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Jamal Brown

How to apply for disaster unemployment Washington ESD after flooding damaged my workplace

My workplace got severely damaged in the recent flooding and they had to shut down indefinitely. I heard there's something called disaster unemployment assistance but I'm not sure how to apply through Washington ESD. Is this different from regular unemployment? Do I need to file through the normal SAW portal or is there a separate process? I've never dealt with anything like this before and really need to get benefits started ASAP since I have no idea when we'll be able to reopen.

Disaster Unemployment Assistance (DUA) is a federal program that Washington ESD administers, but it's only available when there's been a federal disaster declaration for your area. You'll need to check if your county was included in the disaster declaration first. If it was, Washington ESD will usually set up a separate application process - it won't be through the regular SAW system.

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How do I find out if my county was included? The flooding was pretty widespread but I'm not sure about the federal declaration part.

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Check FEMA's website or Washington ESD's homepage - they'll post notices about disaster declarations and DUA availability. You can also call Washington ESD directly to ask.

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I went through this after the wildfires last year. DUA is totally separate from regular UI benefits and has different eligibility rules. You might qualify even if you wouldn't normally be eligible for regular unemployment. The application deadline is usually pretty tight though - I think you only have 30 days from when they announce DUA is available.

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30 days?? That's not very long. Do you remember how long it took to get approved and start receiving payments?

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It took about 3 weeks for me, but that was during a really busy time. Make sure you have all your documentation ready - proof of employment, proof you were affected by the disaster, etc.

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Good luck getting through to Washington ESD by phone. I've been trying to reach them about my regular claim for weeks and can't get past the busy signal. If you need to talk to someone about DUA requirements, you might want to try Claimyr - it's a service that helps you get through to ESD agents. I found out about it at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Thanks for the tip! I'll definitely check that out. The regular phone lines have been impossible.

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I've heard mixed things about those calling services. Are they legit?

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Yeah it's legit, they just help you get through the phone queue. Way better than sitting there redialing for hours.

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Wait, is DUA the same as regular unemployment or is it additional money? My cousin said you can't get both at the same time but I'm confused about how it works.

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DUA is for people who don't qualify for regular UI or whose regular UI ran out. You can't collect both simultaneously. If you're eligible for regular unemployment, you'd typically apply for that first.

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Oh ok that makes sense. So it's like a backup option for disaster situations.

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I'm dealing with the same situation - my restaurant had to close because of flood damage. Been trying to figure out if I should apply for regular unemployment first or wait to see if DUA becomes available. Anyone know which one typically pays more?

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DUA payments are usually the same amount as regular UI benefits for your state. But if you're eligible for regular unemployment, definitely start that process now rather than waiting. You can always switch later if DUA becomes available and you qualify.

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Good point, I'll start the regular application today. Better to have something in progress than wait around.

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The whole disaster unemployment thing is so complicated! I went through this after the tornado two years ago and it was a nightmare trying to understand all the different requirements and deadlines. Make sure you keep really good records of everything - when your workplace closed, any communication from your employer, photos of damage if you have them.

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That's really good advice about the documentation. I did take some photos of the flooding at work, so I'll make sure to keep those safe.

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Yes definitely! And save any emails or texts from your boss about the closure. They might ask for proof that it was disaster-related and not just a regular business closure.

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Just a heads up - even if DUA gets approved for your area, you still have to meet certain work requirements and prove you were working or supposed to start working when the disaster hit. It's not automatic just because your workplace was damaged.

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I was definitely working full time when this happened, so I should be ok on that front. Do they require the same job search activities as regular unemployment?

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DUA usually has different job search requirements since the whole point is that disaster affected the local job market. But you'll still need to be able and available to work.

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Has anyone actually gotten through to Washington ESD lately to ask about disaster benefits? I've been trying to call about my regular claim for over a week and either get busy signals or get disconnected after waiting on hold forever.

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That's exactly why I mentioned Claimyr earlier - their whole thing is getting you past those phone issues. Worth checking out if you really need to talk to someone.

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I actually got through yesterday morning around 8:15 AM. Try calling right when they open, seems like that's the only time the lines aren't completely jammed.

