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Adriana Cohn

How much unemployment do you get from Washington ESD?

I'm trying to figure out what my weekly benefit amount will be before I file my claim. I've been working for about 2 years making around $18/hour at a retail job, usually 35-40 hours per week. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your highest earning quarter but I'm not sure how that works exactly.

Washington ESD uses your highest earning quarter from your base period to calculate your weekly benefit amount. They take that quarter's earnings and divide by 26 to get your weekly amount. Your base period is usually the first 4 of the last 5 completed quarters before you file.

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Thanks! So if my highest quarter was like $6,500, I'd get around $250 per week?

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That's right, but there's also a minimum and maximum. The max weekly benefit in 2025 is $999 and minimum is $295.

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just filed last week and they calculated mine at $340/week based on my base period earnings. took about 3 days to get the determination letter

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Did you have to wait long for your first payment after filing?

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still waiting actually, they said it can take up to 2 weeks for the first payment if there's no issues with your claim

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If you're having trouble getting through to Washington ESD to check on your benefit calculation or claim status, I had good luck using Claimyr (claimyr.com). They help you get connected to an actual agent without waiting on hold for hours. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of this service before. Is it legit? I've been trying to call Washington ESD for days about my benefit amount.

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Yeah it's legitimate, I used it when my claim was stuck in adjudication. Way better than sitting on hold all day.

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Sounds too good to be true but I'm desperate at this point. Washington ESD phone system is impossible.

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The formula is pretty straightforward but make sure all your employers reported your wages correctly. I had an issue where one job didn't report Q3 earnings and it lowered my weekly benefit by $80. Had to get that fixed through an appeal.

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How do you check if your wages were reported correctly?

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You can see your wage history in your eServices account on the Washington ESD website. Compare it to your pay stubs to make sure everything matches.

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DONT COUNT ON GETTING ANYTHING QUICKLY!!! Been waiting 6 weeks for my claim to get approved, they keep saying its under review. The system is completely broken.

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6 weeks is definitely too long. Have you tried contacting them about the delay?

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TRIED CALLING HUNDREDS OF TIMES. Never get through. This is ridiculous.

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This is exactly why I mentioned Claimyr earlier. When I was stuck in adjudication hell, they got me connected to someone who could actually help.

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also remember you have to file your weekly claim every week even if your initial claim is still pending. missed filing one week early on and it delayed everything

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Good point, I'll make sure to do that. Do you file online or by phone?

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online is way easier, the phone system for weekly claims is always busy too

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One thing to keep in mind is that your benefit amount also depends on your total base period wages, not just the highest quarter. You need to have earned at least $3,850 in your base period to qualify, and your total wages need to be at least 1.5 times your highest quarter earnings.

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That's confusing. So even if my highest quarter qualifies me for benefits, I might not get approved?

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Exactly. Both conditions have to be met. It's to make sure you had substantial work history, not just one good quarter.

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This happened to my friend who worked seasonal jobs. Had one really good quarter but didn't meet the total earnings requirement.

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I'm so stressed about this whole process. What if I calculated wrong and don't qualify? Can I appeal if they deny my claim?

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Yes, you can appeal any determination within 30 days. Don't worry too much about the calculations - Washington ESD will do them automatically when you file.

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Thanks, that makes me feel a bit better. Just scared of making a mistake and losing benefits.

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Pro tip: if you worked multiple jobs, make sure ALL of them are included in your base period calculation. Washington ESD should pick up all W-2 wages automatically, but sometimes there are delays in reporting.

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What about 1099 work? Does that count toward your base period?

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No, 1099 income doesn't count for regular unemployment benefits. Only W-2 wages from employers who pay into the UI system.

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Still can't believe how hard it is to get basic information from Washington ESD. Their website is confusing and calling is impossible. Government agencies should be more accessible.

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Totally agree. I spent hours trying to understand the benefit calculator on their site.

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This is why services like Claimyr exist. Sometimes you just need to talk to a real person to get clear answers.

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Keep in mind that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your return. I learned this the hard way last year.

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Good to know! How much do they typically withhold for taxes?

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It's 10% federal withholding if you elect it. Washington state doesn't have income tax so no state withholding.

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anyone know if working part time while on unemployment affects your benefit amount? i might be able to pick up some shifts at my old job

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Yes, part-time work affects your weekly benefit. They have a partial benefit formula - you can earn up to a certain amount before it reduces your UI payment.

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thanks, i'll look into the partial benefit rules before taking any shifts

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The whole system seems designed to discourage people from applying. Between the confusing calculations and impossible phone system, it's like they don't want to pay benefits.

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EXACTLY! Its like they hope people will just give up and not apply.

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I get the frustration but remember that unemployment insurance is there for people who qualify. Don't let the process discourage you from applying if you're eligible.

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Filed my claim online and got my determination letter within a week. Benefit amount was exactly what I calculated using their online tool. Process was smoother than I expected.

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That's encouraging! Maybe I'm overthinking this whole thing.

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Yeah, as long as your employment history is straightforward, it should be pretty automatic.

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Does anyone know if the benefit amount changes based on how long you've been unemployed? Like do you get less money after a certain number of weeks?

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No, your weekly benefit amount stays the same throughout your benefit year. What changes is how many weeks you can collect - that's based on your total base period wages.

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Good to know, thanks for clarifying that!

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Make sure you understand the job search requirements too. You need to be actively looking for work to keep getting benefits, and they track it through WorkSourceWA.

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How many job searches do you need to do per week?

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It's usually 3 job search activities per week, but check your specific requirements in your account.

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been on unemployment for 4 months now and still haven't found work in my field. starting to worry about running out of benefits. anyone know exactly how many weeks you can collect?

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Maximum is usually 26 weeks in Washington, but it depends on your base period wages. Lower earners might get fewer weeks.

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thanks, i'll check my determination letter to see what my max is

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Random question but does military service count toward your base period? My husband is getting out next month and wondering about benefits.

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Military service might qualify for Unemployment Compensation for Ex-servicemembers (UCX). It's similar to regular UI but has different rules.

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I'll look into that, thanks for the info!

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Final thought - don't stress too much about the exact benefit amount before you apply. Washington ESD will calculate it for you and send a determination letter explaining everything. Focus on gathering your employment history and filing promptly.

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You're right, I think I've been overthinking this. Going to file my claim this weekend. Thanks everyone for all the helpful info!

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Good luck with your claim! Hope it goes smoothly.

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