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Yuki Kobayashi

Does unemployment pay on holidays in Washington ESD system?

I'm confused about whether Washington ESD processes unemployment payments on federal holidays. My usual payment day is Tuesday but next week Tuesday is a federal holiday. Will my weekly claim payment be delayed or do they still process payments on holidays? I can't find clear info on their website about this.

Washington ESD doesn't process payments on federal holidays. If your normal payment day falls on a holiday, it gets pushed to the next business day. I learned this the hard way when I was expecting money on Memorial Day last year.

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So if Tuesday is the holiday, I should expect payment on Wednesday instead?

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Exactly. It's usually just a one day delay but can be stressful if you're counting on that money for bills.

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The Washington ESD payment schedule follows the state banking calendar. No payments are processed on federal holidays or weekends. You can check the ESD website for their payment calendar - they usually post holiday schedules.

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I looked on their site but couldn't find a clear holiday calendar. Do you have a direct link?

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It's buried in their FAQ section under payment information. Sometimes it's easier to just call and ask.

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Good luck getting through on the phone though! I tried calling Washington ESD last week and was on hold for 2 hours before giving up.

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I had this exact issue recently and found Claimyr super helpful for getting through to Washington ESD agents quickly. They have a service at claimyr.com that helps you skip the wait times. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Was able to get my holiday payment question answered in like 10 minutes instead of waiting on hold forever.

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Never heard of that before. Does it actually work or is it some kind of scam?

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It's legit. They basically handle the calling and waiting for you, then connect you when an agent picks up. Saved me hours of frustration.

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Might have to try that. I've been trying to reach someone at Washington ESD for weeks about my adjudication status.

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Here's what I know about Washington ESD holiday payments: Martin Luther King Day, Presidents Day, Memorial Day, Independence Day, Labor Day, Veterans Day, Thanksgiving, and Christmas all delay payments by one business day. New Year's Day too if it falls on a weekday.

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That's really helpful! So basically any federal holiday pushes payments back one day?

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Yes, but only if the holiday falls on your normal payment day. If your payment day is Wednesday and the holiday is Monday, you're not affected.

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ugh this is so annoying!! why cant they just process payments automatically like normal banks do??? its 2025 for crying out loud

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I feel your frustration but government systems always move slower than private banks. At least it's usually just a one day delay.

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one day can make a huge difference when ur broke and waiting for unemployment money

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This exactly. When you're living paycheck to paycheck, even a one day delay can mess up your whole budget.

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I've been on unemployment for 6 months now and holiday delays still catch me off guard sometimes. What I do is mark all the federal holidays on my calendar so I know when to expect delays. Helps with budgeting.

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That's smart. I should probably do the same thing. Do you know if Washington ESD sends any notifications about holiday delays?

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Not that I've seen. They assume you know federal holidays affect everything government related.

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Just to clarify - this only affects when the payment hits your account, right? You still need to file your weekly claim on the normal schedule even if there's a holiday?

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Correct. The weekly claim filing deadline doesn't change for holidays. Only the payment processing gets delayed.

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Thanks for confirming. I was worried I'd miss my filing window if the holiday messed up the schedule.

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Does anyone know if this applies to standby claims too? I'm on standby status through my union and wondering if holiday delays affect those payments differently.

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Standby claims follow the same payment schedule as regular UI claims. Holiday delays apply to all Washington ESD benefit payments.

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Good to know. My union rep wasn't sure about the holiday thing.

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I remember last Thanksgiving week was really confusing because Thursday was the holiday but Friday was also a state holiday. Ended up waiting until Monday for my payment.

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Yeah, some holidays create longer delays if they fall right before weekends or if there are multiple holidays in one week.

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That must have been tough right before a holiday when expenses are usually higher.

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Pro tip: if you use direct deposit, check with your bank too. Sometimes they hold payments an extra day after holidays even if Washington ESD processed it.

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I never thought about the bank side of it. So there could be delays on both ends?

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It's possible but not common. Most banks process ESD deposits pretty quickly once they receive them.

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I switched to the debit card option specifically because of holiday delays. The ReliaCard usually gets loaded faster than direct deposit in my experience.

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Really? I thought direct deposit was supposed to be faster.

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For regular payments yes, but around holidays the debit card seems to get updated first. Might just be my bank though.

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This whole thread is why I started using Claimyr whenever I have payment questions. Being able to actually talk to a real Washington ESD person instead of guessing about holiday schedules is worth it. Found out about it from someone here actually.

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How much does that service cost?

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They focus more on the value of getting through quickly rather than the cost. Check out their site at claimyr.com for details.

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Just checked my payment history and confirmed what others said - every federal holiday has pushed my payment back exactly one business day. It's consistent at least.

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That's reassuring to know it's predictable. Thanks for checking your records!

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Wish Washington ESD would just send automated reminders about holiday delays though.

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Does this apply to job search requirement deadlines too? Like if I need to submit my work search activities and the deadline falls on a holiday?

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Job search requirements typically have weekly deadlines that don't change for holidays. But if you're having trouble submitting online due to system maintenance, that's different.

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Got it. So I should still meet my normal work search deadlines regardless of holidays affecting payments.

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I've been trying to plan my budget around this but honestly the Washington ESD website is so confusing about payment schedules. Anyone found a clear resource that lists all the holiday impacts?

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This is exactly why services like Claimyr are helpful - you can get clear answers directly from Washington ESD staff instead of trying to decode their website. The video demo at https://youtu.be/7DieNd3C7zQ shows how easy it is to use.

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I might have to try that. Spent way too much time trying to figure out their payment calendar.

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For what it's worth, I've never had a payment delayed more than two business days even with holidays and weekends. Usually just one day unless it's a weird holiday schedule like Thanksgiving week.

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That's good to know. I was worried it could be delayed for a whole week or something.

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Two days max in my experience too. The system is slow but not that slow.

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Thanks everyone for all the info! Sounds like I should expect my payment on Wednesday instead of Tuesday and plan my budget accordingly. This thread was super helpful.

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Glad we could help! Holiday payment delays are one of those things they don't really explain clearly when you first start getting unemployment.

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Yeah, there's a lot of stuff about the unemployment system that you only learn through experience or by asking other people going through it.

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One more thing - if you're ever unsure about a specific holiday, you can always check the federal calendar online. Any day that federal employees get off will delay Washington ESD payments.

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That's a good rule of thumb. Federal employee schedule = Washington ESD processing schedule.

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Makes sense since Washington ESD is a state agency but follows federal banking holidays for processing.

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Honestly if ur having trouble reaching Washington ESD about this or any other payment issues, that Claimyr thing mentioned earlier actually works. Used it last month when my payment was way late and needed to find out why. Got through in minutes instead of hours on hold.

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Good to hear another positive review. Might be worth trying when I have my next payment question.

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Same, the regular phone system is basically unusable during busy times.

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