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Thanks, I'll try the early morning approach first before looking into other options.

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This might be a dumb question but if my workplace reopens while I'm getting DUA, do I have to stop the benefits immediately or is there a grace period? I'm worried they might reopen for a few days then close again if there are more problems.

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You're supposed to report when you return to work, but there might be some flexibility if it's a temporary reopening. Definitely something to ask Washington ESD about when you apply - each situation can be different.

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That makes sense. I'll make sure to ask about partial reopening scenarios when I talk to them.

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The timing on disaster unemployment is really frustrating. They don't even announce if it's available until after they assess everything, but then you only have 30 days to apply once they do announce it. Meanwhile people need money NOW while they're figuring it out.

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Exactly! That's why I always tell people to start regular UI immediately if they might qualify. At least you get something coming in while you wait to see about DUA.

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Good strategy. Better to have some income than sit around waiting for perfect information.

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Does anyone know if self-employed people can get disaster unemployment? My freelance work dried up completely after the flooding because all my clients had to shut down their businesses.

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Yes, DUA can cover self-employed individuals in disaster situations, which is different from regular UI that typically doesn't. You'd need to show proof of your self-employment income and that the disaster directly affected your ability to work.

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That's a relief! I was worried I'd be completely out of luck since I don't qualify for regular unemployment.

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I heard from a friend that sometimes they set up special disaster application sites at community centers or libraries. Has anyone seen anything like that announced for our area yet?

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I haven't seen anything like that announced yet, but that would be really helpful. I'll keep an eye out for any local announcements.

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The Red Cross center downtown might have information about disaster assistance programs too. Worth checking with them.

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Make sure you apply for FEMA assistance too if you haven't already! It's separate from unemployment but you might qualify for both. The FEMA money can help with immediate needs while you wait for unemployment benefits to start.

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Good reminder! I did start the FEMA application but it's taking forever to process. At least the unemployment might come through faster.

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Yeah FEMA can be really slow. But every bit helps when you're dealing with disaster recovery.

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Just want to add that you should be prepared for lots of paperwork and documentation requests. When I applied for DUA, they wanted proof of everything - employment, wages, how the disaster affected me, proof of residence in the disaster area. Start gathering documents now.

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Thanks for the heads up! I'll start pulling together all my employment documents and pay stubs. Better to be over-prepared.

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Exactly! And make copies of everything before you submit. Things have a way of getting lost in the system.

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Has the federal disaster declaration actually been announced for our area yet? I keep seeing people talk about applying for disaster unemployment but I haven't seen any official announcements from Washington ESD.

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You're right to check on that. DUA is only available after a federal disaster declaration, and Washington ESD will announce when applications open. Keep checking their website and social media for updates.

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Thanks, I'll keep monitoring their announcements. Don't want to miss the window if it does get approved.

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For anyone still struggling to get through to Washington ESD about this, I had success using that Claimyr service someone mentioned earlier. Got connected to an agent in under 20 minutes instead of calling for days with no luck. They were able to explain the disaster unemployment process and what to watch for.

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That's really encouraging! I think I'm going to try that if I can't get through on my own in the next day or two.

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Did they charge you a lot for that service?

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It was worth it for me to finally get answers instead of wasting more time redialing. Check their website for current pricing.

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One thing to keep in mind is that disaster unemployment typically has a 7-day waiting period just like regular UI, so don't expect payments immediately even if you get approved quickly. Plan accordingly for that gap.

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Good to know about the waiting period. Every piece of timeline information helps with planning finances right now.

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Yeah it's frustrating when you need money immediately, but at least knowing the timeline helps you plan for other assistance in the meantime.

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Thanks everyone for all this information! This thread has been way more helpful than trying to navigate the Washington ESD website on my own. I'm going to start a regular unemployment application today while keeping an eye out for disaster unemployment announcements.

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Smart approach! Starting with regular UI gives you the best chance of getting some income flowing while you wait to see what disaster options become available.

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Good luck with everything! The process can be overwhelming but having some income coming in makes a huge difference while you're dealing with disaster recovery.

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