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Jeremiah Brown

How can u get unemployment benefits in Washington - complete beginner guide needed

hey everyone, i just lost my job last week and have no idea how to apply for unemployment. never had to deal with this before and feeling pretty lost. can someone walk me thru the basics of how to get unemployment in washington? like where do i even start? do i need to bring paperwork somewhere or is it all online now? also heard there's weekly stuff you have to do after you apply? any help would be appreciated, kinda stressing about bills coming up soon

First step is filing your initial claim at secure.esd.wa.gov - you'll need your SSN, employment history for the last 18 months, and reason for separation. Washington ESD processes everything online now. After your claim is filed, you'll need to file weekly claims every Sunday to get paid. Make sure you have all your employer info ready including dates and wages.

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thanks! do i need pay stubs or will they verify with my employer directly?

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They'll verify directly with employers, but having your pay stubs handy helps if they ask for documentation later during adjudication.

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The online application is pretty straightforward but can take 30-45 minutes to complete. You'll create a SecureAccess Washington (SAW) account first, then access the unemployment application. Make sure you answer all questions about why you lost your job honestly - any inconsistencies can delay your claim.

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what happens if i got laid off vs fired? does that matter for getting approved?

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Yes it matters a lot. Laid off due to lack of work usually gets approved quickly. Fired for cause can lead to disqualification. Be specific about circumstances.

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I was in your shoes 6 months ago and the whole process seemed overwhelming at first. One thing that really helped me was using claimyr.com when I needed to actually talk to someone at Washington ESD. The phone lines are impossible to get through normally, but their service got me connected to an agent in minutes. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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never heard of that before, does it actually work or is it some kind of scam?

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It's legit - they basically handle the waiting on hold part for you. I was skeptical too but it saved me hours of trying to call myself.

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might have to try that if i run into issues, the phone thing sounds like a nightmare

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ugh the washington esd system is such a pain. took me 3 tries just to get through the application without it timing out. make sure you have a good internet connection and dont leave it sitting idle too long

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good to know, i'll make sure to have everything ready before i start

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Few important things to remember: You can apply for unemployment the Sunday after your last day of work. Don't wait - there's no benefit to delaying your application. Your weekly benefit amount is based on wages from your base year (usually the first 4 of the last 5 completed quarters). Maximum weekly benefit in 2025 is around $999.

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how do they calculate how much you get? is it like a percentage of what you were making?

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It's roughly 50% of your average weekly wage during your base year, but capped at the maximum. The exact formula is on the Washington ESD website.

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i got way less than 50% of what i was making, the calculation seemed off to me but couldnt get anyone to explain it

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Make sure you understand the job search requirements too. You'll need to do 3 job search activities per week and keep a log. This includes applying for jobs, attending job fairs, or networking events. WorkSourceWA has good resources for this.

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do they actually check if you're doing the job search stuff?

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Yes, they can audit your job search activities. Keep detailed records of everything - company names, dates, contact methods. Don't risk it.

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honestly just be prepared for delays and frustration. my claim went into adjudication for like 6 weeks because my former employer disputed it. had to appeal and everything, was a total mess

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oh no, what's adjudication? that sounds scary

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Adjudication is when Washington ESD needs to investigate something about your claim - like if there's a question about why you left your job. It can add weeks to the process unfortunately.

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exactly, and good luck getting anyone on the phone to explain what's happening. that's when i should have tried that claimyr thing someone mentioned

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The waiting period can be tough financially. Washington has a one-week waiting period, so your first payable week is actually your second week of unemployment. Plan accordingly since you won't see money for at least 2-3 weeks after filing.

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wait so even if everything goes smoothly it takes 2-3 weeks to get paid? that's rough

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Yeah, and that's if there are no issues with your claim. Any problems and it can be much longer.

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also heads up that you have to file your weekly claims every week even if your initial claim is still being processed. if you miss filing a weekly claim you lose that week of benefits forever

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good to know! when exactly do you file the weekly claims?

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every sunday for the previous week. you can file online starting sunday morning. dont wait until the last minute in case the website is slow

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honestly the whole system is designed to discourage people from claiming benefits. between the job search requirements, weekly filing, and impossible phone system, they make it as difficult as possible

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While it can be frustrating, the requirements exist for good reasons. The system has to balance supporting unemployed workers with preventing fraud.

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sure but when you cant get through to ask a simple question about your claim status, something is broken

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That's exactly why I recommend claimyr.com for anyone who needs to actually speak with Washington ESD. I tried calling myself for weeks and never got through. With Claimyr I was talking to an agent within 10 minutes. Worth it just for peace of mind when you have questions about your claim.

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I've heard good things about that service too. Sometimes you really do need to talk to a human to get issues resolved.

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definitely bookmarking that for later, sounds like i'll probably need it

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One more tip - if you worked for multiple employers in your base year, make sure you list ALL of them in your application. Leaving out an employer can cause delays or even disqualification if Washington ESD discovers it later.

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what if i had a really short job that only lasted like 2 weeks? do i still need to include that?

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Yes, include everything. Even short-term employment counts toward your base year wages and could affect your benefit calculation.

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also dont lie about anything on your application. they will find out eventually and then you're looking at overpayment issues and possible fraud charges. not worth it

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noted, definitely want to stay on the right side of things

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If your claim gets approved, you'll receive a monetary determination letter showing your weekly benefit amount and how long you can collect. Keep this document - you'll need it for reference. Your benefits typically last up to 26 weeks unless extended programs are available.

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26 weeks seems like a decent amount of time to find something new. hopefully won't need all of it

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That's the goal! Use the time wisely for job searching and maybe skills training through WorkSourceWA programs.

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one thing that tripped me up was reporting work and wages correctly on weekly claims. if you do ANY work during a week, even just a few hours, you have to report it. but you might still get partial benefits

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so you can work part time and still collect some unemployment?

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yeah as long as you earn less than your weekly benefit amount plus $5. they reduce your benefits dollar for dollar above that threshold

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the whole adjudication thing is really where claimyr becomes valuable. when your claim gets stuck and you cant get answers from washington esd, being able to actually talk to someone makes all the difference

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seems like a lot of people here have used that service successfully

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It really does work. I was skeptical at first but when you're desperate to get answers about your claim status, it's worth trying.

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Final advice: keep copies of everything. Screenshots of your application, confirmation numbers, any correspondence from Washington ESD. If issues arise later, you'll need this documentation for appeals or to prove you followed all requirements correctly.

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great advice, i'll make sure to document everything. thanks everyone for all the help, feeling much more prepared now!

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Good luck with your application! The process can be stressful but most claims go through without major issues if you're honest and complete.

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Remember that Washington ESD also offers career counseling and training programs through WorkSourceWA. Don't just focus on collecting benefits - use this time to potentially upgrade your skills or explore new career paths.

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that's actually a really good point, might as well make the most of the situation

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yeah and if you do run into problems with your claim, dont give up. the appeals process exists for a reason and you can often get decisions overturned if you have documentation to support your case

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hopefully it won't come to that but good to know there are options

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Appeals can take months though, so it's better to get everything right the first time if possible.

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One last thing about Claimyr - I used it when I was confused about my job search requirements and the agent was able to clarify exactly what activities counted. Sometimes you really need that human interaction to understand the rules properly.

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that's really helpful to know, sounds like they can help with more than just claim status issues

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