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Liam Fitzgerald

How much do you get from unemployment benefits in Washington?

I'm trying to figure out how much I'll actually receive if I file for unemployment in Washington. My last job paid me $52,000 annually and I worked there for 2 years before getting laid off. I've heard different numbers from people but want to know the real calculation. Does Washington ESD have a specific formula they use? Also wondering if there's a maximum weekly benefit amount.

Washington ESD uses your highest earning quarter from your base period to calculate your weekly benefit amount. You'll get roughly 3.85% of your highest quarter earnings as your weekly benefit. For 2025, the maximum weekly benefit is $999 and minimum is $295.

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Thanks! So they look at my best 3-month period, not my annual salary?

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Exactly. They take your highest earning quarter and multiply by 0.0385 to get your weekly amount, but it can't exceed the state maximum.

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Washington unemployment benefits are calculated based on your earnings during your base period. The maximum weekly benefit amount is $999 per week as of 2025. Your actual amount depends on how much you earned in your highest earning quarter during the base period. Generally you can expect around 50-60% of your average weekly wage.

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So with my salary of $52k that would be about $1000 per week gross, so maybe $500-600 per week in unemployment? That would actually help a lot.

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That sounds about right for your income level. You can use the benefit calculator on the Washington ESD website to get a more precise estimate based on your actual quarterly earnings.

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i got $847 a week when i was on unemployment last year. was making about 65k before i got laid off from boeing. took about 3 weeks to get my first payment though

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Three weeks? That seems like a long time to wait for the first payment.

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yeah it was frustrating. had to go through adjudication because my employer contested it at first. but once it got approved the back pay came all at once

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i think mine was like $650 a week but i made decent money before getting laid off last year. you can check the washington esd calculator online to get an estimate

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Is there an official calculator on their website? I couldn't find one when I looked.

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There's a benefit calculator at esd.wa.gov under the unemployment section. You need your wage information from the last 18 months to use it properly.

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The benefit amount calculation uses your two highest earning quarters in your base period. For 2025, minimum weekly benefit is $295 and maximum is $999. Most people get somewhere between $400-700 per week depending on their work history. You also need to meet the job search requirements - 3 job contacts per week.

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Wait, is it still 3 job contacts per week? I thought they changed that requirement recently.

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Yes, it's still 3 job search activities per week for most claimants. You log them in your WorkSourceWA account and report them with your weekly claim.

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Good to know about the job search requirement. I'm already applying places anyway so that shouldn't be a problem.

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Getting through to Washington ESD to check on your claim status or ask questions can be really frustrating with their phone system. I spent weeks trying to call them about my benefit amount calculation. Finally found out about Claimyr.com - they have this service that helps you get through to an actual ESD agent. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made all the difference for me.

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How does that work exactly? Do they just keep calling for you?

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Yeah pretty much. You tell them what you need help with and they handle getting you connected to the right department. Way easier than sitting on hold for hours.

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That actually sounds really helpful. I'll keep that in mind if I run into issues with my claim.

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The whole system is confusing honestly. I've been trying to reach Washington ESD for weeks to get clarification on my benefit amount because the online portal shows a different number than what I calculated. Their phone lines are always busy and when I do get through, I get disconnected. Has anyone found a reliable way to actually talk to someone there?

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I had the same problem until I found this service called Claimyr at claimyr.com. They basically call Washington ESD for you and get you connected to an actual agent. Saved me hours of trying to get through myself. They have a demo video at https://youtu.be/7DieNd3C7zQ that explains how it works.

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Your benefit amount also depends on whether you qualify for the dependency allowance. If you have dependent children, you can get an extra $25 per week per child up to 5 kids, so maximum extra $125 weekly.

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I don't have kids but good to know for others reading this.

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wait really? i have 2 kids and never got extra money. how do i add them?

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You need to report your dependents when you file your initial claim. If you didn't do it then, you might be able to add them by calling Washington ESD, but I'm not 100% sure about the process.

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BEWARE - they might reduce your benefit amount if you have any other income sources. I had a small pension from my previous job and they deducted that from my weekly benefit. Also make sure you report EVERYTHING accurately or you'll end up with an overpayment notice later.

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I don't have any pension or other income, just my regular salary from the job I lost. Should be straightforward then.

