How much do you get unemployment benefits in Washington state?
I'm trying to figure out how much I'll get from Washington ESD for unemployment. I made about $48,000 last year working as a retail manager but got laid off two weeks ago. I've never filed for unemployment before and I'm honestly confused about how they calculate your weekly benefit amount. Does anyone know the formula they use? I need to know roughly what to expect so I can figure out my budget.
231 comments


Dmitry Popov
Washington ESD uses your highest quarter earnings from your base period to calculate your weekly benefit amount. The maximum weekly benefit for 2025 is $999 per week. They take your highest quarter wages, divide by 26, then multiply by 0.038 to get your weekly amount. So if you made $13,000 in your highest quarter, you'd get around $490 per week.
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Sofia Ramirez
•Thanks! That's really helpful. So it's not just a percentage of my total annual income then?
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Dmitry Popov
•Correct, it's based on your highest earning quarter, not your annual total. Make sure you have all your wage information ready when you file your claim.
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Ava Rodriguez
i think the max is higher than that now, maybe like $1000 or something? my cousin got laid off last month and she's getting close to $800 weekly
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Dmitry Popov
•You're right, I should have been more precise. The maximum for 2025 is $999 per week, so just under $1000.
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Ava Rodriguez
•yeah that sounds right, she was making good money before getting laid off from her tech job
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Miguel Ortiz
The calculation can be confusing but Washington ESD has a benefit calculator on their website. However, if you're having trouble getting through to verify your benefit amount or having issues with your claim, I recently discovered Claimyr (claimyr.com) which helps you actually reach ESD agents by phone. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Really helpful when you need to speak to someone directly about your benefit calculation.
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Sofia Ramirez
•That's interesting, I didn't know there were services to help with calling ESD. Is it legitimate?
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Miguel Ortiz
•Yes, it's legit. I used it when I had questions about my base period wages that weren't showing up correctly in my claim. Saved me hours of trying to get through on my own.
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Zainab Khalil
•How does that even work? Do they just call for you or something?
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QuantumQuest
Just to add some context - your base period is typically the first four of the last five completed calendar quarters before you file your claim. So if you file in January 2025, your base period would be January 2024 through December 2024. Washington ESD looks at all four quarters but uses the highest one for the calculation.
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Sofia Ramirez
•That makes sense. I should probably gather my pay stubs from last year before I file then.
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QuantumQuest
•Good idea. Having your wage information ready will make the filing process much smoother.
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Mateo Hernandez
Washington ESD calculates your weekly benefit amount (WBA) using your highest earning quarter from your base period. They take that quarter's earnings, divide by 26, then you get about 3.85% of your total base period wages. Maximum weekly benefit right now is around $999 per week.
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NebulaNova
•Thanks! So it's not just a flat rate for everyone? That makes sense. Do you know what the minimum amount is?
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Mateo Hernandez
•Minimum is $188 per week as of 2025. Your base period is the first 4 of the last 5 completed calendar quarters before you file your claim.
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Grace Durand
Washington ESD uses your highest earning quarter from the past 18 months to calculate your weekly benefit amount. They take that quarterly amount and divide it by 26 weeks. So if your highest quarter was $12,000, you'd get roughly $461 per week before taxes.
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Connor Richards
•That's helpful! I think my highest quarter was around $13,500 so that would put me at about $519 per week. Do they tax that amount?
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Grace Durand
•Yes, unemployment is taxable income. You can choose to have taxes withheld or pay at the end of the year.
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Aisha Khan
i got like $450 a week when i was on unemployment last year. made about $22/hr at my warehouse job. not too bad but definitely less than what i was making working full time
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NebulaNova
•That's helpful to know, gives me a ballpark idea of what to expect.
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Ethan Taylor
•Did you have any trouble getting through to Washington ESD to check your benefit amount? I've been trying to call them for days.
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Liam McGuire
Washington ESD calculates your weekly benefit amount based on your highest earning quarter from the past year. They take that quarterly amount, divide by 26, then you get about 3.85% of that as your weekly benefit. Maximum right now is $999 per week but most people get way less than that.
