ESD says 'Paid' status but no money in account after 9 weeks of adjudication

The 'paid' status means ESD has processed the payment, but it typically takes 24-48 business hours for the money to actually hit your account after that. Banks don't usually reject deposits just because they're large. I received about $11K after my adjudication finally cleared in February, and it showed up about 36 hours after the status changed to paid. If you don't see it by the third business day, then I'd start making calls.

congrats on getting thru adjudication!! mine took 11 weeks so i feel ur pain. the $ should show up in 2-3 days usually. my bank put a hold on mine for 24hrs cuz it was big but that's it. don't worry 2 much.

The ESD system is so frustrating! I was stuck in adjudication for 6 weeks last year, and when it finally switched to 'paid,' the money appeared in my account the next morning. But my roommate had to wait 4 business days for hers. I think it depends on your bank too. Some process ACH transfers faster than others. Just make sure you keep filing your weekly claims while you wait for the money. The system is weird and sometimes puts everything on hold if you miss even one weekly claim, even if they owe you for previous weeks.

I went through this exact situation in January. Here's what's happening: When ESD shows 'paid,' they've sent the payment instruction to their bank, U.S. Bank. Then U.S. Bank processes an ACH transfer to your bank. This typically takes 1-3 business days depending on when the payment was initiated and your bank's processing schedule. If the payment was marked 'paid' on a Friday afternoon, for example, you might not see it until Tuesday or Wednesday. Also, the first payment after adjudication is often larger than subsequent payments will be, but banks are used to handling unemployment deposits of all sizes. One important note: If there's any issue with your direct deposit information, ESD will default to sending a debit card instead, which takes 7-10 business days to arrive by mail. You can check your payment method on the ESD website under 'Payment Settings.'

i waited 13 weeks in adjucation!!! and then when it said paid the bank held it for 5 days becuz it was 'suspicious activity' on my acct. had to go to branch in person & prove it was legit. total nightmare. check with ur bank if it doesnt show up fast

After dealing with endless ESD issues, I found out about Claimyr.com that helps you get through to an actual ESD agent instead of waiting on hold forever. They have a video demo that shows how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. I used it to track down a payment that was marked 'paid' but hadn't shown up after 4 days. Turns out there was a small issue with my bank routing number that the ESD agent was able to fix immediately. Might be worth keeping in your back pocket if the money doesn't show up in a few days.

THE SYSTEM IS DESIGNED TO MAKE US SUFFER!! I got the 'paid' status and then had to wait A FULL WEEK before the money showed up. ESD claimed they sent it, my bank said they never received it, and neither would help. I had to file a claim with the state ombudsman to get anyone to investigate. Turns out ESD had mistyped ONE DIGIT in my account number. Double-check EVERYTHING in your ESD profile. They make 'mistakes' all the time and then blame you for it!

Just wanted to check in - did your payment arrive? It's been a couple days since your post. Hope everything worked out!