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Lucas Notre-Dame

How much is weekly unemployment benefit amount in Washington ESD?

I'm trying to figure out how much my weekly unemployment benefit will be if I file a claim with Washington ESD. I made about $52,000 last year working full time at a retail company before getting laid off last month. Does anyone know how they calculate the weekly benefit amount? I've heard different numbers from people and I'm trying to budget while I look for work.

Washington ESD calculates your weekly benefit amount based on your highest earning quarter from your base period. The maximum weekly benefit for 2025 is $999 per week. With your income level, you're probably looking at somewhere between $400-600 weekly, but it depends on how your earnings were distributed across the quarters.

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Thanks! That's higher than I expected. How do I find out what my base period quarters were?

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Your base period is usually the first four of the last five completed calendar quarters before you file. So if you file now, it would likely be Q4 2023 through Q3 2024. Washington ESD will show this when you file your claim.

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I got $485 a week when I was on unemployment last year. Made about $48k the year before. The formula is kind of complicated but basically they take your highest quarter earnings and divide by 26, then that's your weekly amount. But there's also a minimum you have to have earned in your base period.

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That sounds about right for what I might get then. Do you remember how long it took to get your first payment?

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It was about 3 weeks from filing to getting my first payment, but that was because my claim went into adjudication for some reason.

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If you're having trouble getting through to Washington ESD to ask about benefit amounts, I had success using Claimyr recently. It's a service that helps you get through to an actual agent - saved me hours of calling. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Way better than sitting on hold forever or getting disconnected.

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Interesting, I hadn't heard of that. Is it expensive?

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It's worth it to actually talk to someone who can give you exact numbers for your situation. Check out claimyr.com - they focus on getting you connected rather than keeping you on hold.

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I was skeptical about using a service like that but honestly after 6 hours of calling Washington ESD with no luck, I tried Claimyr and got through to an agent in like 20 minutes. Game changer.

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WAIT A MINUTE. I thought the max was only like $750 a week? When did it go up to $999?? I've been telling people the wrong amount!

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The maximum gets adjusted annually. For 2025 it increased to $999. You can check the current rates on the Washington ESD website under benefit calculator.

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Well that's embarrassing lol. Thanks for the correction!

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The benefit amount also depends on whether you qualify for the dependency allowance if you have eligible dependents. That can add extra money to your weekly benefit. But the base calculation is definitely based on your highest quarter earnings during the base period.

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I don't have any dependents, so it would just be the base amount for me.

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Then yeah, you're looking at the standard calculation. Should be a decent amount given your salary level.

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Just to add - you can also use the benefit calculator on the Washington ESD website to get an estimate before you file. It's not 100% accurate but gives you a ballpark figure.

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I tried that but it asked for quarterly earnings and I don't have those numbers handy. I'll have to dig up my pay stubs.

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Yeah, you need pretty specific info for it to work right. But once you file your actual claim, Washington ESD will have all your wage records anyway.

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One thing to remember is that you have to pay taxes on unemployment benefits. They don't automatically withhold federal taxes unless you ask them to. I learned that the hard way at tax time.

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Good point, I hadn't thought about the tax implications.

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You can elect to have 10% withheld for federal taxes when you file your claim or anytime after. Saves you from a big tax bill later.

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I've been on unemployment for 2 months now and get $623 per week. Made about $58k last year. The amount seems fair based on what I was earning. Just make sure you file your weekly claims on time every week or you won't get paid.

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When do you have to file the weekly claims? Is there a specific day?

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You can file starting Sunday for the previous week, and you have until Saturday to get it in. But don't wait - file as early as possible each week.

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The weekly amount is only part of it though. You also need to meet the job search requirements to keep getting benefits. That's 3 job search activities per week minimum in Washington.

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What counts as a job search activity?

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Applying for jobs, attending job fairs, networking events, some training programs. There's a list on the Washington ESD website of what qualifies.

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This has been really helpful everyone. Sounds like I should expect somewhere in the $400-600 range based on what you all are saying. I'm going to file my claim this week.

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Good luck with your claim! The process is pretty straightforward if you have all your employment info ready.

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Hope it goes smoothly for you. The benefits definitely help while you're job hunting.

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Drake

Quick question - does the weekly amount ever change during your benefit year? Like if you work part time while collecting?

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If you work part time, Washington ESD will reduce your weekly benefit based on how much you earn. There's a formula for that too, but you can usually earn a small amount without affecting your benefits.

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Drake

Thanks, that's what I thought but wasn't sure.

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I'm curious about the minimum weekly benefit amount. Is there a floor for how low it can go?

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Yes, there's a minimum weekly benefit amount. For 2025 I believe it's around $295 per week, but you should verify that on the Washington ESD website.

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Good to know there's a minimum safety net.

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Another option if you can't get through to Washington ESD by phone is to try their online messaging system. Sometimes that's faster than calling, though it can still take a few days to get a response.

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I tried the online messaging for weeks with no response. That's actually why I ended up using Claimyr - needed to talk to someone immediately about my claim status.

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Yeah, the response times can be really inconsistent with their messaging system.

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The benefit amount calculation can get complicated if you had multiple jobs or irregular hours. Washington ESD looks at all your covered employment during the base period.

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I only had one main job, so hopefully mine will be straightforward.

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That should make it easier. Single employer claims are usually more straightforward to process.

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Don't forget that you can only collect unemployment for a maximum of 26 weeks in Washington, unless there are extended benefits available during high unemployment periods.

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Hopefully I'll find something before then, but good to know the limit.

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Yeah, 26 weeks gives you time to find something good rather than just taking the first offer out of desperation.

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For what it's worth, Washington has some of the higher unemployment benefits compared to other states. The $999 maximum is pretty generous.

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Definitely true. I have friends in other states getting way less than what Washington pays out.

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Yeah, we're lucky to be in a state that actually supports unemployed workers adequately.

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Make sure when you file that you have your Social Security number, driver's license, and employment history for the last 18 months ready. Speeds up the whole process.

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Thanks for the heads up. I'll gather all that info before I start the application.

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It really does make a difference in how quickly your claim gets processed.

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One last thing - if your claim gets held up in adjudication, don't panic. Sometimes it's just routine verification and doesn't mean there's a problem. But definitely follow up if it takes more than a few weeks.

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What would cause a claim to go into adjudication?

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Could be anything - reason for separation from your job, wage discrepancies, even just random quality control reviews. Most get resolved without issues.

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That's another situation where Claimyr really helps - getting through to ask about adjudication status instead of just waiting and wondering.

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Thanks everyone for all the detailed info! This thread has been super helpful. I feel much more prepared to file my claim now.

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Glad we could help! Feel free to come back with questions once you get your claim started.

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Good luck with everything! The unemployment system isn't perfect but the benefits really do help bridge the gap while job hunting.

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