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Mei Zhang
Thanks! So if my highest quarter was around $14,000, that would be about $520 weekly? That seems higher than I expected.
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Yuki Ito
The easiest way to get an estimate is to use the benefit calculator on the Washington ESD website, but if you need to speak with someone about your specific situation, I recently discovered Claimyr (claimyr.com). They help you get through to Washington ESD agents when the phone lines are jammed. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Ethan Taylor
•Is that legit? I'm desperate to talk to someone at Washington ESD but keep getting disconnected.
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Yuki Ito
•Yeah it worked for me. Much better than spending hours redialing the same number over and over.
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Connor Murphy
JUST A WARNING - don't count on getting the maximum amount! I was making $65k and only get $623 per week because my wages weren't distributed evenly throughout the year. Had a big bonus in one quarter that threw everything off.
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Sofia Ramirez
•Oh wow, that's frustrating. So timing of when you earn your wages really matters?
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Connor Murphy
•Exactly! If you had a slow quarter during your base period, it can really hurt your benefit amount even if your overall annual income was decent.
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Dmitry Popov
•This is why it's important to understand which quarters are included in your base period calculation.
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Steven Adams
The maximum weekly benefit amount in Washington is $999 per week as of 2025. Most people don't hit that max though since you need to have been making over $130,000 annually to qualify for the full amount.
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Alice Fleming
•Wow I had no idea the max was that high! I'm only getting $420 per week.
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Steven Adams
•Yeah it's based on your earnings history. The more you made, the higher your benefit amount up to that $999 cap.
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Carmen Lopez
Your weekly benefit depends on how much you earned during your base period. Washington ESD looks at the highest quarter and uses that to calculate your WBA. If you made $15,000 in your highest quarter, you'd get roughly $577 per week (15000 ÷ 26). But there are caps - you can't get more than the maximum or less than the minimum.
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NebulaNova
•That formula is really helpful! I think my highest quarter was probably around $12,000 so maybe I'd get around $460?
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Carmen Lopez
•That sounds about right based on the calculation. Keep in mind you also have to meet the total base period wage requirements to qualify.
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AstroAdventurer
•What are those requirements? I might not have worked enough to qualify.
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Hassan Khoury
I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation and it's impossible. Their phone lines are always busy and when I do get through I get disconnected. It's so frustrating!
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Victoria Stark
•I had the same problem until I found this service called Claimyr that helps you get through to Washington ESD agents. Check out claimyr.com - they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.
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Hassan Khoury
•Really? How does that work exactly? I'm desperate at this point.
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Victoria Stark
•They basically handle the calling for you and connect you when an agent becomes available. Way better than sitting on hold for hours.
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Liam McGuire
Yeah that sounds about right for your income level. Just remember you'll need to file your weekly claims every week and do the job search requirements to keep getting benefits.
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Amara Eze
i think its like half your weekly pay or something? i got laid off from construction and mine was around $400 a week but i was making like $900 weekly before
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Yara Haddad
also remember you have to pay taxes on unemployment benefits, so factor that in when budgeting
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Sofia Ramirez
•Good point, I forgot about that. Do they withhold taxes automatically or do you have to pay at the end of the year?
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Yara Haddad
•you can choose to have 10% withheld for federal taxes when you file your weekly claims, but you'll still owe state taxes at the end of the year
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Miguel Ortiz
One thing I learned when I had to call ESD about my benefit calculation - they can explain exactly how they arrived at your weekly amount if there are any discrepancies. Sometimes wage information from employers doesn't get reported correctly. If you're having trouble reaching them by phone, that Claimyr service I mentioned earlier really does work. Worth checking out if you get stuck trying to reach someone.
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Keisha Robinson
•I've been trying to call ESD for weeks about my benefit amount and can never get through. Might have to try this.
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Miguel Ortiz
•Yeah, the regular ESD phone lines are impossible. This service actually gets you connected to real agents who can pull up your claim and explain the calculation.
