Got APPROVED for FMLA benefits - when will ESD deposit to my ReliaCard?
Hi everyone! I just started my FMLA leave two weeks ago and I'm trying to figure out this whole paid family leave benefit system. My first week showed as "waiting week" (which I guess is normal?) but my second week now says APPROVED! I chose to get the money deposited to the ReliaCard they said they'd send instead of direct deposit to my bank account. Does anyone know approximately what day of the week they usually deposit the funds once approved? Also, should I have received the card already? This is all new to me and I'm trying to budget. Thanks in advance for any help!!
20 comments

Natalie Wang
congrats on getting approved! when i was on pfml last year they usually deposited my $ about 3-4 days after showing approved. the card takes like 7-10 business days to arrive but they'll still send the $ to it even if u dont have it yet. u can activate it when it comes
0 coins
Michael Adams
•Thank you! That's super helpful. So I should expect the money sometime this week then? I'm just trying to plan around some bills that are due.
0 coins
Noah Torres
I think you might be confusing terminology a bit here. FMLA is the federal unpaid leave protection, while Paid Family and Medical Leave (PFML) is Washington's program that provides the actual benefit payments. Just want to clarify that so you're using the correct terms when dealing with ESD. As for your question, in my experience, they typically process payments on Tuesdays and Thursdays. Once your weekly claim shows as "approved," you should see the deposit within 24-48 hours on those processing days. The ReliaCard typically arrives within 7-10 business days after your first payment is processed, but as the other commenter mentioned, the funds will be on the card waiting for you once you activate it.
0 coins
Michael Adams
•Oh! You're right - I meant PFML, not FMLA. Still learning all these acronyms. That's great to know about Tuesdays and Thursdays being processing days. Today is Wednesday so hopefully that means tomorrow I might see something happen!
0 coins
Samantha Hall
THE ESD SYSTEM IS COMPLETELY UNRELIABLE!!! Just because it says approved DOESNT MEAN U WILL GET PAID ON TIME!!! I was on paid leave in march and they said approved but then took TWO MORE WEEKS to actually put money in my account!!! Don't count on any regular schedule with them!!!
0 coins
Noah Torres
•While there can certainly be delays sometimes, that's not typically the norm. Most approved claims are paid on a fairly regular schedule. It sounds like you might have had an unusual situation or perhaps there were verification issues with your claim specifically.
0 coins
Ryan Young
Have you been able to check your benefit calculation? Make sure they got your wages right. My first PFML claim they somehow missed one of my jobs and calculated my benefit at like 60% of what it should have been. Had to call and get it fixed. That might explain why some people see delays too.
0 coins
Michael Adams
•I haven't checked that specifically. Where would I find the benefit calculation? Is that somewhere in my online account?
0 coins
Ryan Young
•Yes, if you log into your Paid Leave account and go to your claim details, there should be a section that shows your weekly benefit amount. Make sure it seems right based on your normal pay. If it seems low, you might need to contact them.
0 coins
Sophia Clark
Just a heads up about the ReliaCard - make sure you activate it as soon as it arrives. Also, be aware there are some fees associated with certain types of transactions. You get free ATM withdrawals at U.S. Bank ATMs, but there may be fees at other ATMs or for certain types of transfers. Check the fee schedule that comes with the card so you don't lose any of your benefit money to unnecessary fees.
0 coins
Michael Adams
•That's really good to know, thank you! I'll definitely look at the fee schedule when it arrives. Maybe I should have just chosen direct deposit instead, but I was worried about delays.
0 coins
Katherine Harris
I was in your exact situation back in January! Once my claim showed approved, the money was on my ReliaCard the next business day (it was a Wednesday approval, had money Thursday). But then I had trouble when I tried to reach someone at ESD to ask about transferring money from the card to my bank. Had to wait on hold for hours and got disconnected twice. I finally tried this service called Claimyr (claimyr.com) that got me through to an ESD agent in about 20 minutes. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Saved me so much frustration when I needed to ask questions about my card and benefits.
0 coins
Michael Adams
•Thanks for the tip! I've been hearing the hold times are crazy right now. I'll keep that Claimyr option in mind if I run into issues with the card or payments. Good to know there's a way to skip the wait if necessary.
0 coins
Madison Allen
•Is that service legit? I've heard about it but seems weird to pay someone just to call for you.
0 coins
Katherine Harris
•Yeah it's totally legit. They don't actually call for you - they just get you in the phone queue and then call you when they have an agent on the line. Saved me hours of waiting. Definitely worth it when I was desperate to talk to someone at ESD.
0 coins
Natalie Wang
my sister just went on leave last month and she said her benefits hit the reliacard every wednesday like clockwork. maybe they do different days for different people?? idk the system is weird
0 coins
Noah Torres
•You're right that there seems to be some variation. The payment processing days are generally Tuesdays and Thursdays, but when people actually see the money in their accounts can vary by bank or financial institution. For ReliaCard specifically, the funds often appear the day after processing.
0 coins
Joshua Wood
Waiting week is required for all new PFML claims in 2025. Glad to hear your second week is approved! My experience with PFML last summer was that I got my ReliaCard about 10 days after filing my first claim, but they didn't tell me they'd mailed it so it just showed up randomly. The payment hit the card about 3 days after approved status. Oh and dont forget u still gotta file weekly even on PFML!
0 coins
Michael Adams
•Thank you! Yes, I've been making sure to file each week. I wasn't sure if I needed to since this is medical leave with a set return date, but didn't want to risk missing payments. I'll keep watching my mail for the card!
0 coins
Nia Thompson
Just wanted to add my recent experience - I started PFML in February and had a similar timeline. My ReliaCard arrived exactly 8 business days after my first approved week, and the funds were already loaded on it when I activated it. One thing I didn't realize at first is that you can check your card balance online at reliacard.com even before the physical card arrives, as long as you have your SSN and the card gets issued. That helped me know the money was there while I was waiting for it in the mail. Also, if you're planning to transfer money to your bank account regularly, consider setting up the free transfer option through the ReliaCard website rather than using ATMs - it takes 1-2 business days but saves on fees.
0 coins