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Axel Bourke

What would unemployment pay in Washington - need to know benefit amounts before filing

I'm considering filing for unemployment benefits but want to understand what I might receive before I start the process. I've been working at a retail job making about $18/hour for the past 2 years, usually around 35-40 hours per week. Does anyone know how Washington ESD calculates the weekly benefit amount? I'm trying to figure out if it would be enough to cover my basic expenses while I look for another job. The Washington ESD website has some calculator but it's confusing with all the base period stuff.

Washington ESD uses your highest earning quarter from your base period to calculate benefits. Generally you can get up to 60% of your average weekly wage, but there's a maximum weekly benefit amount that changes each year. For 2025 I think the max is around $999 per week but most people don't get that much.

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Thanks! So if I was making around $720 per week, I might get about $430 weekly in benefits? That would actually help a lot.

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That sounds about right, but it depends on your earnings over the entire base period. The calculation looks at your best quarter and divides by 26.

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I just went through this process last month. The benefit amount really depends on how much you made in your highest quarter during the base period (which is usually the first four of the last five completed quarters). My weekly benefit was about 50% of my average weekly wage, not quite the full 60% they advertise.

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How long did it take for your claim to get approved? I'm worried about the time between filing and getting paid.

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Mine took about 3 weeks to process, but I didn't have any complications. Make sure you file your weekly claims even while it's processing.

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The Washington ESD benefit calculator is definitely confusing but here's the basic formula: they take your two highest earning quarters from your base period, add them together, and divide by 26 to get your weekly benefit amount. There's also a minimum (around $295/week) and maximum (around $999/week for 2025). Most people end up somewhere in between.

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This is really helpful! I'll try to gather my pay stubs from the past year to get a better estimate.

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Just a heads up - you don't need to provide pay stubs when you file. Washington ESD gets your wage information directly from employers through quarterly reports.

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If you're having trouble figuring out your benefit amount or need to talk to someone at Washington ESD about your specific situation, I had good luck using Claimyr (claimyr.com) to get through to an actual agent. They help you skip the busy phone lines and connect directly with Washington ESD staff. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Interesting, I've never heard of that service. Is it free to use?

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No it's not free but it was worth it for me when I couldn't get through on my own. They basically call Washington ESD for you and get you connected to an agent.

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I used Claimyr too when I had questions about my benefit amount calculation. Much easier than spending hours on hold.

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honestly the whole system is so confusing... i've been trying to figure out my benefits for weeks and every website says something different. why cant washington esd just make it simple??

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I know it's frustrating, but the calculation is actually pretty straightforward once you understand the base period concept. The key is looking at your earnings from the right time period.

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but which quarters count? i started my job in march so im worried i wont qualify for much

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Your timing might actually work out fine! If you started in March and file now, your base period would likely include at least 3 full quarters of work. Washington ESD needs you to have earned at least $7,378 total in your base period to qualify, with at least $2,459 in your highest quarter.

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Good to know about those minimum amounts. I should definitely qualify based on those numbers.

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Yep, working retail at $18/hour for almost 2 years, you should be well above the minimum requirements.

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One thing to keep in mind is that your benefit amount stays the same for your entire benefit year, even if you get a new job and then lose it again. So if you file now, that weekly amount will be locked in for the next 52 weeks.

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That's good to know! So there's no advantage to waiting to file if I think I might make more money in the next few months?

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Right, waiting won't help because they still use your base period earnings, not your most recent earnings. Plus you can't get benefits for weeks before you file.

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I'm in a similar situation but I've been working part-time. Does anyone know if Washington ESD counts part-time work the same way for calculating benefits?

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Yes, they count all covered employment regardless of whether it was full-time or part-time. It's all based on your actual earnings.

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Thanks! I was worried I wouldn't qualify since I've only been working 25-30 hours per week.

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Quick question - do they take taxes out of unemployment benefits? I want to make sure I'm budgeting correctly.

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Unemployment benefits are taxable income, but Washington ESD doesn't automatically withhold taxes. You can request 10% federal tax withholding when you file your weekly claims.

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Good to know, I'll definitely request the withholding so I don't get stuck with a big tax bill next year.

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The Washington ESD website has improved a lot lately but I still think their benefit calculator could be clearer. When I used it last year it kept giving me different amounts depending on how I entered my information.

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Yeah, that's exactly what I'm experiencing! The calculator seems buggy or maybe I'm just not understanding how to use it properly.

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I ended up just calling Washington ESD directly to get my exact benefit amount. It was worth the wait time to get accurate information.

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For anyone struggling to get through to Washington ESD by phone, I had success with Claimyr when I needed to verify my benefit calculation. They got me connected to an agent within a few hours instead of me spending days trying to call.

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How does that service work exactly? Do they stay on the line with you or just get you connected?

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They handle the calling and waiting, then connect you directly to the Washington ESD agent. You have a private conversation with the agent just like a normal call.

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Ev Luca

MAKE SURE you file your weekly claims every week even if your initial claim is still processing!!! I learned this the hard way and lost out on 2 weeks of benefits because I thought I had to wait.

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Thanks for the warning! I'll definitely remember to file weekly claims right away.

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Ev Luca

Yeah the system is not intuitive at all. You have to keep filing even when it says 'pending' or 'under review' otherwise you lose those weeks forever.

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i was making about the same as you at my last job and ended up getting $387 per week in benefits. not great but better than nothing while job hunting

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That's actually pretty close to what I was hoping for. How long did your benefits last?

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you get up to 26 weeks of regular unemployment benefits in washington. i found a new job after 14 weeks so didnt use them all

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Don't forget you'll also need to do the job search requirements - 3 job search activities per week. Keep good records because they do audit people randomly.

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What counts as a job search activity? Just applying for jobs or other things too?

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Job applications, networking events, career fairs, interviews, even some online job search activities count. There's a list on the Washington ESD website.

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The benefit amount is just one piece of the puzzle. Make sure you understand all the requirements before you file - work search, able and available, reporting any income, etc. It's a lot to keep track of.

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You're right, there's definitely more to it than just the money. I should read through all the requirements carefully.

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The Washington ESD handbook explains everything pretty well. Take some time to read through it before you file your claim.

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If you're still employed but worried about potential layoffs, you can't file for unemployment until you're actually separated from work. But it's good to understand the process ahead of time.

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I'm actually planning to quit my job to look for something better, so I'm trying to understand if I'd qualify for benefits.

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Ah, that's different. If you quit voluntarily, you generally don't qualify for unemployment benefits unless you have good cause like unsafe working conditions or harassment.

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This is really important - quitting without good cause makes you ineligible. You might want to look for a new job while still employed.

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The weekly benefit amount is important but also remember it's temporary. Use the time to really focus on finding good job opportunities rather than just getting by on benefits.

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Absolutely, I'm viewing it as a bridge to help me find something better, not a long-term solution.

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That's the right attitude. The job search requirements actually help keep you focused on finding work.

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Based on your wage info, you're probably looking at somewhere between $350-450 per week in benefits. That's assuming you have enough earnings history to qualify for the full amount.

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That range is really helpful for planning purposes. Thanks for breaking it down!

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No problem! Just remember the exact amount depends on your specific earning history during the base period.

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One last thing - when you do file, make sure you have all your employer information ready including addresses and dates of employment. It speeds up the process a lot.

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Good tip! I'll gather all that information before I start the application.

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Yeah, having everything organized makes the initial filing much smoother. The system will ask for a lot of details about your work history.

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