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Sofia Ramirez
Update: I found the benefit calculator on the ESD website and it's estimating around $485 per week based on my wages. That's actually more than I expected! Thanks everyone for explaining how this works.
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Dmitry Popov
•That sounds about right for your income level. Just remember to file your weekly claims on time to keep receiving benefits.
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Ava Rodriguez
•nice! that should help with expenses while you're looking for work
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Paolo Conti
Does anyone know if there's a minimum benefit amount? I was only working part-time for a few months and worried I won't qualify for much.
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Dmitry Popov
•The minimum weekly benefit amount in Washington is $295 per week. You also need to have earned at least $3,952 in your base period to qualify.
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Paolo Conti
•Thanks! I think I should meet the minimum earnings requirement.
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Zainab Khalil
This is all so confusing. Why can't they just make it a simple percentage of your last job's pay like other states?
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QuantumQuest
•The quarterly system is designed to account for seasonal work patterns and ensure benefits are based on your recent work history, not just your last job.
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Zainab Khalil
•I guess that makes sense, but it's still really complicated to figure out.
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Amina Sow
Remember you can only collect unemployment for a maximum of 26 weeks in Washington, so plan accordingly. The weekly amount is important but so is the duration limit.
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Sofia Ramirez
•Good point. Hopefully I won't need the full 26 weeks but it's good to know the limit.
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Amina Sow
•Yeah, and you have to be actively looking for work the whole time and reporting your job search activities.
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Andre Dupont
The whole system is confusing honestly. I tried to figure out my benefit amount before I filed and the website calculator gave me one number but when I actually got approved it was different. Plus you have to do all these job searches every week which is annoying.
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Mateo Hernandez
•The calculator is just an estimate. Your actual amount depends on Washington ESD verifying your wage records with employers, which can sometimes be different than what you expect.
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Andre Dupont
•Yeah that makes sense. The job search thing is still a pain though.
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Giovanni Ricci
It's not exactly half, it depends on your base period wages. Washington ESD looks at your earnings from specific quarters to calculate it.
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Ethan Taylor
I've been waiting 3 weeks for my claim to get processed and I still don't know what my benefit amount will be. Every time I try calling Washington ESD I either get a busy signal or sit on hold for 2+ hours before getting disconnected. This is so frustrating!
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Yuki Ito
•Seriously try Claimyr if you need to reach them. It's way better than the regular phone system.
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Zoe Papanikolaou
•I feel your pain. Took me a month to get through to someone when my claim got stuck in adjudication.
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Ethan Taylor
•A whole month?? That's crazy. I might have to check out that Claimyr thing.
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Amara Eze
oh ok that makes sense why mine wasnt exactly half then
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Benjamin Kim
Don't forget that your benefit amount also depends on whether you qualify for any additional benefits like dependency allowances if you have kids. That can add some extra money to your weekly payment.
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Connor Richards
•I don't have kids but good to know for others reading this.
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Samantha Howard
•The dependency allowance is like $25 per dependent child I think. Not a huge amount but every little bit helps.
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Jamal Wilson
For what it's worth, my benefit amount was about 45% of what I was making when I was working full time. Made $950/week at my job, got $425/week on unemployment. It's enough to get by but definitely motivates you to find work again quickly.
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NebulaNova
•That percentage seems pretty consistent with what others are saying. Good to know what to expect.
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Mei Lin
•Same here, got about half of what I was making. Better than nothing but you definitely have to budget carefully.
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NeonNomad
The Washington ESD benefit calculator on their website is actually pretty accurate if you have your wage information handy. You'll need your earnings from each quarter of your base period. For 2025, the minimum weekly benefit is $295 and maximum is $999. Most people fall somewhere in the middle depending on their work history.
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Keisha Robinson
I finally used that Claimyr service someone mentioned and got through to ESD in like 20 minutes! The agent was able to explain exactly why my benefit amount seemed low - turns out one of my employers hadn't reported wages correctly. Now I know how to fix it.
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Miguel Ortiz
•That's great! It really does work well when you need to actually talk to someone about your specific situation.
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Sofia Ramirez
•Good to hear real feedback about it. I'll keep that in mind if I run into any issues with my claim.
