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Chloe Martin

How much can I get from Washington ESD unemployment benefits in 2025?

I'm thinking about filing for unemployment but want to know what I might qualify for first. I've been working part-time at a restaurant making about $18/hour for the past year, usually 25-30 hours a week. My previous job before that was full-time retail for 2 years. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your highest earning quarter but I'm not sure how that works exactly.

Washington ESD uses your highest earning quarter from the base period (first 4 of the last 5 completed quarters before you file). Your weekly benefit amount is roughly 3.85% of that quarter's wages. The maximum weekly benefit for 2025 is $999, and you need to have earned at least $2,574 in your highest quarter to qualify.

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Thanks! So if I made $12,600 in my highest quarter, that would be about $485 per week? That's actually better than I expected.

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Exactly! And you can receive benefits for up to 26 weeks if you have sufficient earnings in your base period.

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Washington ESD uses your highest quarter of earnings from your base period (first 4 of the last 5 completed quarters) to calculate your weekly benefit amount. They take that quarter's earnings, divide by 26, then you get about 3.85% of that as your weekly amount. Maximum weekly benefit right now is $999 plus the $25 dependency allowance if you have kids.

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Thanks! So if my highest quarter was around $6,000, I'd get roughly $230 a week? That's actually better than I expected.

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Sounds about right, but you should double-check by looking at your quarterly wage statements in your SAW account. The exact calculation can vary slightly.

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the calculation is confusing but there's a tool on the washington esd website that estimates it for you. just plug in your quarterly wages

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I tried looking for that but couldn't find it. Do you have a link?

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It's under the 'Before You Apply' section on the Washington ESD homepage. There's a benefit estimator tool there.

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just filed last month and got approved for $445/week. was making about $55k annually before i got laid off. the process was pretty straightforward once i figured out all the paperwork

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How long did it take to get your first payment? I'm worried about the gap between filing and actually getting money.

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took about 3 weeks for me but that was pretty normal. make sure you file your weekly claims even while waiting for approval

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Word of warning - don't expect to get approved right away if you're still working part-time. Washington ESD might put your claim into adjudication to verify your work hours and earnings. I've been waiting 5 weeks now and still haven't heard anything back.

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Oh no, I wasn't planning on quitting my part-time job. Can I still collect unemployment while working reduced hours?

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Yes, but they'll reduce your weekly benefit based on how much you earn. Anything over about $175 per week starts getting deducted from your UI payment. But seriously, calling Washington ESD to check on adjudication is nearly impossible - I've tried hundreds of times.

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Have you tried using Claimyr? I was stuck in adjudication hell for 6 weeks last year and couldn't get through to anyone at Washington ESD no matter how early I called. Found Claimyr online (claimyr.com) and they got me connected to an actual person within a few hours. There's a video demo that shows exactly how it works: https://youtu.be/7DieNd3C7zQ. Totally worth it when you're losing money every week waiting.

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Never heard of that service but honestly at this point I'm desperate. Does it actually work or is it just another scam?

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It's legit - they basically handle the phone calling nightmare for you. I was skeptical too but when you're facing rent being due and can't reach anyone at Washington ESD, you try anything that might work.

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Been trying to get through to Washington ESD for weeks about my benefit calculation because something seems off. Their phone lines are impossible! Anyone else having trouble reaching them? I've called probably 50 times and either get busy signals or get disconnected after waiting for hours.

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I had the same problem until someone told me about Claimyr. It's a service that helps you get through to Washington ESD agents - worked great for me. Check out claimyr.com, they even have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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Is that legit? Sounds too good to be true with how impossible it is to reach anyone at Washington ESD.

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Yeah it's real - I was skeptical too but it actually connected me to an agent in about 20 minutes when I needed to resolve an adjudication issue. Way better than spending entire days trying to call.

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The benefit amount calculator on Washington ESD's website is pretty accurate if you want to estimate before filing. Just need your wage history from the last 18 months or so. Also remember you can collect for up to 26 weeks in most cases, sometimes longer if there are extensions.

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I'll check that calculator out, thanks! Do you know if tips count toward the wage calculation? Most of my restaurant income is tips.

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Tips should count if they were reported on your W-2, but cash tips that weren't reported won't show up in Washington ESD's wage records. That might hurt your benefit amount calculation.

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ugh the whole system is so confusing!! i tried to figure out my benefit amount last year and gave up. they make it unnecessarily complicated with all the quarters and base periods and formulas. why cant they just tell you upfront what you'll get???

