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Lara Woods

How is unemployment calculated in Washington - confused about benefit amount

I just got approved for unemployment after working retail for 2 years and I'm really confused about how Washington ESD calculated my weekly benefit amount. They're saying I get $462 per week but I have no idea how they came up with that number. My last job paid $18/hour and I worked about 35 hours a week. Does anyone know the actual formula they use? I looked on their website but the explanation is super confusing with all the quarters and base periods stuff.

Washington ESD uses your highest quarter earnings from your base period to calculate benefits. The base period is the first 4 of the last 5 completed quarters before you filed. They take your highest quarter, divide by 26, then multiply by about 0.0385 to get your weekly benefit amount. There's also a minimum and maximum - right now max is around $999/week.

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So they don't look at my most recent pay? That seems weird since I was making more in my last few months.

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Nope, they use completed quarters only. If you filed in January 2025, they'd look at quarters from April 2023 through September 2024. Recent work might not count if the quarter wasn't complete when you filed.

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wait this is confusing me too, how do they know what quarters to use? I worked multiple jobs last year

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Washington ESD gets wage reports from all your employers automatically. They'll combine wages from all jobs within each quarter, then use whichever calculation method gives you the higher benefit amount.

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oh ok that makes sense, i was worried id have to track down old paystubs

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I had the same confusion when I filed! Couldn't get through to Washington ESD on the phone for weeks to ask about my calculation. Finally used Claimyr (claimyr.com) and got connected to an agent who walked through my benefit calculation step by step. They have this demo video that explains the service: https://youtu.be/7DieNd3C7zQ. Really helped me understand why my amount was what it was.

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Never heard of that service before. Did they charge you anything?

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Yeah there's a fee but honestly worth it to finally talk to someone who could explain the calculation. Way better than spending hours on hold with the regular Washington ESD number.

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Interesting, might try this if I can't figure out my calculation. The Washington ESD website is terrible for explanations.

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Here's the exact formula Washington ESD uses: Weekly Benefit Amount = (Highest Quarter Wages ÷ 26) × 0.0385. But there are caps - minimum is $295/week and maximum is $999/week as of 2025. Your $462 sounds about right if your highest quarter was around $31,000-32,000.

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That math actually works out! My best quarter was probably around $31,500. Thanks for the clear explanation.

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This is way more helpful than anything on the Washington ESD website. Why can't they just explain it this simply?

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The whole system is ridiculous honestly. I made $22/hour at my last job but my benefit amount is based on when I was making $16/hour two years ago. Makes no sense.

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I know it seems unfair but it's designed to use stable, verified wage data. Using recent wages would require more complex verification and could delay claims.

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Still stupid if you ask me. People need benefits based on their current expenses not what they made years ago.

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Does anyone know if the calculation includes overtime pay? I had a lot of OT in my highest quarter.

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Yes, overtime counts as regular wages for the calculation. Washington ESD includes all reported wages - regular time, overtime, bonuses, commissions, etc.

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Good to know, that probably boosted my benefit amount then.

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What if you didn't work enough in those quarters? I only worked part time for most of that period.

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You need at least $7,000 in your base period to qualify, with at least $4,000 outside your highest quarter. If you don't meet that, they might use an alternate base period with more recent quarters.

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Oh I definitely made more than that, just wasn't sure how part time work affected the calculation.

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this is making my head hurt lol why cant they just use your last paycheck amount

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Right? Would be so much easier to understand.

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Update: used Claimyr again to ask about getting my benefit amount recalculated since I think they missed some wages. The agent was super helpful and put in a request to review my claim. Much easier than trying to navigate the Washington ESD phone system.

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How long did it take to get through with that service?

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Like 10 minutes total including the callback. Way better than the 2+ hour waits I was getting with the regular Washington ESD number.

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I'm getting $744/week and worked as a nurse making $32/hour. The calculation seems pretty fair to me, covers most of my basic expenses.

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That's a good amount! Gives me hope that the system isn't totally broken for everyone.

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Must be nice, some of us aren't so lucky with the timing of our high quarters.

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Pro tip: if you think your calculation is wrong, you can appeal it. I successfully got mine increased by $73/week after showing they missed wages from a second job.

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How do you start an appeal for the benefit amount?

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There's an appeal form on the Washington ESD website. You have 30 days from when you got your monetary determination letter. Include any missing wage documentation.

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The quarterly system is actually pretty standard across most states. It's not perfect but it provides consistency and prevents fraud.

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Just because other states do it doesn't make it right. The whole system needs updating.

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Quick question - do tips count toward the wage calculation? I was a server and tips were a big part of my income.

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Only reported tips count. If your employer reported them as wages on your W-2, they'll be included in the Washington ESD calculation.

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Ugh, that's what I was afraid of. Cash tips never got reported properly.

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Does the calculation change if you were laid off vs quit vs fired?

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No, the monetary calculation is the same regardless. Being laid off vs fired only affects whether you qualify for benefits, not the amount.

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I've been trying to call Washington ESD for three weeks about my calculation and can never get through. So frustrating!

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Seriously try Claimyr if you keep having trouble getting through. I know I sound like a broken record but it actually works. Way less stressful than the regular phone lines.

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Might have to at this point. The hold times are ridiculous.

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The $999 maximum seems low compared to what some people were making. Is that amount ever adjusted?

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The maximum benefit amount gets adjusted annually based on the state's average weekly wage. It usually goes up a little each year.

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What happens if your highest quarter was like 3 years ago when you made way less money?

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The base period only looks at the most recent 5 quarters, so wages from 3 years ago wouldn't be used. Your benefit would be based on more recent earnings.

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This thread has been super helpful! Finally understand why my benefit amount is what it is. The Washington ESD materials are so confusing.

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Agreed! Way better explanations here than anything official I could find.

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One thing to remember - your weekly benefit amount also determines how long you can collect. Higher weekly amount means fewer total weeks available.

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Wait really? I thought everyone got the same number of weeks.

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Nope, it's based on your total benefit year amount divided by your weekly amount. Most people get around 26 weeks but it can vary.

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