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The online system at esd.wa.gov is where you'll do everything - file weekly claims, check your benefit amount, upload documents if needed. Get familiar with it because you'll be using it every week.
One last thing - if you do any part-time or temporary work while collecting unemployment, you have to report it on your weekly claim. They'll reduce your benefit amount based on how much you earned, but you might still get some partial benefits.
One more tip - when you file your weekly claim, make sure you report any work you did that week, even if it was just a few hours. They have ways of finding out and you don't want to get hit with an overpayment situation.
This thread has been super helpful! I'm in a similar situation and was completely lost about how unemployment benefits work. Thanks everyone for sharing your experiences and knowledge.
One last thing - if you do end up owing taxes on unemployment and can't pay it all at once, the IRS has payment plans available. Don't just ignore it if you can't afford the full amount.
Thanks to whoever mentioned Claimyr earlier - just used it to call Washington ESD and got my tax withholding set up. Took maybe 15 minutes total instead of the hours I've wasted trying to call before.
If anyone else is struggling to understand their benefit measurement, I'd suggest getting a copy of your wage and benefit statement from Washington ESD. It breaks down exactly which quarters they used and how they calculated your weekly amount. Really helped me understand my situation.
Just wanted to circle back to the original question - the measurement isn't just about one formula. Washington ESD looks at your work history, wages, reason for unemployment, ongoing eligibility, and other factors. It's more complex than just dividing your salary by a number, which is why it can seem confusing at first.
Thanks everyone for all the explanations! I feel like I have a much better understanding now. Going to check my wage statement and maybe call if I still have questions.
Good luck! And remember if you do need to call, that Claimyr service I mentioned earlier really does help get through the phone queues faster.
Javier Cruz
Just my 2 cents but maybe this is a sign you should wait. Buying a house while unemployed seems risky even if you could get approved somehow.
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Mei Wong
•I see your point but we've been saving for years and rent keeps going up. Feels like we're throwing money away.
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Emma Thompson
•I understand that feeling but a mortgage payment plus maintenance costs might be more than you think. Just be careful.
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Malik Jackson
Update us when you figure this out! I'm in a similar situation and curious what route ends up working for you.
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Mei Wong
•Will do! Planning to talk to a few more lenders this week and see what options we have.
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Malik Jackson
•Thanks! Good luck with everything.
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