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I get the frustration, but once you understand the basic formula it's not too bad. The complexity comes from trying to make it fair for people with different work histories.

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maybe fair but definitely not user friendly. took me forever to even understand what a 'base period' was

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Don't forget you also have to meet the job search requirements to keep getting benefits. You need to make 3 job search activities per week and register with WorkSource.

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What counts as job search activities? Just applying for jobs or other stuff too?

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Job applications, networking events, career fairs, skills assessments through WorkSource, informational interviews - lots of things count. Keep good records of everything.

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Don't forget about the job search requirements too. You'll need to make 3 job search contacts per week and keep a log. Washington ESD is pretty strict about that now, especially post-COVID.

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What counts as a job search contact? Just applying online or do you need to do more?

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Online applications count, but also networking contacts, job fairs, informational interviews. The key is documenting everything in your WorkSourceWA account.

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they're super picky about the job search log. i got a warning letter because i didn't have enough detail in my entries. make sure you include company names, dates, and specific positions

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One thing to consider - if you're making decent money at your part-time job, the unemployment might not be worth the hassle. Between the job search requirements and potential delays, sometimes it's easier to just pick up more hours or find a second job.

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That's a good point. I guess I need to do the math on whether the extra income is worth dealing with all the paperwork and requirements.

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definitely worth it if you qualify for a decent amount. even $200-300 a week can make a huge difference when you're struggling to pay bills

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i got $743 a week when i was laid off from boeing. made about $85k that year so it was decent money while looking for work

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That's a good rate! How long did it take for your claim to get approved?

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took about 2 weeks but that was before all the staffing issues they have now

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The system is so broken right now. I've been waiting 6 weeks for my adjudication to finish and they won't tell me anything about what's holding it up. Meanwhile I'm burning through my savings.

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Same situation here. Have you tried using that Claimyr service people are talking about? I'm getting desperate enough to try anything at this point.

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Haven't heard of it but I'll check it out. At this point I'd pay reasonable money just to talk to a human being at Washington ESD.

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If you're in adjudication, it means they need additional information to determine eligibility. Sometimes it's just verification of identity or work separation details. Once resolved, you should get back pay for the waiting period.

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The maximum benefit went up this year - it's $999 per week now plus $25 if you have dependents. That's actually pretty good compared to other states. But you need to have earned quite a bit to qualify for the maximum.

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Wow, I had no idea it could be that high! What kind of income do you need to qualify for the maximum?

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You'd need to have earned around $67,000 in your highest quarter, which means making well over $250k annually. Most people get way less than the maximum.

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Just a heads up - if you've been getting tips in cash and not reporting them, Washington ESD won't count that income toward your benefit calculation. I learned this the hard way when my benefit amount was way lower than expected.

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Oof, that's something I need to think about. Probably half my tips were cash that I didn't fully report.

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This is why it's important to report all income properly. Not just for taxes but for stuff like unemployment benefits too.

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Washington ESD also deducts taxes if you elect to have them taken out. Federal is 10% and state is 2.5%. Better to have them deduct it than owe a bunch at tax time.

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Good point! I didn't think about the tax implications. Is that something you set up when you first file?

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Yes, there's an option during the application process. You can also change it later through your online account.

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Been on unemployment twice in the past 5 years. First time got $380/week, second time got $425/week because my wages had gone up. The key is having steady employment history in your base period. Gaps in employment can really hurt your benefit amount.

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Good to know. I've been working pretty consistently for the past 3 years, so hopefully that helps.

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Yeah, consistency definitely helps. Also make sure to file as soon as you become unemployed or have reduced hours - you can't get benefits for weeks before you file.

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Make sure your employer didn't contest your claim either. If they claim you were fired for misconduct it can delay everything and potentially disqualify you from benefits.

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The restaurant just closed down completely so hopefully that won't be an issue. But good to know that could happen.

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Even with business closures, some employers contest claims to keep their unemployment tax rates lower. It's ridiculous but it happens.

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Whatever you do, don't miss filing your weekly claims! Even if your initial claim is still processing, you need to keep filing every week or you'll lose those weeks permanently.

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How do you file the weekly claims? Is that through the same online system?

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Yes, through your eServices account. You'll get prompts to file every Sunday, and you have until Saturday night to complete it for that week.

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And be honest about any work you do or money you earn during the week, even small amounts. They cross-reference with tax records and will catch discrepancies eventually.

