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CosmicVoyager

How much unemployment do you get in Washington - confused about benefit amounts

I'm trying to figure out how much unemployment I'll actually receive if I file a claim in Washington. I worked for 18 months making about $52,000 annually before getting laid off last week. I've been looking online but the Washington ESD website is confusing me with all the formulas and base periods. Does anyone know roughly what percentage of your wages you get? And is there a maximum amount they'll pay regardless of how much you made?

Washington ESD uses your highest paid quarter from your base period to calculate your weekly benefit amount. They take that quarter's wages and divide by 26 to get your WBA (weekly benefit amount). For partial unemployment, they'll reduce your benefits dollar-for-dollar after you earn more than your WBA plus $5.

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So if my highest quarter was like $6,500, that would be $250 per week? That seems like a lot more than I expected.

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That's right, $250 would be your WBA. But remember with partial unemployment, if you're still working 10 hours at $18/hour, that's $180 per week. You'd get $255 (WBA + $5) minus $180 = $75 in unemployment benefits.

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Washington unemployment benefits are calculated using your highest earning quarter from your base period. The maximum weekly benefit amount for 2025 is $1,019 per week. You'll get roughly 60-65% of your average weekly wage, but it depends on your specific earnings history.

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That's way higher than I expected! So if I was making around $1,000 per week, I could get close to $600-650?

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Possibly, but it depends on your quarterly earnings distribution. Washington ESD looks at your base period which is the first four of the last five completed quarters before you filed.

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just filed mine last month, making about what you made and got approved for $847 per week. took forever to get through to someone at washington esd though

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Wow that's really good! How long did it take to get approved?

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like 3 weeks but most of that was waiting for adjudication to finish

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The maximum weekly benefit amount in Washington for 2025 is $999 per week. Most people don't get that much though. Your benefit amount depends on how much you earned in your base period, which is usually the first 4 of the last 5 completed quarters before you file.

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Wow $999 is way more than I make working! No wonder it's hard to get approved lol

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You have to have earned a LOT in your base period to get the maximum. Most people get somewhere between $200-500 per week depending on their work history.

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I had such a hard time getting through to Washington ESD to ask about my benefit amount calculation. Spent hours on hold just to get disconnected. Finally discovered this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Really helped me understand my exact benefit calculation.

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Never heard of that service before. Did they charge you anything for helping you get through?

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They do charge for the service but it was worth it for me since I needed answers quickly about my benefit amount and couldn't waste more time on hold.

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Interesting, might have to check that out. I've been trying to reach Washington ESD for weeks about my benefit calculation.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation because the online portal isn't showing me the breakdown. Their phone lines are always busy and I keep getting hung up on. Has anyone found a way to actually talk to someone there?

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I had the same problem until I found Claimyr.com - it's a service that helps you get through to ESD agents. I watched their demo video at https://youtu.be/7DieNd3C7zQ and decided to try it. Got connected to an agent in like 15 minutes instead of spending hours on hold.

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Really? That actually works? I'm so frustrated with trying to call them myself.

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Yeah it really does work. They basically navigate the phone system for you and get you connected to a real person. Worth it just to avoid the phone tree hell.

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THE WHOLE SYSTEM IS BROKEN!!! I made $65K last year and they're only giving me $340 per week. Something is seriously wrong with their calculations. I've been trying to get someone to explain it but good luck reaching anyone at Washington ESD.

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That does sound low for your income level. Did you work consistently throughout your base period? If you had gaps in employment or lower earnings in some quarters, it could affect your weekly benefit amount.

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I worked the whole time! This is ridiculous. I'm going to appeal this decision.

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be careful with partial unemployment claims, Washington ESD is really strict about reporting your hours and wages correctly. if you mess up they'll hit you with an overpayment later

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What do you mean by overpayment? Like they make you pay the money back?

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Yes, if you don't report your earnings correctly they can determine you were overpaid and demand repayment. Always report your gross wages, not net, and report them for the week you worked, not when you got paid.

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You also need to remember that Washington unemployment benefits are taxable income. So whatever amount you receive, you'll need to either have taxes withheld or pay them when you file your return. The maximum duration is typically 26 weeks unless there are extended benefits available.

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Good point about taxes. I didn't think about that. Can you have them withhold federal taxes automatically?

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Yes, when you file your weekly claims through the Washington ESD website, there's an option to have 10% withheld for federal taxes. You can change this setting anytime.

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The benefit calculator on Washington ESD's website is pretty accurate if you know your quarterly wages. You can find those on your pay stubs or tax documents. Just add up what you made in each quarter and plug it into their calculator.

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I tried that but I'm not sure which quarters count as my base period. Do I use last year's quarters or this year's?

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It depends on when you file. If you file in January-March 2025, your base period would be October 2023 through September 2024. The base period is always the first 4 of the last 5 completed quarters.

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mine took like 6 weeks to get approved and I still don't understand how they calculated my amount. seems random honestly

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6 weeks?! That's crazy long. Were you able to get back pay for all those weeks?

