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Roger Romero

How much will I get with Washington ESD unemployment benefits?

I just lost my job at a restaurant after working there for 2 years making $18/hour, about 35 hours a week. I've never filed for unemployment before and I'm trying to figure out how much I might get from Washington ESD. I know it's based on your wages but I'm not sure how they calculate it. My last quarter I made around $8,400 total. Does anyone know the formula they use or have experience with similar wages? I need to know so I can budget for rent and bills while I look for another job.

Washington ESD uses your highest earning quarter from your base period to calculate your weekly benefit amount. They take that quarter's wages and divide by 25, then that's your weekly amount. So if your highest quarter was $8,400, you'd get about $336 per week. But they also have a minimum and maximum, so it might be slightly different.

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That's actually pretty close to what I was hoping for! Do you know what the maximum is right now?

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I think the max is around $999 per week for 2025, but most people don't hit that unless they were making really good money. Your amount sounds about right for your wages.

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i got unemployment last year and made similar money to you, got like $320 something a week. not great but better than nothing

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How long did it take for your first payment to come through?

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took about 3 weeks but that was because they had to verify my employment. if everything goes smooth maybe 2 weeks

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The calculation is actually a bit more complex than just dividing by 25. Washington ESD looks at your base period wages, which is the first 4 of the last 5 completed quarters before you file. They take your two highest quarters, add them together, divide by 52, then multiply by 0.47. That gives you your weekly benefit amount, subject to minimum and maximum limits.

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That's confusing. So they don't just use one quarter? I thought the other person said they divide the highest quarter by 25.

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You're right to be confused - there are actually two different calculations depending on which one gives you more money. They do both calculations and give you whichever amount is higher. The single quarter method (divide by 25) and the two quarter method I mentioned.

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Yeah I should have mentioned that. They do both calculations automatically and give you the better amount. Most people get the single quarter calculation but sometimes the two quarter method works out better.

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If you're having trouble getting through to Washington ESD to ask about your specific benefit amount, I had success using Claimyr.com. They have this service that calls Washington ESD for you and gets you connected to an actual person. Saved me hours of calling and getting busy signals. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that legit? I've never heard of using a service to call for you.

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Yeah it's legitimate. I was skeptical too but it actually worked. They call Washington ESD, wait on hold for you, and then conference you in when they get someone on the line. Much better than spending all day redialing.

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I've used Claimyr too and it's worth it just for the time savings. The Washington ESD phone lines are impossible to get through on your own.

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YOU NEED TO BE CAREFUL ABOUT WORKING WHILE ON UNEMPLOYMENT!!! They will reduce your benefits dollar for dollar after you earn more than your weekly benefit amount. So if you get $336 a week and work a shift that pays $100, you still get your full $336. But if you work enough to earn $400 that week, they'll reduce your benefits. Make sure you report ALL wages when you file your weekly claim or you could get in trouble for overpayment.

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Good point. I might pick up some shifts at my old place if they'll let me while I look for full time work.

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Just make sure you report it correctly on your weekly claim. Washington ESD is really strict about unreported wages and they will find out eventually through wage matching.

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The restaurant industry is tough right now. I got laid off from my server job in December and just started getting benefits. Make sure you apply for jobs every week and keep track of your job search activities because Washington ESD requires 3 job search activities per week. They can audit your job search log anytime.

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What counts as a job search activity? Just applying for jobs?

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Applying for jobs, networking events, job fairs, updating your resume, setting up job alerts, even some online training courses. Check the WorkSourceWA website for the full list of acceptable activities.

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I think I'm getting screwed by Washington ESD. I made way more money than you and I'm only getting $425 a week. Something doesn't add up with their calculation.

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What were your quarterly wages? The calculation should be pretty straightforward if you know your base period earnings.

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I don't have the exact numbers but I was making like $25/hour full time. Should be getting way more than $425.

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At $25/hour full time you'd be making around $13,000 per quarter. That would put you at about $520 per week using the single quarter method. You might want to call Washington ESD to check if they calculated it correctly.

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Don't forget that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or you'll owe when you file your tax return. I learned this the hard way last year.

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Oh crap, I didn't think about taxes. How much do they withhold?

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They withhold 10% for federal taxes if you elect to have it taken out. You might also owe state taxes depending on your total income for the year.