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The whole calculation is based on your W-2 wages, so if you're working under the table or as a contractor, you might not qualify at all. Washington ESD needs to see those wages reported by employers.

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I'm a regular W-2 employee, so that shouldn't be an issue. Thanks for the reminder though!

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The whole system is a mess. I qualified for $892 a week but took them 8 weeks to actually start paying me. By then I had already found another job! At least I got the back pay eventually.

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8 weeks is crazy! Did you ever find out what was causing the delay?

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They said it was an identity verification issue but never explained why it took so long to resolve. The whole thing was incredibly frustrating.

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Pro tip: if you think you might need unemployment benefits soon, check your quarterly wage statements in your SAW account now. That way you'll know what to expect and can catch any errors before filing your claim.

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That's smart advice. I'll log into my account and take a look at my wage history tonight.

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good idea. i found an error in my wage statements that would have cost me about $50/week in benefits. took forever to get it fixed but worth it in the long run

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Don't forget that unemployment benefits are taxable income! You can have taxes withheld from your weekly payments or pay quarterly, but don't get surprised at tax time.

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Oh wow, I didn't think about taxes. So the $230 a week I calculated earlier would be less after taxes?

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Right, that $230 is before taxes. You can choose to have 10% withheld for federal taxes when you set up your claim.

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For anyone still struggling to reach Washington ESD, I finally got through using Claimyr after trying for literally months on my own. It's worth every penny when you're dealing with benefit issues that need agent assistance.

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How much does that cost? I'm already tight on money waiting for benefits.

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I'd rather not discuss pricing here, but when you're potentially losing hundreds of dollars in weekly benefits because you can't reach an agent, it pays for itself quickly. Check their website for current rates.

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If you end up having trouble reaching Washington ESD once you file - and trust me, you probably will - there are services that can help. I used something called Claimyr last year when I couldn't get through their phone system. Pretty sure it was claimyr.com or something like that. They handle the calling for you so you don't have to waste hours on hold.

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Someone else mentioned that service earlier. Seems like it might be worth knowing about in case I run into issues.

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yeah i heard about claimyr too. haven't used it myself but everyone says the phone situation with washington esd is awful. might be worth bookmarking just in case

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Remember that benefits are based on gross wages, not take-home pay. So if you were making $4,200 before taxes and deductions, that's what they'll use for the calculation.

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That makes sense. I was worried they'd only count my net pay which would have been much lower.

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Also keep in mind that if you were getting tips that were reported to the IRS, those count toward your base period wages too. A lot of restaurant workers don't realize this.

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Oh that's huge! I probably had another $800-1000 per month in reported tips. That should help my benefit amount significantly.

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Exactly! Make sure Washington ESD has all your wage information. Sometimes they don't get complete records from employers automatically.

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The maximum benefit amount gets adjusted every year based on average wages in the state. This year it went up from $929 to $999, so timing matters if you're near the max.

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Good to know it's indexed to inflation somewhat. Still not enough to maintain most people's standard of living but better than nothing.

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Don't forget about the waiting week either. Your first week of unemployment won't be paid unless you exhaust all other benefits. It's like a deductible.

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So I'd get 25 weeks of payments instead of 26? That's annoying but I guess I understand the reasoning.

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Actually, if you don't exhaust all 26 weeks, you don't get paid for that first week at all. Only if you use up all your benefits do you get that waiting week paid.

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One more thing - if you have a union, check if they provide any supplemental unemployment benefits. Some do, and it can help bridge the gap between your UI and your normal wages.

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I wasn't in a union at the restaurant, but that's good advice for others reading this thread.

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The benefit estimator tool someone mentioned earlier is helpful but remember it's just an estimate. Your actual benefit amount might be slightly different based on how Washington ESD processes your wage records.

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Yeah, mine was off by about $30 per week from what the estimator said. Not a huge difference but worth noting.

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Thanks everyone for all the helpful information! This thread has been way more useful than trying to navigate the Washington ESD website on my own. Going to file my claim this weekend.

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Good luck! File as soon as possible since benefits are only paid from the date you file, not from when you became unemployed.

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And remember to keep detailed records of your job search activities from day one. You'll need them for your weekly certifications.

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One last thing - make sure you understand the difference between regular unemployment and standby status. If you're temporarily laid off but expect to be called back, standby might be better. Different rules and requirements.

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I'm not expecting to be called back to my old full-time job, so regular unemployment sounds like the right option for me.

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Yeah, regular UI sounds right for your situation. Standby is more for seasonal workers or temporary layoffs.

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