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Miguel Harvey

How much unemployment will I get if I make $300 a week - Washington ESD benefit calculation

I've been working part-time making around $300 per week for the past year and might need to file for unemployment soon. Does anyone know how Washington ESD calculates your weekly benefit amount? I've heard it's based on your highest earning quarter but I'm not sure how that works when you have consistent low wages. Will I even qualify for benefits at this income level?

Washington ESD uses your highest earning quarter from your base period to calculate benefits. With $300/week that's about $15,600 annually, so you'd likely qualify. Your weekly benefit amount (WBA) would be roughly 1/26th of your highest quarter earnings.

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Thanks! So if I made around $3,900 in my highest quarter, that would be about $150 per week?

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Exactly - that's the basic calculation. Just remember there's also a minimum WBA of $295 in Washington state.

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i think you'll get more than you expect actually. washington has pretty decent UI benefits compared to other places

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Really? I thought part-time workers got almost nothing from unemployment.

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nah washington is actually pretty good about this stuff, at least in my experience

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You'll want to use the Washington ESD benefit calculator on their website to get an exact estimate. But with consistent $300/week earnings, you should definitely qualify. The minimum weekly benefit in WA is $295, so you might actually get close to what you were earning.

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Wait, the minimum is $295? That's almost what I make now!

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Yes, that's one of the benefits of Washington's UI system - they have a decent minimum floor for benefits.

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This is why I love living in Washington. The unemployment system actually tries to help people.

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I was in a similar situation last year making around $280/week. Had the hardest time getting through to Washington ESD to check my benefit amount calculation. Spent hours on hold just to get disconnected. Finally found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me so much frustration.

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How does that work exactly? I hate being on hold forever.

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They basically handle the calling for you and get you connected to a live agent. Way better than trying to get through the busy signals yourself.

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Interesting, never heard of services like that before. Might be worth it just to avoid the phone hassle.

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THE WASHINGTON ESD PHONE SYSTEM IS ABSOLUTE GARBAGE. Sorry for caps but I'm so frustrated. Been trying to call for three weeks about my benefit calculation and can never get through. It's like they don't want to help people.

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I know the frustration, but early morning calls (right at 8am) tend to work better.

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I've tried that too. Still busy signals or long holds that end in disconnection.

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This is exactly why services like Claimyr exist. Sometimes you need help just to navigate the bureaucracy.

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honestly the online calculator is pretty accurate for basic stuff like this. plug in your quarterly wages and it'll give you a good estimate

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I'll try that first before dealing with phone calls then.

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The calculator is helpful but sometimes you need to talk to someone about specific situations.

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Just want to add that you need to make sure you meet the work history requirements too. It's not just about weekly wages but total earnings over the base period. With part-time work, double-check that you have enough qualifying wages.

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Good point. What's the minimum you need to have earned?

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You need at least $4,223 in your base period, with at least $2,100 in your highest quarter.

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That seems pretty reasonable for most people working regularly.

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I love how Washington state actually tries to make unemployment livable. Some states give you like $200/week maximum.

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Yeah we're pretty lucky here. The maximum is $1,015/week which is actually decent.

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Though most people don't get anywhere near the maximum obviously.

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Make sure you understand the difference between gross and net when calculating. Your $300/week - is that before or after taxes? The Washington ESD calculation uses gross wages.

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That's gross, before taxes. Good thing to clarify though.

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Perfect, then you're all set for using the standard calculation.

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just a heads up that if you're still working part-time while claiming UI, you need to report those earnings each week. they'll reduce your benefit by a portion of what you earn

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Yeah I figured there would be some kind of offset. How much do they reduce it?

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they subtract 75% of your weekly earnings from your benefit amount, but you get to keep the first $5 without any reduction

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That's actually not too bad compared to some places that do dollar-for-dollar reductions.

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Update on the Claimyr thing I mentioned earlier - just used them again this week to get through about a different issue. Still works great and saved me hours of phone frustration. Really recommend it if you need to actually talk to someone at Washington ESD.

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How much does something like that cost? Seems like it could add up.

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Worth every penny compared to the stress of trying to get through yourself. Check their site for current pricing.

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One thing to keep in mind is that your benefit year lasts 52 weeks from when you first file, but you only get a maximum of 26 weeks of benefits (unless there are extensions).

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Good to know. Hopefully I won't need anywhere near 26 weeks.

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Yeah, the goal is always to get back to work as soon as possible.

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Don't forget about the job search requirements once you start claiming. You'll need to do at least 3 job search activities per week and keep a log.

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What counts as a job search activity?

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Applying for jobs, attending job fairs, networking events, informational interviews - basically anything that could lead to employment.

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The WorkSourceWA website has a good list of approved activities.

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Quick question - are you planning to file online or over the phone? The online system is usually faster if you can navigate it.

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I was thinking online. Is it pretty straightforward?

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Yeah, the eServices portal is actually not too bad. Just have your employment history ready.

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Based on what you're describing, you should definitely qualify and get a decent benefit amount. Washington's UI system is actually designed to help people in situations like yours.

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That's reassuring to hear. I was worried I wouldn't qualify with part-time wages.

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Nope, as long as you meet the basic requirements you should be fine. The system recognizes that people work different schedules.

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Just remember to file your weekly claims every week even if you haven't heard back about your initial application. Missing weeks can cause problems later.

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Good tip. When are weekly claims due?

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You can file starting Sunday for the previous week, and they're due by the following Saturday.

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One more vote for using a service like Claimyr if you run into any issues. The Washington ESD phone system can be really difficult to navigate, and sometimes you just need to talk to a human to sort things out properly.

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Agreed. Sometimes the online FAQs just don't cover your specific situation.

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I'll keep that in mind if I run into any complications. Thanks everyone for all the helpful info!

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Hope everything works out for you! The Washington unemployment system isn't perfect but it's better than a lot of places. You should be able to get the help you need.

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Thanks! Feeling much more confident about the process now.

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That's what this community is for - helping each other navigate these systems!

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