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Isabella Costa

How much will I get unemployment benefits in Washington - confused about payment amounts

I just got laid off from my retail job and I'm trying to figure out how much I'll actually receive in unemployment benefits. I made about $28,000 last year working part-time at a department store. I've been looking at the Washington ESD website but all the calculations are confusing me. Does anyone know how they actually calculate your weekly benefit amount? I need to know so I can budget for rent and bills while I'm job searching.

Washington ESD calculates your weekly benefit amount (WBA) based on your highest earning quarter in your base period. They take your highest quarter earnings and divide by 26. So if your highest quarter was $7,000, you'd get around $269 per week. But there's also a minimum and maximum amount.

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Thanks! How do I find out what my highest quarter was? Is that something I can see on my Washington ESD account?

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Yes, once you file your initial claim, Washington ESD will show you your base period wages and quarterly breakdown. You can also check your employment history on your account.

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The maximum weekly benefit in Washington is $999 right now for 2025. Minimum is around $295 I think. Most people get somewhere in between depending on their work history.

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Wait I thought the max was lower than that? When did it go up to $999?

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They adjust it annually based on the state average wage. It's been going up each year.

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I had such a hard time getting through to Washington ESD to ask about my benefit amount calculation. Their phone lines are always busy and when I finally got through, I got hung up on twice. Super frustrating when you're trying to plan your finances.

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I actually found a service called Claimyr that helped me get through to Washington ESD agents much faster. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me hours of calling.

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Interesting, I'll have to look into that. I've been trying to call for weeks to get clarification on my benefit amount.

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your benefit amount also depends on if you have any dependents. washington esd adds extra money for dependents up to 5 i think

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I don't have any dependents, just me. So it would just be the base amount then?

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yeah just the regular weekly benefit amount for you then. makes the calculation easier

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The whole Washington ESD system is so complicated!! I filed 3 weeks ago and I'm still not sure exactly how much I'm getting because my claim is stuck in adjudication. They keep saying they need to verify my work history but won't tell me what specifically they need.

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Adjudication can take a while, especially if there are any questions about your separation from work or if you had multiple employers. Have you checked if there are any pending issues in your account?

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I've checked and it just says 'adjudication in progress' with no other details. So frustrating!

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This is exactly the kind of situation where Claimyr really helps. When you're stuck in adjudication, talking to an actual Washington ESD agent can clear things up much faster than waiting.

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I think the formula is more complicated than just dividing by 26. Don't they look at multiple quarters? And there's something about alternate base periods if you don't qualify with the regular base period?

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You're right, there are different scenarios. They use your base period which is usually the first 4 of the last 5 completed quarters before you filed. If you don't qualify, they can look at an alternate base period.

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Yeah that's what I thought. It's not as simple as just one calculation.

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Does anyone know if part-time work affects your benefit amount calculation? I worked part-time for most of last year but had full-time hours during the holidays.

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Washington ESD looks at your total wages regardless of whether you worked part-time or full-time. It's based on your actual earnings, not hours worked.

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That's good to know, thanks! I was worried my part-time status would hurt my benefit amount.

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Update: I finally got into my Washington ESD account and can see my quarterly wages. My highest quarter was $6,800, so using that divide by 26 formula, I should get around $261 per week. Does that sound right?

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That sounds about right based on your highest quarter. Remember you'll also need to file weekly claims and meet the job search requirements to keep getting benefits.

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Yes, I saw that I need to do job searches. How many per week is required?

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It's typically 3 job search activities per week, but check your specific requirements in your account as it can vary based on your situation.

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The weekly benefit calculator on the Washington ESD website is actually pretty helpful once you have your wage information. It walks you through the calculation step by step.

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I'll have to try that calculator. I couldn't find it when I was looking earlier.

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It's kind of buried in their resources section. Search for 'benefit calculator' on their site.

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Just remember that unemployment benefits are taxable income! I learned that the hard way when I got a big tax bill. You can have taxes withheld from your weekly payments if you want.

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Oh wow, I didn't think about taxes. How much do they typically withhold?

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I think it's 10% federal tax withholding if you elect it. You can change this setting in your Washington ESD account.

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WASHINGTON ESD TAKES FOREVER TO PROCESS ANYTHING!!! I've been waiting 6 weeks just to find out my benefit amount because they keep asking for more documentation. This is ridiculous when people need money for basic necessities!

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I know it's frustrating but they have to verify everything to prevent fraud. Have you tried calling to see what specific documents they need?

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I've tried calling dozens of times but can never get through!

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This is another situation where Claimyr really helps - when you need to get specific information about required documents or verification issues. Much easier than trying to get through on your own.

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For what it's worth, I got approved pretty quickly and my benefit amount was exactly what the calculator predicted. Filed on a Monday, got my determination letter by Friday with my weekly benefit amount clearly stated.

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That's encouraging! I hope mine goes as smoothly as yours did.

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You're lucky! Mine has been stuck for weeks with no clear timeline.

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question about benefit amounts - if I worked two jobs last year do they count wages from both employers when calculating my weekly benefit?

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Yes, Washington ESD counts wages from all covered employers during your base period. They'll look at your total quarterly wages regardless of how many jobs you had.

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Good to know, that should help my benefit amount then since I had two part-time jobs.

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The monetary determination letter from Washington ESD shows your benefit year, weekly benefit amount, and maximum benefits available. That's the official document that tells you exactly how much you'll get.

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When do you typically get that letter? I filed my claim yesterday.

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Usually within a week if there are no issues with your claim. Check your online account too, sometimes it shows up there first.

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I'm confused about something - does the benefit amount change if you find part-time work while collecting unemployment? Like if I work 15 hours a week at a new job?

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Yes, working part-time affects your weekly claim. Washington ESD has an earnings deduction formula - you can earn up to a certain amount before it reduces your benefits, then it's reduced dollar for dollar after that.

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That's complicated. Is there a way to calculate that ahead of time?

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There are worksheets on the Washington ESD website that show how part-time earnings affect your weekly benefits.

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been on unemployment for 8 weeks now and getting $445 per week which is helping me stay afloat while job searching. the key is just being patient with the initial application process

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Wow $445 is pretty good! You must have had higher wages than me. Glad it's working out for you.

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yeah i was making decent money before getting laid off. the unemployment is about 50% of what i was making which is the goal of the program

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One thing I wish I'd known earlier - you can appeal your benefit amount if you think Washington ESD calculated it wrong. I found out later that they missed wages from one of my employers and I could have gotten more money.

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How do you appeal the benefit amount? Is there a deadline for that?

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You have to appeal within 30 days of getting your monetary determination. There's an appeal form you can file online or by mail.

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The whole system is designed to make it hard to get benefits! They make the calculations confusing on purpose so people don't know what they're entitled to.

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I think it's more about preventing errors and fraud than making it deliberately difficult. The calculations are complex because everyone's work history is different.

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Maybe, but they could make it more user-friendly for sure.

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Final update from OP: Got my monetary determination today! $261 per week for up to 26 weeks, which matches what I calculated earlier. Thanks everyone for the help understanding how this all works!

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Great news! Now make sure to file your weekly claims on time and keep track of your job search activities.

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Congrats! The weekly filing process is pretty straightforward once you get the hang of it.

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Thanks again everyone! This forum was more helpful than the Washington ESD website honestly.

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