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GalaxyGazer
Don't forget about the waiting week! You won't get paid for your first week of unemployment even if you file your claim right away.
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Sofia Ramirez
•Wait, really? So there's always a one week delay in payments?
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GalaxyGazer
•Exactly. Your first week is a waiting week with no payment, then you start getting benefits from week two onwards.
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Mei Zhang
I tried the calculator but it kept asking for quarterly wages and I only have my annual W-2. How do I figure out what I made each quarter?
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Oliver Wagner
just wanted to add that if you worked in multiple states, you might need to file in the state where you earned the most wages. washington has agreements with other states for combined wage claims too
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Sofia Ramirez
•That's good to know. I've only worked in Washington so shouldn't be an issue for me.
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Oliver Wagner
•yeah you should be fine then, just file normally with washington esd
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Natasha Kuznetsova
The benefit amount also depends on if you have any dependents. You can get additional money for dependent children under 18.
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Sofia Ramirez
•I don't have kids but that's useful information for others who might be reading this.
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Natasha Kuznetsova
•It's an extra $25 per week per dependent child, up to 5 children maximum.
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Megan D'Acosta
be careful about working part time while on unemployment because they'll reduce your benefits dollar for dollar after a certain amount. I think its like $150 or something before they start deducting.
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Steven Adams
•Actually it's more complicated than that. In Washington, you can earn up to your weekly benefit amount plus $5 before they start reducing benefits. So if you get $500/week, you can earn up to $505 before deductions.
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Megan D'Acosta
•oh ok thanks for the correction. i was thinking of the old rules maybe
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Sarah Ali
I'm getting $644 per week from Washington ESD and it's been a lifesaver. The key is making sure you report all your wages accurately when you file your weekly claims. Any mistakes can cause delays or overpayment issues later.
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Connor Richards
•How long did it take for your first payment to come through?
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Sarah Ali
•About 2 weeks after I filed my initial claim. Make sure you do your weekly claims every week even if you haven't been paid yet.
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Ryan Vasquez
•This is good advice. I missed a week early on and it caused all kinds of problems.
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Liam Fitzgerald
Don't forget you have to pay taxes on unemployment benefits! They don't automatically withhold them so you might owe money when you file your tax return. You can request to have 10% withheld if you want.
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NebulaNova
•Oh wow I didn't know that. Thanks for the heads up!
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GalacticGuru
•Yeah learned that the hard way last year. Owed like $800 at tax time because I didn't have anything withheld.
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Liam Fitzgerald
•Exactly why I always recommend having the taxes taken out. Better safe than sorry.
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NeonNomad
Check your paystubs if you kept them, or contact your former employer's HR department. They should be able to provide quarterly wage statements. You could also wait - Washington ESD will have your wage information from employers once you file your claim.
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Javier Mendoza
Make sure to keep track of all your job search activities from day one. ESD requires you to make at least 3 job search activities per week and they can audit your records at any time.
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Sofia Ramirez
•Thanks for the reminder. I'll make sure to document everything carefully.
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Javier Mendoza
•Use WorkSourceWA to track your activities - it integrates with your unemployment claim and makes reporting easier.
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Avery Saint
The Washington ESD website has a benefit calculator tool that can give you an estimate if you know your quarterly wages. It's not 100% accurate but gives you a ballpark figure.
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Connor Richards
•I'll check that out, thanks! Is it on the main Washington ESD website?
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Avery Saint
•Yeah it should be under the unemployment benefits section. Sometimes their site is slow to load though.
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Taylor Chen
Just remember you also have to meet the job search requirements to keep getting benefits. I think it's 3 job contacts per week in Washington but double check that.
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Keith Davidson
•It's actually 3 job search activities per week, not necessarily 3 applications. Can include things like networking events or job fairs.
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Taylor Chen
•Good point, thanks for clarifying that.
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Amara Nnamani
The benefit amount also depends on whether you qualify for any dependency allowances. If you have dependents under 18, you can get extra money on top of your regular weekly benefit amount.
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