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yeah they back paid everything once it was approved. just had to keep filing weekly claims the whole time

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I get $347 per week and I was making about $50k per year before I got laid off. seems about right based on what others are saying here

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That's helpful to know, gives me a better idea of what to expect. Did you have any trouble getting approved?

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nope, pretty straightforward since I was laid off. partial unemployment might be trickier though

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For anyone confused about the calculation, Washington ESD uses a formula where they take your two highest earning quarters from your base period, multiply by 0.037, and that gives you your weekly benefit amount. But there's also a minimum and maximum that applies.

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That formula is helpful! So if my two highest quarters were $13,000 each, that would be $26,000 x 0.037 = $962 per week?

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Exactly! But remember the maximum weekly benefit amount is $1,019 in 2025, so you'd get $962 in your case.

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This is super helpful, I've been trying to figure out my benefit amount for weeks. Washington ESD really needs to make this clearer on their website.

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Xan Dae

Washington ESD also has a minimum weekly benefit amount of $295 for 2025. So even if your calculation comes out lower, you'll still get at least that much if you qualify.

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Oh that's good to know! I was worried I might not qualify for much since I haven't been working that long.

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Xan Dae

Yeah, as long as you meet the monetary eligibility requirements, you're guaranteed at least the minimum. You need to have earned at least $7,200 in your base period total.

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Don't forget you can only collect benefits for up to 26 weeks in a benefit year, and you have to be actively looking for work. The job search requirements are pretty strict now.

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What are the job search requirements exactly? Do I have to apply for a certain number of jobs?

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You need to make at least 3 job search activities per week and keep a log. This can include applying for jobs, networking, going to job fairs, etc. You have to report this when you file your weekly claims.

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also make sure you're doing your job search activities or they'll stop your benefits. you need to do 3 job search activities per week in washington

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What counts as a job search activity? Is applying to jobs online enough?

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yeah applying online counts, but you need to keep a log of everything. networking events, career fairs, interviews all count too

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THE WHOLE SYSTEM IS DESIGNED TO MAKE IT HARD FOR PEOPLE TO GET BENEFITS! They'll find any excuse to deny your claim or reduce your payments. Make sure you document EVERYTHING.

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While the system can be frustrating, most people who follow the rules correctly do get their benefits. Just be accurate with your reporting and respond to any requests for information quickly.

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maybe for you but I know plenty of people who got screwed over by ESD for no good reason

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I was in a similar situation with reduced hours and got approved for partial unemployment. The key is being honest about your situation and providing all the documentation they ask for. Don't try to game the system.

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How long did it take for your claim to get approved? I'm worried about how long the process takes.

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Mine took about 3 weeks from filing to first payment. Some people get approved faster, others take longer if there are issues with their claim.

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if you need to talk to someone at ESD about your benefit calculation, try using that claimyr service someone mentioned earlier. i used it last month when my claim was stuck in adjudication and it actually worked

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How much does that service cost? Seems like you shouldn't have to pay to talk to a government agency.

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i don't remember the exact cost but it was worth it to actually get through to someone instead of wasting hours on hold. saved me a lot of frustration

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Make sure when you file your weekly claims that you answer all the questions correctly. They ask about work refusal, earnings, availability, etc. Wrong answers can mess up your benefits.

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The weekly claim questions are confusing. What happens if I answer something wrong by accident?

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You can usually correct mistakes by calling them or filing an amended claim, but it's better to be careful the first time. Take your time reading each question.

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Just remember that unemployment benefits are taxable income. You might want to have taxes withheld or set money aside for tax time.

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I didn't know that! So I have to pay taxes on the unemployment money?

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Yes, unemployment benefits are subject to federal and state income tax. You can choose to have 10% withheld when you file your weekly claims, or pay estimated taxes quarterly.

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The benefit amount calculation can be tricky if you have irregular work history or multiple jobs. I had to provide extra documentation to verify my wages from different employers.

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I've only had one job so hopefully that makes it easier. What kind of documentation did you need?

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Pay stubs, W-2s, and sometimes they wanted verification directly from employers. Having everything organized upfront helps speed up the process.

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honestly the hardest part about unemployment isn't figuring out the benefit amount, it's dealing with ESD's terrible customer service and outdated computer systems. good luck!

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So true! I spent more time trying to get through to them than actually working on my claim.

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That's exactly why services like Claimyr exist - to help people navigate the bureaucracy and actually get connected to agents who can help.

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One thing to keep in mind is that your benefit year starts when you first file, not when you became unemployed or had your hours reduced. So don't wait too long to file if you think you might qualify.

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I should probably file soon then. How do I start the process?

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You can file online through the Washington ESD website. You'll need your Social Security number, driver's license, and employment history for the past 18 months.

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Make sure you understand the difference between your weekly benefit amount and what you actually receive. If you're working part-time, your payment will be reduced based on your earnings.

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Right, someone explained that earlier. So I might qualify for $250 per week but only get $75 after they deduct my part-time wages.

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Exactly. The partial unemployment system is designed to supplement your reduced income, not replace it entirely. But every little bit helps when you're struggling financially.

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I've been on unemployment for 3 months now and the weekly filing process becomes routine after a while. Just make sure you keep good records of your job search activities.

