gets flagged for any reason.

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What counts as a job search contact? Does applying online count or do I need to do more?

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Online applications count, but you need to keep detailed records - company name, position, date, method of contact. Networking, job fairs, and informational interviews also count.

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I kept a spreadsheet with all my job search activities. Made it super easy when I had to provide documentation later. Highly recommend staying organized from day one.

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One thing that helped me was understanding that there's a difference between being approved for a claim and actually receiving benefits. Even if you're approved, each week you have to certify that you're still eligible - still unemployed, still looking for work, etc.

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How often do you have to do the weekly certification? Is it complicated?

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Every week you're claiming benefits. It's pretty straightforward - just answer questions about your job search, any work you did, and confirm you're still available. Takes like 5 minutes online.

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If you have any complications in your work history (like being fired, quitting, or having gaps in employment) be prepared for your claim to go into adjudication. This can delay your benefits while they investigate, but it doesn't mean you'll be denied.

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How long does adjudication usually take? I'm worried about having enough money for bills if it gets delayed.

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Can range from a few weeks to a couple months depending on the complexity. If you're approved after adjudication, you'll get backpay for the weeks you were waiting.

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My adjudication took 6 weeks but I got all the back benefits once it was resolved. The waiting was stressful but everything worked out.

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Don't forget about the WorkSource registration requirement. You have to register within 30 days of filing your claim or your benefits can be stopped. It's free and you can do it online.

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Is WorkSource just for job searching or do they provide other services too?

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They have job search resources, career counseling, training programs, and workshops. Even if you don't use all their services, you need to be registered to maintain eligibility.

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I was denied initially because Washington ESD said I didn't have enough work history, but I appealed and won. Sometimes their initial decision is wrong, especially if you had multiple jobs or worked in different states. Don't give up if you get denied.

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How hard is it to appeal a denial? Do you need a lawyer?

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You don't need a lawyer for most appeals. Just gather your documentation and explain your situation clearly. The hearing is usually over the phone and pretty informal.

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Another thing about approval - if you worked in multiple states, you might be able to file in the state where you earned the most money. Sometimes that can make the difference between qualifying and not qualifying.

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I worked in Oregon for a few months last year but mostly in Washington. Should I look into that?

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Definitely worth checking. Each state has different benefit amounts and qualification requirements. You want to file where you'll get the best outcome.

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The whole system can be overwhelming at first but it's really not that complicated once you understand the basics. The key is being honest, thorough, and keeping good records of everything.

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Thanks everyone for all the helpful information. I feel a lot more confident about filing now.

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Good luck with your claim! Don't hesitate to ask questions if you run into any issues during the process.

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One last tip - if you do get approved, your benefits are taxable income. You can choose to have taxes withheld or pay them later, but don't forget about the tax implications.

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Oh wow, I didn't know unemployment was taxable. How much should I expect to pay in taxes?

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It's taxed as regular income, so depends on your total income for the year. I'd recommend having 10-15% withheld if you choose that option.

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Also remember that if you do any work while collecting benefits, even just a few hours, you need to report it on your weekly claim. Failure to report work is considered fraud and can result in penalties and having to pay back benefits.

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What if I do some freelance work or odd jobs? Does that count as work I need to report?

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Yes, any work counts - freelance, gig work, odd jobs, everything. Be honest about all income. You might still be eligible for partial benefits depending on how much you earn.

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The approval process has gotten more efficient over the years but there are still delays sometimes. If you need to talk to someone at Washington ESD and can't get through, that Claimyr service someone mentioned earlier might be worth looking into. I used it when I had a complex situation and needed to speak with an actual person.

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I might need that if I run into issues. Good to know there's an option to actually talk to someone without spending all day on hold.

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Exactly. The peace of mind of being able to get answers to your specific questions is really valuable when you're dealing with something as important as your unemployment benefits.

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Bottom line: be honest, file quickly, keep good records, and don't panic if there are delays. The system works but it takes patience. Most people who qualify do get approved eventually.

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This has been incredibly helpful. I'm going to file this weekend and see how it goes. Thank you all!

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You're welcome! Hope everything goes smoothly with your claim. The community here is pretty good about helping each other through these processes.

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