Exhausted benefits but ESD system still allows weekly filing - what's going on?
So I hit my benefit year end back in January and thought I'd used up all my available benefits (my claim balance showed $0). But weirdly, the ESD system is still letting me file weekly claims even though I'm pretty sure I'm not eligible for anything more. I actually just started a new job last week (yay finally!), but I'm curious - does this mean I actually had more benefits available than I thought? Or is the system just glitchy and letting me file claims that will eventually get denied? Not planning to claim now that I'm working again obviously, but wondering if I missed out on some weeks I could have claimed between exhausting my regular UI and finding this job. Anyone else experienced this?
14 comments
Nick Kravitz
This is actually normal! The ESD system allows you to continue filing even after your benefits are exhausted. This is designed for a few reasons: 1. Some people qualify for extensions that get added automatically when regular UI runs out 2. If new emergency benefits get approved (like during COVID), they can activate them quickly 3. It maintains your claim as "active" in case your situation changes again If you truly exhausted your benefits (both your benefit year ended AND your balance is $0), then any new weekly claims would process but show as $0 payment. You did the right thing by stopping claims once you started working!
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Samantha Johnson
•Thanks for explaining! That makes sense, though it's a bit confusing when you're not sure if you're supposed to keep filing or not. Glad I didn't miss out on anything!
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Hannah White
same thing happend to me last year. system let me file for like 2 months after my benefits ran out lol. but i never got any $$. just said $0.00 paid each week
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Michael Green
•Actually, sometimes filing those $0 claims can be important! If a new extension or program gets implemented retroactively, they look at who was still filing claims during that period. Happened to my brother during one of the COVID extensions - got backpay for weeks he thought were worthless claims.
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Mateo Silva
There's actually a technical reason for this. The ESD system separates two different status checks: 1. Your ELIGIBILITY to file (which is based on your claim year being active) 2. Your MONETARY eligibility (whether there's money in your account) You can be eligible to file but not monetarily eligible for payment. It's also why the system has you continue doing job search activities even when your account shows $0 - you're maintaining your claim status in case something changes (like a new extension gets approved or an adjustment gets made). Since you've found work, make sure you report your return to work date when you stop filing. This prevents any confusion if they ever audit your claim.
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Samantha Johnson
•Really helpful explanation! I definitely reported my return to work when I stopped filing. Now I understand why the system works this way.
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Victoria Jones
I think the ESD system is just broken half the time. When I was on unemployment in 2022 it would randomly let me file some weeks and then lock me out other weeks saying I wasn't eligible anymore. Then I'd call and they'd say it was a glitch and fix it. Their whole system needs to be replaced!!
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Cameron Black
•Yep, same experience. I swear they built their system on Windows 95 or something. Letting you file when you're out of benefits is the least of their problems lol
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Jessica Nguyen
I've been in this EXACT situation 3 times now! The system lets you file even after benefits run out because: 1) Sometimes retroactive extensions happen 2) They might determine you were underpaid previously 3) ESD does periodical recalculations of benefits Did you get any notifications about your claim ending? They usually send something official when your benefit year ends. The key thing to look at is both your BALANCE and your BENEFIT YEAR END date. If both are exhausted, then any claims filed are essentially placeholders that would only pay if something changed with your eligibility. Congrats on the new job! Make sure you do a final claim indicating your return to work so your account gets properly closed out.
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Samantha Johnson
•Thank you! Yes, I did get a notification about my benefit year ending, but it didn't explicitly say I should stop filing - just that my benefits were exhausted. I've definitely reported my return to work date so my account should be properly closed now.
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Cameron Black
When I had trouble figuring this out a few months ago, I spent DAYS trying to reach someone at ESD. Seriously thought I was going insane hitting redial. Finally used this service called Claimyr that got me through to an ESD agent in about 20 minutes (claimyr.com). They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 The agent told me the system allows filing after exhaustion because sometimes retroactive benefits get approved, and if you haven't been filing, you can't claim them later. So it's like a just-in-case thing. But yeah, if you're working now it doesn't matter anyway.
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Samantha Johnson
•Thanks for sharing! That would have been helpful when I was trying to figure this out. Glad to know there's a service that can actually get you through to a human at ESD. Their phone system is seriously impossible.
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Jessica Nguyen
One important thing nobody mentioned - if you've exhausted regular UI but still have an active benefit year, you might want to call and check if you qualify for Training Benefits or other ESD programs. People assume once regular UI is gone, that's it, but there are sometimes other programs you might qualify for depending on your situation. But since you've found work, congrats! That's the best outcome anyway!
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Isaiah Thompson
•this!! my cousin thought her benefits were done but qualified for some retraining program that gave her another 6 months of payments while she took some medical coding classes. now she makes way more $$ than before. always worth asking!
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