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Chloe Martin

Does filing for unemployment hurt you with Washington ESD - worried about future impact

I'm considering filing for unemployment benefits through Washington ESD but I'm really concerned about whether this will hurt me somehow in the future. Will it show up on background checks? Could it affect my credit score or make it harder to get jobs later? I've been out of work for two weeks now and need the money but I don't want to create problems for myself down the road. Has anyone had issues after filing with Washington ESD?

Filing for unemployment is a legal right and won't hurt your credit score at all. It doesn't show up on background checks the way criminal records do. Washington ESD benefits are designed to help people between jobs - that's literally what they're for.

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That's really reassuring, thank you. I was worried employers would see it somehow and think less of me.

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Exactly right. I've filed twice in my career and never had any problems getting hired later.

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The only potential 'hurt' is if you don't follow the job search requirements correctly. Washington ESD requires you to actively look for work and document it. If you don't do that properly, you could face penalties or have to pay benefits back.

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What exactly are the job search requirements? I want to make sure I do everything right.

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You need to make at least 3 job search activities each week and keep records. Register with WorkSource too.

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Honestly I was worried about the same thing when I first filed. Thought it would be some kind of black mark on my record. But it's not - unemployment is insurance you and your employer paid into. You're just collecting what you're entitled to.

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That makes sense when you put it that way. I guess I was overthinking it.

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A lot of people have that misconception. It's literally called unemployment INSURANCE for a reason.

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Just be careful about reporting any work you do while collecting. Even small jobs need to be reported or you could get in trouble for overpayments. That's really the only way it can 'hurt' you.

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Good point. I'll make sure to report everything accurately on my weekly claims.

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The main thing that helped me when I was dealing with Washington ESD was actually getting through to talk to someone when I had questions. The phone lines are always busy but I found this service called Claimyr that helps you get connected to agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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That sounds helpful. I was dreading trying to call if I had issues.

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I've heard good things about that service too. Saves you from sitting on hold for hours.

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Filing for unemployment absolutely will NOT hurt you. It's a safety net program. The only people who might judge you are people whose opinions don't matter anyway. Most employers understand that layoffs happen.

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You're right. I need to stop worrying about what people might think.

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I was laid off last year and filed immediately. Got a new job 3 months later and the unemployment never came up in interviews or background checks. It's completely separate from your employment history.

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That's exactly what I needed to hear. Thank you for sharing your experience.

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Same here. Filed twice in 10 years and neither time affected my ability to get hired.

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The biggest mistake would be NOT filing if you're eligible. You're just leaving money on the table that you've already paid for through payroll taxes.

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True. I've been paying into this system for years through my paychecks.

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One thing to watch out for - if you quit your job vs getting laid off, that could affect your eligibility. But if you were laid off or fired for non-misconduct reasons, you should be fine to file.

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I was laid off due to budget cuts, so I should be eligible then.

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Yes, layoffs due to budget cuts definitely qualify. That's exactly what unemployment is for.

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The stigma around unemployment is mostly in people's heads. It's 2025 - everyone understands that the job market can be tough and layoffs happen to good employees.

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You're absolutely right. I need to change my mindset about this.

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Just make sure you file as soon as possible. There's usually a waiting period before benefits start, so the sooner you apply the sooner you'll start receiving payments.

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Good advice. I'll start the application today.

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Yes, don't wait. The process can take a few weeks so start now.

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I've been on unemployment twice and never had any negative consequences. If anything, it helped me focus on finding the right job instead of taking the first thing that came along out of desperation.

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That's a great point. Having that safety net could actually help me make better career decisions.

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The only 'hurt' would be if you commit fraud - like lying about job search activities or not reporting income. As long as you're honest, you'll be fine.

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Definitely planning to be completely honest about everything.

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Unemployment benefits are taxable income though, so just be aware you'll need to pay taxes on them or have taxes withheld. But that's not really 'hurting' you, just something to plan for.

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Good to know. I'll make sure to have taxes withheld so I don't get surprised at tax time.

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I actually had to use Claimyr when my claim got stuck in adjudication. Saved me weeks of trying to get through on the phone. Really worth it when you need to reach an actual Washington ESD agent.

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I'll definitely keep that in mind if I run into any issues with my claim.

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honestly the worst part about unemployment is just the stress and uncertainty, not any actual negative consequences. The system is there to help you.

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You're right. I'm creating unnecessary stress for myself by worrying about this.

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Bottom line - filing for unemployment is using a benefit you've earned. There's no shame in it and it won't hurt your future prospects. Just follow the rules and you'll be fine.

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Thank you everyone for all the reassurance and advice. I feel much better about filing now.

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Filed for benefits 3 times over my 20 year career due to various layoffs. Never affected my ability to get hired and no employer has ever asked about it.

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That's really helpful to know from someone with long-term experience.

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The only people who might judge you for filing unemployment are people who have never been in that situation themselves. And their opinions don't matter anyway.

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Very true. I need to stop worrying about other people's judgments.

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Just wanted to add that when I had trouble reaching Washington ESD about my weekly claims, Claimyr really helped me get connected quickly. Much better than spending hours on hold.

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Thanks for the recommendation. Sounds like a lot of people have had good experiences with that service.

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