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Lucas Kowalski

How does filing unemployment work in Washington ESD - complete beginner here

I might be getting laid off next month and have never filed for unemployment before. I'm completely lost on how the whole process works with Washington ESD. Do I file immediately when I lose my job? What information do I need to gather? How long does it take to get approved? I've heard people talk about weekly claims but I don't even know what that means. Any guidance would be really appreciated since I'm pretty stressed about this whole situation.

You can file your initial claim online at esd.wa.gov as soon as you're unemployed. You'll need your Social Security number, employment history for the last 18 months (employer names, addresses, dates worked, and reason for separation), and your bank account info if you want direct deposit. The system will walk you through each step.

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Do I need to wait until my actual last day of work or can I file before that?

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File on or after your last day of work. Don't file before then or it can cause issues with your claim.

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After you file your initial claim, you have to file weekly claims every week to certify that you're still unemployed and looking for work. This is super important - if you miss filing a weekly claim, you won't get paid for that week.

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How do I file the weekly claims? Is it the same website?

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Yes, same website. You just log into your account and there's a section for weekly claims. You'll answer questions about any work you did that week and your job search activities.

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One thing that really helped me when I was navigating this was using Claimyr to actually talk to someone at Washington ESD. The phone lines are always busy and it's nearly impossible to get through on your own. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me a lot of frustration.

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That sounds helpful. Did you use it right away or after running into problems?

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I used it after my claim got stuck in adjudication for 3 weeks. Wish I had known about it earlier because it would have saved me so much time trying to call.

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The job search requirement is 3 job search activities per week. Keep detailed records because they can audit you. Activities include applying for jobs, attending job fairs, networking events, or taking classes that improve your job skills.

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Do I need to report these activities when I file my weekly claim?

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Yes, you'll need to report them on your weekly claim. The system will ask for specific details about each activity.

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Wait, I thought it was just 2 activities per week? When did they change it to 3?

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Your claim might go into adjudication, which means they need to verify information before approving it. This is normal but can take several weeks. Common reasons include voluntary quit, misconduct, or if there's a question about your work history.

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What happens during adjudication? Do I need to do anything?

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They'll contact you if they need additional information. Just respond promptly to any requests and keep filing your weekly claims.

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ugh the whole system is such a nightmare. took me 6 weeks to get my first payment and that was AFTER calling every single day. good luck getting through to anyone

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Six weeks?? That's terrifying. Were you able to eventually get all your back pay?

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yeah eventually but it was hell. bills don't stop coming just because ESD is slow

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Make sure you have all your employment information ready before you start filing. The system will ask for employer names, addresses, phone numbers, your start and end dates, and your gross wages. Having this organized beforehand makes the process much smoother.

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Should I contact my HR department to get this info or do I need to figure it out from my pay stubs?

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Your pay stubs should have most of it. HR can help with exact addresses and phone numbers if you don't have them.

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The waiting week has been eliminated in Washington, so you can potentially get paid for your first week if you're eligible. This is different from some other states where you have to wait a week before benefits start.

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That's good to know. So if I file on Monday, I could potentially get paid for that week?

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Yes, if your claim is approved and you meet all the requirements. The payment usually comes a few days after you file your weekly claim.

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Don't forget about taxes! Unemployment benefits are taxable income. You can choose to have taxes withheld from your payments or pay them when you file your tax return.

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How much should I have withheld? I don't want to owe a bunch at tax time.

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I think the standard withholding is 10% federal. You can change this anytime in your account settings.

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If you're laid off, make sure your employer provides the correct separation reason. 'Lack of work' or 'layoff' are different from 'quit' or 'fired for cause' and will affect your eligibility.

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What if my employer gives the wrong reason? Can I dispute it?

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Yes, you can provide your side of the story during the application process. If there's a dispute, it will go to adjudication.

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been there done that. honestly the hardest part is just getting someone on the phone when you have questions. spent literally hours on hold

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Is there a better time to call? Like early morning or something?

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tried everything. 8am right when they open is your best bet but even then its a crapshoot

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That's exactly why I mentioned Claimyr earlier. Instead of spending hours trying to get through, they handle the calling for you. I used it twice and both times got connected to an actual person who could help with my specific situation.

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never heard of that before. does it actually work or is it just another scam?

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It's legit. They don't ask for your personal info or anything sketchy. Just helps you get through the phone queue.

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Your benefit amount is based on your highest earning quarter in your base period. The maximum weekly benefit in Washington is currently $999 per week, but most people get less depending on their work history.

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What's a base period? Is that just the last year I worked?

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It's the first four of the last five completed calendar quarters before you filed your claim. So if you file in January 2025, your base period would be January 2024 through December 2024.

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Keep track of your job search activities in a spreadsheet or notebook. Include the date, company name, position applied for, and how you applied. This makes filing your weekly claims much easier.

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Do they ever actually check these records?

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Yes, they can audit you at any time. Better to be over-prepared than get caught without proper documentation.

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If you have any part-time work while collecting unemployment, you need to report it on your weekly claim. They'll reduce your benefit amount but you can still collect something as long as you earn less than your weekly benefit amount plus $5.

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So I can work part-time and still collect unemployment?

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Yes, but you have to report all earnings. They have a formula for how much they'll deduct from your benefits.

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whatever you do dont miss filing your weekly claims. even if your claim is stuck in adjudication you still have to file every week or you lose those weeks forever

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Even if I'm not getting paid yet?

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YES. learned this the hard way. file every single week no matter what

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The WorkSourceWA registration requirement is usually automatic when you file your claim, but double-check that you're registered. You'll need to create a profile and upload your resume.

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Is that a separate website from the ESD site?

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Yes, it's worksourcewa.com. You'll get instructions about it when you file your initial claim.

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One last thing - if you run into any issues with your claim, don't wait weeks trying to figure it out yourself. I wasted so much time before I found Claimyr. Having an actual conversation with someone at ESD made all the difference in getting my issues resolved quickly.

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This has been incredibly helpful. I feel much more prepared now. Thank you everyone!

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Good luck with everything! The system can be confusing at first but you'll get the hang of it.

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Remember that you can appeal any decision you disagree with. You have 30 days from the date of the determination to file an appeal. Don't let that deadline pass if you think there's been a mistake.

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How do I file an appeal if I need to?

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There's an appeals section on the ESD website, or you can mail/fax a written request. Make sure to include your Social Security number and explain why you're appealing.

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honestly just be patient with the whole process. its going to be more complicated and take longer than you expect but you'll get through it

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Thanks for the encouragement. Hopefully I won't even need to use this information but better to be prepared.

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