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Tony Brooks

How do you calculate unemployment pay in Washington ESD?

I'm trying to figure out exactly how Washington ESD calculates my weekly benefit amount. I made about $52,000 last year working full time at a retail management job, but I'm not sure how they determine what I'll get each week. Is it based on my highest quarter or my total earnings? And what about the maximum benefit amount - is there a cap? I want to make sure I understand this before I file my claim.

Washington ESD uses your highest earning quarter from your base period to calculate benefits. They take 1/26th of that quarter's wages for your weekly benefit amount. The base period is usually the first 4 of the last 5 completed quarters before you filed.

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So if I made $15,000 in my best quarter, that would be about $577 per week? That seems pretty good actually.

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Yes, that's the right calculation! Just remember there's a maximum weekly benefit amount that changes each year - for 2025 it's around $999 per week.

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Don't forget about the minimum hours requirement too. You need to have worked at least 680 hours during your base period, or the monetary determination will deny your claim.

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I definitely worked more than that - probably around 2000 hours last year. Should be fine on that requirement.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation because something seems off on my monetary determination. Has anyone found a good way to actually talk to someone there? The phone lines are always busy and I keep getting disconnected.

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I had the same problem until I found Claimyr. It's a service that helps you get through to Washington ESD agents - they handle all the calling and waiting for you. Check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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That sounds too good to be true. How much does it cost?

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I was skeptical too but it actually worked. They don't publish pricing online but it was worth it for me to finally get answers about my claim status.

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The calculation can get more complicated if you have wages from multiple states or if you're filing an interstate claim. Washington ESD has to coordinate with other state unemployment agencies in those cases.

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All my work was in Washington state so that shouldn't be an issue for me.

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ugh the whole system is so confusing why cant they just make it simple like why do i need to know about base periods and quarters just tell me what ill get

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I know it's frustrating, but the system is designed to be fair based on how much you actually earned. It prevents people from gaming the system.

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i guess but still seems overly complicated for something that should be straightforward

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Also keep in mind that if you work part-time while collecting unemployment, they'll deduct some of your weekly benefit based on what you earn. There's a formula for that too - it's not just dollar for dollar.

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Good point. I might pick up some part-time work while I'm looking for a full-time position. How exactly does that calculation work?

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They let you earn up to your weekly benefit amount minus $5 without any reduction. After that, they reduce your benefit by 75 cents for every dollar you earn.

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The Washington ESD website has a benefit calculator tool that's pretty helpful. I used it before filing and it was pretty accurate compared to what I actually got approved for.

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I'll check that out! Is it on the main ESD website?

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Yeah, just search for 'benefit calculator' on esd.wa.gov and it should come up.

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Just remember that unemployment benefits are taxable income! I made the mistake of not having taxes withheld and owed a bunch at tax time. You can request federal and state tax withholding when you file your weekly claims.

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Thanks for the heads up! I definitely don't want to get hit with a big tax bill later.

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Yes, this is super important! They'll withhold 10% for federal and whatever the state rate is if you opt in.

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I had a weird situation where my benefit amount changed after my initial determination. Turns out Washington ESD found additional wages from a previous employer that weren't reported initially. So your amount could potentially go up if they find more qualifying wages.

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That's interesting. How did they find the additional wages?

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I think it was through their quarterly wage reporting system. Employers have to report wages to the state, so if there's a delay or error initially, it can get corrected later.

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One thing that caught me off guard is that the benefit year starts from when you first file, not when you become unemployed. So if you wait a while to file, you're not losing potential benefits - your benefit year just starts later.

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That's good to know. I was worried about waiting too long to file my claim.

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Does anyone know how they handle commission or bonus payments in the calculation? I got a big commission check right before I was laid off and I'm wondering if that affects my benefit amount.

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Commission and bonuses count as wages for the quarter they were paid in, so yes, they can increase your benefit amount if they fall in your highest quarter.

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That's great news! My commission was pretty substantial so that should help.

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I've been calling Washington ESD every day for two weeks trying to get someone to explain my benefit calculation because the numbers don't seem right. The automated system just keeps saying all agents are busy and then hangs up on me. This is ridiculous!

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Have you tried using Claimyr? Someone mentioned it earlier in this thread. I used it last month when I couldn't get through about my adjudication issue and it actually worked. They got me connected to an agent within a day.

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I'm willing to try anything at this point. The regular phone system is completely useless.

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The maximum benefit duration is also tied to your wages. You need to have earned at least 30 times your weekly benefit amount during your base period to get the full 26 weeks of benefits.

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With my earnings, I should definitely qualify for the full 26 weeks if needed.

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Pro tip: keep all your pay stubs from your base period just in case there are any discrepancies with the wage information Washington ESD has on file. I had to provide mine during an appeal process.

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Good advice! I have most of them saved digitally, so I should be covered.

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This whole thread has been super helpful! I was dreading trying to figure out the benefit calculation but it seems more straightforward than I thought. Thanks everyone for all the explanations.

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Agreed! I feel much more confident about filing my claim now.

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One last thing - if you disagree with your monetary determination, you have the right to appeal it. Don't just accept it if you think it's wrong. I successfully appealed mine when they missed wages from a temp agency.

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Good to know I have that option if needed. Hopefully my calculation will be straightforward though.

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The appeal process can take a while, so make sure to keep filing your weekly claims even while the appeal is pending.

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Washington ESD also has an alternative base period calculation if you don't qualify under the regular base period. It uses the most recent four quarters instead of the standard calculation.

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That's interesting - is that automatically considered or do you have to request it?

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They're supposed to automatically check it if you don't qualify under the regular base period, but sometimes you have to ask for it to be reviewed.

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For anyone still struggling to reach Washington ESD by phone, I had success with Claimyr after months of trying on my own. The service connected me to an agent who walked through my entire benefit calculation and caught an error that increased my weekly amount by $50. Worth every penny for the peace of mind.

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That's a great success story! It sounds like the service really does work for getting through to the right people.

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Thanks to everyone who contributed to this discussion! I learned way more than I expected about how unemployment benefits are calculated in Washington. Time to file my claim with confidence.

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Good luck with your claim! Feel free to come back if you run into any issues during the process.

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Will do! This community has been incredibly helpful.

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