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Yeah you should be fine then. Just make sure to report any work you do even if it's just a few hours here and there.

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Keep in mind that unemployment benefits are taxable income. Washington doesn't have state income tax, but you'll still owe federal taxes on whatever you receive. You can choose to have taxes withheld from your weekly payments or pay them later.

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Good point. I forgot about the tax implications.

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yeah i learned that the hard way. definitely have them withhold taxes if you can afford the smaller payment

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The base period thing is important to understand. Washington ESD looks at the first 4 of the last 5 completed calendar quarters before you file. So if you file in January 2025, they'd look at Q1-Q4 of 2024, not including Q4 2024 if it's not complete yet.

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This is getting complicated. Is there a simple way to estimate what I'd get?

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Take your highest quarterly earnings, multiply by 0.0385. That's your weekly amount before taxes, assuming it's under the $999 maximum.

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Don't forget you can only collect for 26 weeks maximum in Washington, so plan accordingly.

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depends on your base period earnings but most people i know get between 500-800 per week. took me forever to figure out how they calculated mine lol

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Yeah the calculation seems complicated. I'll probably just file and see what they come up with.

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thats what i did. easier than trying to figure out all the math yourself

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I'm making $45k and got approved for $587 weekly. The calculation seemed accurate based on what others have said here. The hardest part was actually getting through to confirm everything with Washington ESD.

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How long did it take to get approved?

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About 3 weeks total. No issues with my claim, just normal processing time.

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One thing to keep in mind - your benefits are taxable income. Washington ESD will give you the option to have taxes withheld from your weekly payments, or you can choose to pay them later when you file your tax return. I'd recommend having them withhold 10% to avoid a big tax bill next year.

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Good point about taxes. I didn't think about that. Definitely better to have them withhold it upfront.

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yeah i learned that the hard way my first time on unemployment. owed like $2000 in taxes because i didnt have anything withheld

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Yikes, that's a lot. I'll definitely opt for the withholding.

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I'm currently getting $723 per week. Was making about $58k before I got laid off in December. The process was pretty smooth once I got my claim approved. Just make sure you file your weekly claims on time every week or you'll lose those benefits.

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That's a good amount for your income level. When do you have to file the weekly claims?

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You can file your weekly claim starting Sunday for the previous week. I usually do mine on Sunday morning. Takes about 5 minutes online.

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THE WHOLE SYSTEM IS A JOKE! I've been waiting 6 weeks for them to process my claim and still haven't received a penny. They keep saying it's under review but won't tell me what they're reviewing. Meanwhile I can't pay my bills!

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Sounds like you might be in adjudication. That can take forever unfortunately.

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I used Claimyr to get through to Washington ESD when my claim was stuck. The agent was able to tell me exactly what was holding things up and what I needed to do to fix it. Might be worth trying if you're desperate to get answers.

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Just a heads up - if you work part-time while collecting unemployment, they'll reduce your weekly benefit. You can earn up to your weekly benefit amount minus $5 before they start deducting dollar-for-dollar from your UI payment.

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That's good to know. I might do some freelance work while looking for full-time employment.

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make sure you report any earnings when you file your weekly claim or they'll consider it fraud

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The Washington ESD website has a benefit calculator tool that's pretty accurate. I used it before I filed and it was within $20 of what I actually got approved for.

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I'll check that out. Sounds like a good way to get an estimate before filing.

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where do you find the calculator on their website? i looked but couldnt find it

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It's under the 'Apply for Benefits' section on the main Washington ESD site. Called something like 'Estimate Your Benefits' or 'Benefit Calculator'.

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Just filed for unemployment last week after getting laid off from Microsoft. Still waiting for my claim to be processed but based on my income I'm expecting around $850-900 per week. The online application was pretty straightforward.

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How long did the application take you to complete?

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About 30-45 minutes. You need your Social Security card, employment history for the last 18 months, and your most recent pay stub.

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The benefit amount also depends on your work history. You need sufficient wages in your base period to qualify. I think the minimum is around $3,000 in your highest quarter and total wages of at least 1.5 times your highest quarter.

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I should definitely qualify based on those requirements.

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Yeah those are pretty low thresholds. Most people who worked full-time for a year or more will qualify.