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Your benefit amount also determines how many weeks you can collect. In Washington you can get up to 26 weeks of regular unemployment benefits, but some people qualify for fewer weeks if they haven't worked long enough or made enough money.

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How do they determine how many weeks you get? I worked for 2 years so hopefully I qualify for the full 26 weeks.

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If you worked consistently for 2 years you should qualify for the full 26 weeks. They look at your base period wages and work history to determine your duration.

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Make sure you file your weekly claims every week even if you don't get paid right away. If you miss filing a weekly claim you could lose benefits for that week and they usually won't let you go back and file it later.

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When do the weekly claims open? Is it the same day every week?

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Weekly claims open on Sunday for the previous week. You have until the following Saturday to file it, but I always do mine on Sunday so I don't forget.

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The whole Washington ESD system is so confusing. I've been trying to figure out my benefit amount for weeks and every time I call I get a different answer. Last person told me I don't qualify at all but I know I worked enough hours.

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This is exactly why I recommend using Claimyr. When you finally get through to someone at Washington ESD who knows what they're talking about, you get accurate information. The front-line staff sometimes give wrong info because they're not fully trained.

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I might try that service you mentioned. I'm getting frustrated with the runaround.

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been on unemployment 3 times over the years and the calculation has always been the same. take your highest quarter divide by 25 and thats your weekly amount. simple as that. all this other stuff people are saying is just making it more complicated than it needs to be

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That's usually correct, but Washington ESD does use the two-quarter calculation method for some people when it results in a higher benefit amount. Most people get the single quarter calculation though.

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never heard of that but maybe they changed it since I last used it

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I just want to add that if you're not sure about your benefit amount, you can create an account on the Washington ESD website and it will show you your monetary determination once your claim is processed. That document breaks down exactly how they calculated your benefits.

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That's helpful. I'll make sure to check that once I file my claim.

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Yeah, the monetary determination shows your base period wages, which calculation method they used, your weekly benefit amount, and your maximum benefit amount. It's the official document you need to understand your benefits.

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One thing to keep in mind is that the benefit amount is before any deductions. If you elect to have taxes withheld or if you have any garnishments or child support, your actual deposit will be less than your weekly benefit amount.

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Good point. I don't have any garnishments but I'll probably have taxes withheld.

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For what it's worth, $336 a week is pretty decent for unemployment. I know it's not as much as you were making working, but it's enough to cover basic expenses while you job search. The key is to not get comfortable and keep actively looking for work.

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Yeah, it's definitely better than nothing. I'm already applying to other restaurant jobs and looking at retail positions too.

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Smart approach. The job market is getting better but it still takes time to find something good. Use the time to maybe learn new skills or get certifications that could help you get a better job.

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Washington ESD also has a benefit calculator on their website but I don't think it's super accurate. It gives you a rough estimate but your actual benefit amount might be different based on your specific wage history.

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I tried using that calculator but it asked for information I don't have readily available. I think I'll just wait to see what they calculate for me.

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The waiting period for unemployment benefits can be stressful, especially when you're worried about money. If you haven't already, look into other assistance programs like food stamps or rental assistance while you're waiting for your unemployment to start.

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That's a good idea. I have some savings but it won't last long with rent and car payments.

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DSHS has a website where you can apply for multiple assistance programs at once. It's worth checking out even if you think you might not qualify.

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Just make sure you have all your employment information ready when you file your claim. They'll need your employer's name, address, dates of employment, and reason for separation. Having this information organized will speed up the process.

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I have most of that information. My manager said they would confirm my employment if Washington ESD calls to verify.

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That's good. Sometimes the verification process can delay benefits if employers don't respond quickly, so having cooperative former employers helps.

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I wanted to follow up on the Claimyr service mentioned earlier. I was skeptical at first but used it last month when I couldn't get through to Washington ESD about my pending claim. It actually worked really well and saved me probably 6 hours of calling. The person I spoke with at Washington ESD was able to resolve my adjudication issue right away.

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How much does it cost? I'm trying to save money obviously.

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It's not free but it's way cheaper than losing days of work trying to get through to Washington ESD on your own. The time savings alone made it worth it for me.

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I agree with this. I spent literally 8 hours over 3 days trying to get through to Washington ESD. Used Claimyr and got connected in under an hour. Sometimes you have to spend a little to save a lot of time and stress.

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