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Any tips for the job search requirements? I'm not sure what counts as a valid job search activity.

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Applying for jobs online, going to career fairs, networking events, informational interviews, even taking classes related to your field can count. Just document everything with dates and details.

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The most important thing is to be patient with the process. Washington ESD handles thousands of claims and sometimes things take longer than expected. Don't panic if there are delays.

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Thanks for all the help everyone! I feel much more confident about filing my claim now. Hopefully it goes smoothly.

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Good luck! Come back and let us know how it goes. Your experience might help other people in similar situations.

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I'm getting $723 per week and I was making about $55K. Took about 2 weeks to get approved. The hardest part was understanding all the terminology they use - adjudication, base period, monetary determination, etc.

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That sounds about right for your income level. Did you have any issues with adjudication or was it pretty straightforward?

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Mine was straightforward since I was laid off due to lack of work. If you quit or were fired for cause, it gets more complicated.

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Been trying to reach Washington ESD for three weeks to ask about my benefit calculation. The phone system is impossible. Might try that Claimyr service someone mentioned earlier. Getting desperate here since I need to know if I should appeal my benefit amount.

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Definitely worth trying Claimyr if you've been stuck that long. They got me through to an agent in less than an hour when I was having similar issues.

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Thanks, I'll check out their website. This is so frustrating dealing with the phone system.

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Don't forget you can also get your benefit amount information from your monetary determination letter. Washington ESD should have sent you one when your claim was approved. It breaks down exactly how they calculated your weekly benefit amount.

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I haven't filed yet, but good to know they send a detailed breakdown. That would definitely help me understand the calculation.

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Yeah, it shows your quarterly wages, the formula they used, and your weekly benefit amount. Keep that letter safe - you might need it for appeals or other purposes.

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wait I thought the max was like $800 something? when did it go up to over $1000?

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Washington adjusts the maximum benefit amount annually based on the state's average weekly wage. It's been increasing each year, and for 2025 it's $1,019 per week.

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damn that's a big jump from what I got in 2023. wish I was unemployed now instead of then lol

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My sister got $891 per week when she was laid off in December. She was making about $58K. The whole process took about 10 days from filing to getting her first payment, which seems pretty fast compared to what others are saying.

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10 days is really fast! Was there anything special about her situation that made it go quicker?

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I think it was just lucky timing. No issues with her employment history and she was clearly laid off due to company downsizing.

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Question about the base period - if I just started a higher paying job 3 months ago but got laid off, will they use my old lower wages to calculate my benefit? That would really suck.

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Unfortunately yes, Washington ESD uses your base period which is the first four of the last five completed quarters. So recent wage increases might not be reflected in your benefit calculation.

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That's so unfair. I was making $20K more annually at my new job but they'll base it on my old salary?

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You might be able to use an alternate base period if it results in a higher benefit amount. Worth asking Washington ESD about when you file.

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Used Claimyr last week to get through to Washington ESD about my benefit calculation. Worth every penny since I was able to get clarification on why my amount seemed low. Turns out I had some part-time work that was affecting the calculation.

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Good to hear another success story with that service. I'm definitely going to try them if I can't get through on my own.

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Yeah, the agent was really helpful explaining the whole base period calculation. Much better than trying to figure it out from the website.

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Pro tip: if you're trying to estimate your benefit amount before filing, Washington ESD has a benefit calculator on their website. It's not perfect but gives you a rough idea of what to expect.

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I tried that calculator but it was confusing. Asked for quarterly wages but I only know my annual salary and recent pay stubs.

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Yeah, you need to dig up your W-2s or pay stubs to get the quarterly breakdown. It's worth doing though to avoid surprises.

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Just remember that getting unemployment benefits also means you need to actively look for work. Washington has specific requirements about job search activities and you need to report them weekly. It's not just free money while you sit around.

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Of course, I'm definitely planning to look for work actively. Just trying to understand what financial support I'll have during the search.

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Good attitude. Just mentioning it because some people don't realize there are ongoing requirements to keep getting benefits.

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The amount varies so much person to person. I know someone making $45K who gets $650/week and another making $60K who gets $580/week. Really depends on your specific work history and how your wages were distributed across quarters.

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That's a good point. I guess I need to look at my actual quarterly earnings rather than just my annual salary.

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Exactly. If you had a big raise mid-year or gaps in employment, it can really affect the calculation in unexpected ways.

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Don't forget about the waiting week either. In Washington, you don't get paid for your first week of unemployment. So even though you file immediately, your first payment will be for week 2.

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Wait, so I won't get paid for the first week at all? That seems unfair.

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Nope, it's called a waiting week. Pretty much every state has some version of this. Just plan for it financially.

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Bottom line - file as soon as you're eligible because there's a lot of processing time involved. Even if you're not sure about the exact amount, you can always ask questions later. The sooner you file, the sooner you'll get answers and start receiving benefits.

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That's great advice. I was waiting to understand everything perfectly before filing, but maybe I should just get started.

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Definitely file ASAP. You can't get benefits for weeks before you file, so don't lose time trying to figure out every detail first.

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