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CosmicCommander

Washington ESD disaster unemployment assistance payment amounts - how much does it pay?

My area was hit by flooding last month and I lost my job because the business had to close indefinitely. I heard about disaster unemployment assistance but I can't find clear info on how much Washington ESD pays for this type of claim. Is it the same as regular unemployment benefits or different? I've been trying to call Washington ESD for two weeks but can never get through. Anyone know what the weekly payment amounts are for disaster UI?

Disaster Unemployment Assistance (DUA) through Washington ESD typically pays the same weekly benefit amount as regular unemployment insurance. Your weekly benefit is calculated based on your earnings in your base year, just like regular UI. The minimum is around $295 per week and maximum is currently $999 per week for 2025.

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Thanks! So it's not a flat rate then? That's good to know. Do you know if the job search requirements are the same too?

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Job search requirements for DUA can be waived or modified depending on the disaster situation. If businesses in your area are still closed or rebuilding, Washington ESD usually adjusts those requirements.

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I went through this after the wildfires two years ago. The payment calculation is identical to regular unemployment but you have to prove your job loss was directly related to the disaster. Keep all documentation from your employer about the closure.

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Did you have trouble getting through to Washington ESD? I've been calling for weeks and either get busy signals or get disconnected after waiting on hold.

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Oh yeah, it was impossible to reach anyone by phone. The call volume was insane after the disaster declaration.

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Have you tried using Claimyr? It's a service that helps people get through to Washington ESD phone lines. I used it when I couldn't reach anyone about my regular UI claim. Check out claimyr.com - they have a demo video that shows how it works: https://youtu.be/7DieNd3C7zQ

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wait so disaster unemployment is different from regular unemployment?? I thought if you lost your job you just filed regular UI through Washington ESD no matter what the reason was

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DUA is a federal program administered through Washington ESD for people who don't qualify for regular UI but lost work due to a federally declared disaster. It covers self-employed people, contractors, and others who wouldn't normally get unemployment.

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oh ok that makes more sense. So if you're a regular employee you'd still file regular UI first?

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Exactly. Regular employees should apply for regular UI first. If you don't qualify for that, then you might be eligible for DUA if your job loss was disaster-related.

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The whole disaster benefits system is so confusing. Between FEMA assistance, disaster unemployment, and regular UI, nobody explains which one you're supposed to apply for first or if you can get multiple benefits at once.

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You generally can't double-dip on unemployment benefits, but FEMA disaster assistance is separate and doesn't affect your UI eligibility. The key is applying for the right program based on your employment status when the disaster hit.

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This is exactly why I gave up trying to call Washington ESD. Too many programs and no clear guidance on which one applies to my situation.

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I'm dealing with this same issue right now. My restaurant closed after the storm damaged the building and we don't know when it'll reopen. Filed for DUA three weeks ago and it's still in adjudication status. The waiting is killing me financially.

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Three weeks in adjudication sounds about right unfortunately. Mine took almost a month before I heard anything back from Washington ESD.

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Have you considered using a service to help you get through to Washington ESD? I heard about Claimyr from someone on another forum. They help people actually reach a live agent instead of getting the busy signal runaround.

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Never heard of that but at this point I'm willing to try anything. The automated system just tells me my claim is pending and to keep waiting.

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For anyone wondering about the math - DUA benefits are calculated using the same formula as regular UI. They look at your highest earning quarter in your base year and divide by 26, but there are minimum and maximum amounts. If you were making good money before the disaster, you'll get closer to that $999 weekly max.

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That's helpful to know. I was making about $4200 a month before everything happened, so hopefully that translates to a decent weekly amount.

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With those earnings you should qualify for a pretty good weekly benefit. The exact amount depends on your earnings pattern over the full base year period though.

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Does anyone know if disaster unemployment lasts for the same number of weeks as regular UI? Or is it shorter/longer because of the circumstances?

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DUA typically provides up to 26 weeks of benefits, same as regular unemployment. However, the disaster declaration period and your specific circumstances can affect the duration. It's not automatically extended like some other disaster programs.

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Good to know it's not shorter at least. I was worried it might only be a few weeks of assistance.

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just want to say this whole process is ridiculous. Why is it so hard to get basic information about disaster benefits? The Washington ESD website is confusing and their phone system is a joke. People are dealing with emergencies and they make you jump through hoops for help.

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I feel you on this. Lost everything in the flooding and then had to spend weeks figuring out which forms to fill out and which programs I qualified for. The system definitely isn't set up for people in crisis situations.

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Agreed. The irony is that when you most need help navigating the system, that's when it's hardest to actually reach anyone who can help you navigate it.

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Pro tip: if you do get approved for DUA, make sure you keep filing your weekly claims even if the payments seem delayed. I made the mistake of stopping my weekly filings when payments were slow and had to restart my whole claim.

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Good advice! I haven't been approved yet but I'll remember to keep up with the weekly claims once I am.

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Yeah, the weekly claims keep your eligibility active even when there are processing delays. Don't assume silence means your claim is closed.

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For what it's worth, I finally got through to someone at Washington ESD yesterday using that Claimyr service someone mentioned earlier. Took about 20 minutes but I actually spoke to a real person who could check my DUA claim status. Worth looking into if you're stuck in phone hell.

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Really? Did they charge you a lot to use it? I'm desperate enough to pay something if it actually works.

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It was reasonable considering how much time I was wasting trying to call on my own. Check out their website claimyr.com - they explain how the whole thing works. Way better than spending hours getting nowhere.

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I might try this too. I've probably spent 20+ hours total trying to get through to Washington ESD about my disaster claim with zero success.

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Update for everyone still waiting: my DUA claim finally got approved after 5 weeks. Weekly benefit amount was $847 which is pretty close to what I was expecting based on my previous earnings. Keep hanging in there if you're still waiting.

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That's encouraging! Did they backdate the payments to when you first applied or just start from the approval date?

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They backdated to my application date, so I got a decent lump sum for all the weeks I was waiting. Made up for some of the financial stress during the wait.

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can someone explain the difference between regular disaster assistance and disaster unemployment? I keep seeing both terms used and I'm confused about which one applies to my situation

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Disaster assistance usually refers to FEMA programs that help with housing, home repairs, and immediate needs. Disaster unemployment (DUA) is specifically for replacing lost wages when you can't work due to a disaster. They're completely different programs with different eligibility requirements.

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Ok that helps clarify things. So if I lost my job because of the disaster, I need DUA through Washington ESD, not the FEMA stuff?

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Right, DUA is what you want for lost wages. FEMA assistance is for property damage and immediate needs like temporary housing.

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One thing to watch out for - make sure you apply for DUA within the deadline. I think it's 30 days from when the disaster assistance period begins, but double-check that. Missing the deadline could disqualify you entirely.

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Good point. I applied pretty quickly after the disaster declaration but I didn't realize there was a strict deadline. That could trip people up.

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Yeah, the deadlines for disaster programs are usually pretty firm. Unlike regular UI where you have some flexibility, disaster benefits have to be claimed within specific timeframes.

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Just wanted to add that if you're self-employed or a contractor, DUA might be your only option since you probably don't qualify for regular UI. The benefit calculation works differently for self-employed folks though - they use your tax returns to figure out your weekly amount.

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This is important info. A lot of gig workers and contractors don't realize they might qualify for disaster unemployment when they wouldn't normally get regular unemployment benefits.

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Exactly. It's one of the few times self-employed people can get unemployment-type benefits, but you have to prove your work loss was directly caused by the disaster.

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