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Aisha Abdullah

How much unemployment can I collect from Washington ESD?

I'm about to file for unemployment benefits and trying to figure out how much I might receive from Washington ESD. I've been working at a retail job for about 18 months making $16.50 an hour, usually getting around 35-40 hours per week. My boss said they're cutting my position next month due to budget issues. I know the amount depends on your wages but I can't find a clear explanation of how Washington ESD calculates the weekly benefit amount. Does anyone know the formula they use or have experience with similar wages?

Ethan Wilson

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Washington ESD uses your highest quarter of earnings from your base period to calculate your weekly benefit amount. For 2025, the maximum weekly benefit is $999 and the minimum is $295. They take your highest quarter wages, divide by 26, then multiply by about 0.47 to get your weekly amount.

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Thanks! So if my highest quarter was around $8,500, that would be about $154 per week? That seems really low.

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Ethan Wilson

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That calculation seems off. $8,500 divided by 26 is about $327, then multiply by 0.47 gives you roughly $154. But double-check your base period quarters - they might be higher than you think.

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Yuki Tanaka

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You can use the Washington ESD benefit calculator on their website to get an estimate. You'll need your wage information from the last 5 completed quarters. The base period is usually the first 4 of those 5 quarters, but sometimes they use the alternate base period if it gives you a higher benefit amount.

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I tried the calculator but it's asking for specific quarterly wages and I don't have my pay stubs going back that far. Is there another way to estimate?

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Yuki Tanaka

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You can request your wage history from Washington ESD or check with your employer's HR department. They should have records of your quarterly earnings.

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Carmen Diaz

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I was in a similar situation last year making about the same hourly rate. My weekly benefit ended up being around $347 per week. The key is they look at your best earning quarter, not your average. If you had any overtime or extra shifts during busy seasons, that could bump up your highest quarter significantly.

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That gives me hope! I did work a lot of overtime during the holiday season, so maybe my Q4 earnings were higher than I thought.

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Andre Laurent

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Same here, holiday overtime really helped my benefit calculation. Don't forget you can collect for up to 26 weeks in Washington state, or until you find new work.

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AstroAce

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If you're having trouble getting through to Washington ESD to check your wage history, I recently discovered this service called Claimyr at claimyr.com that helps you actually reach a live agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made it so much easier to get my questions answered about my benefit calculation.

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Interesting, I've been dreading trying to call Washington ESD because I know their lines are always busy. How does this service work exactly?

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AstroAce

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Basically they handle the calling and waiting for you, then connect you when they get an agent on the line. Saved me hours of frustration trying to get through myself.

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just a heads up that your benefit amount also depends on whether you have any dependents. if you have kids or a spouse who meets certain criteria you can get additional money on top of your regular weekly benefit amount

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I don't have any dependents, but good to know for others reading this thread.

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Jamal Brown

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The dependent allowance is $28 per week per dependent up to 5 dependents, so it can add up to $140 extra per week if you qualify.

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Mei Zhang

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Don't forget that unemployment benefits are taxable income! You can choose to have taxes withheld from your weekly payments or you'll owe at tax time. Just something to keep in mind when budgeting.

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Oh wow, I didn't realize that. Should I have them withhold taxes or just save money for tax season?

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Mei Zhang

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I'd recommend having them withhold 10% for federal taxes. You can change this setting later if needed, but it's easier than owing a big chunk at tax time.

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Washington state doesn't have income tax, so you only need to worry about federal withholding.

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I've been collecting unemployment for 8 weeks now and the process is pretty straightforward once you get started. Make sure you file your weekly claims every week even if you haven't received your first payment yet. Missing a weekly claim can cause delays or loss of benefits for that week.

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How long did it take for your first payment to come through? I'm worried about covering my bills while waiting.

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It took about 3 weeks for my first payment, but that included the waiting week. Now I get paid every week like clockwork as long as I file my weekly claim on time.

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CosmicCaptain

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THE WHOLE SYSTEM IS A MESS!!! I've been trying to figure out my benefit amount for weeks and can't get a straight answer from anyone at Washington ESD. They keep telling me different things every time I call. So frustrating when you're already stressed about losing your job.

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I feel your pain. The inconsistent information is maddening. Have you tried using that Claimyr service someone mentioned earlier? Might be worth a shot if regular calling isn't working.

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CosmicCaptain

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I might have to try that. At this point I'm willing to try anything to get some real answers.

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For what it's worth, I think the benefit amounts in Washington are pretty decent compared to other states. The maximum of $999 per week is higher than a lot of places. Of course, our cost of living is higher too, but at least they try to keep up with wages.

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True, but $999 is only if you were making really good money. Most people I know get somewhere between $300-600 per week.

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That's still better than the $200-300 maximums I've seen in some southern states. Washington ESD does try to replace a decent percentage of your lost wages.

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Quick tip: once you start collecting, you'll also need to do job search activities and report them when you file your weekly claims. The requirement is 3 job search activities per week, so start keeping track of applications, interviews, networking, etc.

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What counts as a job search activity? Just applying for jobs or other things too?

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Job applications, interviews, attending job fairs, networking events, taking relevant classes or training, even some volunteer work can count. They have a list on the Washington ESD website.

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Dmitry Petrov

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Make sure you keep detailed records of your job search activities. Washington ESD can audit your claims and ask for proof.

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StarSurfer

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I used Claimyr recently when I needed to talk to someone about my benefit calculation. The wait time to get connected was way shorter than trying to call Washington ESD directly, and the agent was really helpful in explaining how my wages from different quarters affected my weekly amount.

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That's good to hear. I think I'll give them a try if I can't figure this out on my own.

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Ava Martinez

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Same experience here. The Washington ESD phone system is so backed up, but Claimyr got me through to someone who could actually look at my account and explain the calculation.

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Miguel Castro

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Also remember that if you work part-time while collecting unemployment, you can still receive partial benefits as long as you earn less than your weekly benefit amount plus $5. They'll reduce your benefit dollar-for-dollar for anything over that threshold.

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That's useful to know. So I could potentially take a part-time job and still collect some unemployment?

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Miguel Castro

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Exactly! As long as you report all your earnings when you file your weekly claim. It's actually encouraged because it helps you transition back to full-time work.

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Just make sure you're still available for full-time work and doing your job search activities. Part-time work can't interfere with your availability.

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Connor Byrne

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One more thing to consider - if your employer contests your claim saying you were fired for misconduct or quit voluntarily, it could delay your benefits while Washington ESD investigates. This is called adjudication and can take several weeks to resolve.

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My employer already told me it's a layoff due to budget cuts, so hopefully that won't be an issue.

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Connor Byrne

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That should be straightforward then. Budget cuts are clearly not misconduct, so your claim should process normally.

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Yara Elias

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honestly the hardest part about unemployment isn't figuring out the benefit amount, it's dealing with all the bureaucracy and staying on top of the weekly claims and job search requirements. the money helps but the process is exhausting

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QuantumQuasar

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So true. It's like having a part-time job just managing your unemployment claim.

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Great, something to look forward to! But seriously, thanks everyone for all the helpful information.

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Sofia Gomez

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One thing I haven't seen mentioned yet is that Washington ESD recently updated their online benefit calculator to be more user-friendly. If you create an account on their website, you can actually see your wage history from previous employers automatically populated, which makes estimating your benefits much easier. I discovered this when I was helping my sister with her claim last month. It's under the "Calculate Your Benefits" section once you log in. This might save you from having to track down old pay stubs or wait on hold to get your wage information.

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