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Lauren Zeb

Does child support come out of unemployment benefits in Washington ESD?

I just started receiving unemployment benefits through Washington ESD and I'm wondering if they automatically deduct child support from my weekly payments? I pay $350 a month in child support and want to make sure I budget correctly. Does anyone know if Washington ESD withholds child support directly from UI benefits or do I need to handle this separately?

Yes, Washington ESD will deduct child support from your unemployment benefits if there's an active garnishment order. The Division of Child Support (DCS) can request withholding from your UI payments just like they would from regular wages.

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Lauren Zeb

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Thanks for the info! Do you know if they take the full amount or just a percentage?

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They can take up to 50% of your weekly benefit amount for child support, but it depends on your specific court order and circumstances.

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I've been dealing with this exact situation for months. Washington ESD automatically deducted my child support from day one of receiving benefits. You should get a notice from DCS if they're going to start withholding.

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Lauren Zeb

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Did you have any trouble reaching someone at Washington ESD to ask about this? I've been trying to call for days.

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Anthony Young

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Getting through to Washington ESD by phone is nearly impossible these days. I tried calling 50+ times last week and either got busy signals or hung up on after waiting hours. Found this service called Claimyr (claimyr.com) that actually got me through to an agent in minutes. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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Lauren Zeb

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That sounds too good to be true but I'm desperate at this point. How much does something like that cost?

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Anthony Young

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They focus on getting you connected rather than the cost. Honestly worth it when you need answers about garnishments and benefit calculations.

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wait so they can just take money out without telling you first??

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They're required to send notice before starting garnishment, but if you already have a child support order on file with DCS, it's pretty automatic when you start collecting UI benefits.

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Admin_Masters

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This happened to me too but I think there might be a mistake with my case. They're taking $200 a week but my support order is only supposed to be $150 a week. I've been trying to get through to someone at Washington ESD for three weeks now to sort this out but no luck.

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You need to contact both Washington ESD and Division of Child Support. Sometimes there are calculation errors or they're using outdated information.

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I had a similar issue and used that Claimyr service mentioned earlier. Got connected to an actual Washington ESD representative who was able to review my account and fix the garnishment amount. Made all the difference.

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Admin_Masters

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Really? I might have to check that out then. This is costing me hundreds of dollars.

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Ella Thompson

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THE SYSTEM IS SO BROKEN! They take your money without proper explanation and then make it impossible to reach anyone to fix problems. I've been overpaying child support through my UI benefits for 2 months now!

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JacksonHarris

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I feel your frustration but getting angry won't help. Document everything and keep trying to reach the right people.

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Ella Thompson

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Easy to say when you're not losing hundreds of dollars every month to their mistakes.

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Just to clarify for everyone - Washington ESD coordinates with Division of Child Support (DCS) for garnishments. The withholding follows federal guidelines which allow up to 50% for child support if you have no other dependents, or up to 60% in some cases.

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Lauren Zeb

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That's really helpful information. Is there a way to request they take less if 50% would cause financial hardship?

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You'd need to petition the court that issued your child support order for a modification. Washington ESD just follows what DCS tells them to withhold.

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Royal_GM_Mark

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I'm dealing with this right now too. My ex filed for enforcement and now DCS is garnishing my unemployment. The timing couldn't be worse since I'm already struggling on reduced income.

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That's rough timing. Are you keeping up with your job search requirements while dealing with this?

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Royal_GM_Mark

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Barely. Between trying to sort out the garnishment issues and doing job searches, I'm overwhelmed.

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Chris King

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Pro tip: if you voluntarily make your child support payments directly, you might be able to avoid having Washington ESD withhold it automatically. But you'd need to work with DCS to set that up properly.

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Lauren Zeb

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Interesting idea. Would that give me more control over the timing of payments?

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Chris King

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Potentially, but you'd have to be really reliable with payments or they'll just go back to garnishment.

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Rachel Clark

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been there done that with the child support garnishment from unemployment. took forever to get washington esd on the phone to explain how they calculate it. wish i knew about better ways to reach them back then

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What did you end up finding out about their calculation method?

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Rachel Clark

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they base it on your weekly benefit amount, not your old salary. so if youre getting less unemployment than you made working, the support percentage stays the same but comes from a smaller pot

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Mia Alvarez

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I've been paying child support for years but never had it come out of unemployment before. This is my first time on UI and I'm confused about how this affects my weekly claim filing. Do I need to report the garnishment somewhere?

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No, you don't report the garnishment on your weekly claims. Washington ESD handles that automatically on the backend with DCS.

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Mia Alvarez

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Good to know. I was worried I might be missing something on my weekly filing.

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Carter Holmes

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Does anyone know if they notify your ex when they start garnishing child support from unemployment benefits?

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Sophia Long

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DCS handles all the notifications, not Washington ESD directly. Your ex would get updates on payment status through their DCS case.

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I had to learn this the hard way but Washington ESD can also garnish for back support (arrearages) not just current support. They took an extra $100 per week for months to catch up on what I owed.

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Lauren Zeb

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Wow, I didn't realize they could do that. Did they give you advance notice?

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There was a notice from DCS but it got lost in all the other unemployment paperwork. Pay attention to everything they send you!

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Just wanted to add that if your child support order changes while you're on unemployment, it can take a few weeks for Washington ESD to update their records. I had to call multiple times to get the new amount processed correctly.

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How did you finally get through to someone who could help with that?

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Honestly, I ended up using one of those callback services after weeks of trying. Sometimes you just need to get creative when the normal phone system isn't working.

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Lucas Bey

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This whole thread is making me realize I need to double-check my own situation. I thought my support was being handled correctly but now I'm not so sure.

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Always good to verify. Check your DCS account online and compare it to what's actually being deducted from your UI benefits.

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