ESD deposit timing unpredictable - anyone actually know when payments hit accounts?
Super frustrated with how inconsistent ESD payment deposits have been lately. For 3 weeks straight, my unemployment benefits were hitting my account like clockwork (same day, same time). Now it's completely unpredictable! I've been refreshing my bank account all morning expecting my deposit to arrive, but nothing so far. Has anyone received their payment today? Is there an actual schedule we can depend on or does ESD just randomly decide when to process payments? This uncertainty makes budgeting impossible - I've got bills scheduled around when I thought money would be there! Anyone else dealing with this or have insider info on actual deposit times?
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Emma Davis
The payments are processed after you submit your weekly claim and they get approved, but the actual deposit timing depends on your bank. For most people, it takes 1-2 business days after ESD processes the payment. Some banks show pending deposits earlier than others. ESD typically processes claims in batches on Monday/Tuesday for claims filed on Sunday, but they can get delayed if there's a high volume or system issues.
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Javier Torres
•That makes sense about the processing schedule, but what's weird is that it was hitting my account at EXACTLY 12:15am for three weeks straight. Then suddenly nothing at that time. I wonder if ESD changed something on their end? Thanks for explaining though!
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Malik Johnson
mine came in at 3:42am today check ur acct again. sometimes my credit union shows it later than when it actually posts. i think it depends on ur bank tbh
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Isabella Ferreira
•THIS! Banking systems are so weird with how they process ACH transfers. My credit union consistently shows deposits at 2am but my friend with a big bank doesn't see hers until after 9am even though ESD probably sent them at the same time. It's not ESD being inconsistent necessarily, but different financial institutions processing incoming transfers differently.
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Ravi Sharma
Still waiting for mine too! Been refreshing since 6am 😞
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Javier Torres
•Ugh, so frustrating! When did yours normally come in before? Mine was 12:15am like clockwork for three weeks.
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Ravi Sharma
•Usually around 1am but last week it was 4:30am and this week nothing yet! It's now 11am... getting worried
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NebulaNomad
The actual timing of deposits can vary based on several factors: 1. When your weekly claim was processed (claims with issues get flagged for review) 2. Banking holidays that affect ACH transfers 3. Your bank's processing schedule 4. ESD's payment processing batches It's normal to see some variation week to week. If you need to check on payment status, you can verify in your eServices account under "Payment History" if ESD has actually processed it. If it shows as paid there but hasn't hit your account after 3 business days, then it might be worth contacting ESD.
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Javier Torres
•I checked eServices and it shows "paid" with yesterday's date, so I guess it's just my bank being slow! I'll give it another day before panicking. Thanks for the detailed explanation!
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Freya Thomsen
mine was late 2 and called esd but couldnt get thru to anyone!! ugh waited on hold for an hour and got hung up on TWICE! this system is broken how are we supposed to know whats going on with our money????
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Isabella Ferreira
•Have you tried using Claimyr? I was in the same boat - couldn't get through to ESD at all. Found this service at claimyr.com that got me connected to an ESD agent in about 15 minutes. They have a video showing how it works here: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 Worth it when you're desperate to talk to someone about your claim. I used it when my payments suddenly stopped and needed to know why.
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Freya Thomsen
•never heard of that before! ill check it out cuz i need to talk to someone ASAP! thanks!
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Omar Fawaz
Just want to add my experience - I've been on unemployment for about 7 months now, and I've noticed that deposit times tend to get delayed around holidays or at the beginning/end of quarters when ESD seems busier. Also, if you did anything different on your weekly claim (reported earnings, answered a question differently), it might trigger a review that delays processing. If eServices shows it as paid, I wouldn't worry too much. My credit union sometimes takes an extra day compared to when my husband's bank processes the same ESD deposits.
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Javier Torres
•That's actually super helpful to know about the quarterly timing and holidays potentially causing delays. I did report some job search activities differently this week, so maybe that triggered something. Thanks for sharing your experience!
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Malik Johnson
UPDATE: just got mine now at 2:30pm!!! Check ur accounts again everyone
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Ravi Sharma
•OMG THANK YOU!! Just checked and mine came through too!!! What a relief!
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Javier Torres
•Mine too! Finally showed up. Thanks for the heads up! Seems like today was just a weird delay for everyone. I swear this is more stressful than it needs to be.
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