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whatever you do dont try calling their customer service line. been trying for 2 weeks to get through and either get hung up on or stuck on hold for hours. the system is completely broken

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That's exactly why I used Claimyr when I needed to talk to someone at ESD. Their phone system is impossible to navigate on your own.

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might have to try that if i cant get my claim sorted out online

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Don't forget about the waiting week. In Washington, you don't get paid for your first week of unemployment. It's basically a one-week penalty before benefits start.

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So I'd file but not get paid for the first week?

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Exactly. You still need to file that first weekly claim, but you won't receive payment for it.

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Been on unemployment twice in the last 5 years. First time got $612/week, second time got $701/week because my wages had gone up. The system definitely works but you have to stay on top of your weekly claims and job search requirements.

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Good to hear from someone with experience. Any other tips for navigating the system?

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Keep detailed records of everything - job applications, any communication with ESD, your work search log. If anything goes wrong you'll need documentation.

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max is $999 but very few people actually get that much. you have to have been making really good money consistently for several quarters to hit the maximum

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That makes sense. I'm not expecting to get the maximum, just hoping for a decent amount to cover basic expenses.

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Don't forget you can collect for up to 26 weeks in Washington unless there's some special extension program. So even if you get a decent weekly amount, start looking for work right away because it won't last forever.

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Yeah I'm already applying for jobs. Hoping to find something before the benefits run out.

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smart approach. job market is pretty competitive right now so the sooner you start the better

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I had to appeal my initial benefit determination because they calculated it wrong the first time. Ended up getting $150 more per week after the appeal was approved. Don't just accept the first amount if it seems too low.

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How do you know if the calculation is wrong? Is there a way to check their math?

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They should send you a determination letter that shows how they calculated your benefit amount. If the wages they're using don't match your records, you can appeal.

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For someone making $52k you're probably looking at $550-650 per week depending on how your earnings were distributed across quarters. That's enough to cover basic expenses while you job hunt but definitely not as much as your regular paycheck.

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That's about what I was expecting. It'll be tight but should cover rent and necessities while I look for something new.

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make sure you budget carefully. unemployment goes by faster than you think and finding a good job can take months

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Pro tip: if you have questions about your benefit amount or claim status, try using Claimyr to get through to ESD. I was stuck in adjudication for weeks and couldn't get anyone on the phone. Used their service and got connected to an agent the same day who was able to explain what was holding up my claim.

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Several people have mentioned Claimyr now. Sounds like it's really helpful for getting through to ESD.

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Yeah it's worth it if you're having trouble reaching them. Way less stressful than trying to call on your own.

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My sister had issues with her benefit calculation because she had wages from multiple jobs. Washington ESD combined all her wages from different employers to determine her benefit amount, but it took extra time to verify everything.

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I only had one job so hopefully that makes it simpler.

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Single employer claims usually process faster and have fewer complications.

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Check your employment history on the Washington ESD website before filing. Make sure all your wages are reported correctly because that's what they'll use for the calculation. If something's missing, you might need to contact previous employers.

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How do I access my employment history on their site?

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Log into your SecureAccess Washington account and look for the wage and benefit information section. It should show your quarterly wages for the last few years.

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The maximum benefit of $999 sounds high but remember that's gross, not net. After taxes it's probably closer to $750-800 depending on your tax situation.

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Still better than nothing while job hunting.

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absolutely. unemployment isn't meant to replace your full salary anyway, just help you get by

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I've been collecting for 12 weeks now and the process gets routine after the first few claims. The hardest part was the initial application and waiting for approval. Once you're in the system, filing weekly claims is pretty straightforward.

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Any tips for the weekly claims process?

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File on the same day each week, keep track of your job search activities, and be honest about any work or earnings. Don't overthink it.

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One thing that helped me was using Claimyr when I had questions about my benefit calculation. Instead of spending hours trying to get through to Washington ESD, they connected me with an agent who walked through exactly how my amount was calculated and confirmed it was correct.

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Seems like a lot of people have found that service helpful.

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It's definitely worth it if you're having trouble reaching them through normal channels. The peace of mind alone is valuable.

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Based on your salary of $52k, you're probably looking at somewhere between $500-700 weekly, assuming your earnings were consistent. The exact amount depends on how your wages were distributed across quarters.

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That range seems reasonable based on what everyone else has shared. Thanks for all the helpful information!

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