Can child support be taken from unemployment benefits in Washington ESD?
I just got approved for unemployment benefits after being laid off from my warehouse job last month. I owe back child support and I'm wondering if Washington ESD will automatically deduct money from my weekly UI payments? I'm getting $487 per week and really need to know what to expect before I make a budget. Has anyone dealt with this situation before?
48 comments


Omar Farouk
Yes, child support can definitely be garnished from unemployment benefits in Washington. The Division of Child Support (DCS) can intercept your UI payments just like they would with regular wages. It's automatic once they set it up in the system.
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PixelPrincess
•Do you know how much they typically take? Is it a percentage or a fixed amount?
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Omar Farouk
•It depends on your case but usually up to 50% of your weekly benefit amount can be garnished for child support obligations.
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Chloe Martin
this happened to me too, they started taking money right away once my benefits kicked in. you should contact DCS directly to see what your garnishment amount will be
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PixelPrincess
•Did they give you any notice before they started taking the money or did it just happen automatically?
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Chloe Martin
•i think i got a notice but honestly i dont remember, it was during a really stressful time. the amount just showed up as a deduction on my UI payment summary
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Diego Fernández
Washington State follows federal guidelines for child support garnishment from unemployment benefits. Under federal law, up to 50% of disposable income can be garnished for child support if you're not supporting another spouse or child, or up to 60% if you are more than 12 weeks behind. Since you're getting unemployment, this would apply to your weekly benefit amount.
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Anastasia Kuznetsov
•Wait, I'm confused about the 'disposable income' part. Is that the full unemployment amount or after taxes?
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Diego Fernández
•For unemployment benefits, disposable income is generally your weekly benefit amount minus any mandatory deductions like federal and state taxes. So if you're getting $487 but paying $73 in taxes, they could garnish from the remaining $414.
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PixelPrincess
•That actually helps a lot. So I should expect to lose around $200 per week potentially?
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Sean Fitzgerald
If you need to talk to someone at Washington ESD about this or get clarification on how the garnishment will work with your specific case, I'd recommend checking out Claimyr at claimyr.com. They help people get through to actual ESD agents instead of waiting on hold forever. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. I used it when I had questions about my benefits and it saved me hours of frustration.
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PixelPrincess
•Thanks, I'll check that out. I've been trying to call ESD all week but keep getting disconnected.
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Zara Khan
•I've heard of that service but never tried it. Does it actually work or is it just another scam?
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Sean Fitzgerald
•It's legit - they don't ask for your personal info or anything sketchy. It just helps you get connected to a real person at ESD when the phone lines are crazy busy.
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MoonlightSonata
THE SYSTEM IS RIGGED AGAINST US! They'll take money from your unemployment but won't help you find a decent job that pays enough to actually support your kids. It's all backwards!
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Omar Farouk
•I understand the frustration, but child support obligations don't disappear just because someone becomes unemployed. The system is designed to ensure kids get financial support.
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MoonlightSonata
•I get that kids need support but taking half of someone's unemployment seems extreme when you're already struggling to survive
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Mateo Gonzalez
You might want to contact your child support caseworker to discuss a payment plan or modification if your income has changed significantly. Sometimes they can work with you, especially if you're actively looking for work.
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PixelPrincess
•That's a good idea. I should probably do that before the garnishment starts automatically.
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Nia Williams
•Definitely do this ASAP. Once the garnishment starts it's harder to get them to modify it.
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Luca Ricci
i went through this exact situation last year. they took about $180 from my $380 weekly benefit. it was tough but at least i knew what to expect each week
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PixelPrincess
•How long did it take for them to start the garnishment after you started getting benefits?
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Luca Ricci
•i think it was like 3 weeks, maybe a month? they had to process some paperwork first
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Omar Farouk
One thing to remember is that you'll still need to file your weekly claims on time and meet all the job search requirements even with the garnishment happening. The child support deduction doesn't affect your eligibility for benefits.
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PixelPrincess
•Good point. I'm still figuring out the job search log requirements. Do I need to apply to 3 jobs every week?
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Omar Farouk
•Yes, you need at least 3 job search activities per week and keep detailed records in WorkSourceWA. Make sure you're meeting all the requirements to avoid any issues with your claim.
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Aisha Mohammed
Just wanted to mention that if you have other debts too, child support gets priority over most other garnishments. So if you owe student loans or credit cards, the child support will be taken first.
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PixelPrincess
•That's actually somewhat reassuring. At least I know child support is the main thing I need to worry about.
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Ethan Campbell
Make sure you understand exactly how much you owe in back support. Sometimes the calculation includes interest and penalties that make the total higher than you expect. You should be able to get a statement from DCS.
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PixelPrincess
•I haven't looked at the exact amount in a while. You're right, I should get an updated statement to see where I stand.
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Yuki Watanabe
•Yeah definitely do that. The interest can really add up over time and you want to know the full picture.
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Carmen Sanchez
If you're having trouble reaching ESD about this or any other unemployment questions, that Claimyr service someone mentioned earlier really does work. I was skeptical at first but it got me through to an actual person in about 20 minutes when I normally would have spent all day trying to call.
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PixelPrincess
•I'm definitely going to try it. The regular phone number is basically useless.
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Andre Dupont
•Same experience here. Worth it just to avoid the endless busy signals and hang-ups.
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Zoe Papadakis
One more thing - make sure your address is updated with both ESD and DCS so you get all the important notices about your benefits and child support. Missing paperwork can cause bigger problems down the road.
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PixelPrincess
•Good reminder. I moved recently and need to update my address with ESD anyway.
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ThunderBolt7
this whole situation sucks but at least unemployment is temporary. hopefully you can find a good job soon and get back on your feet financially
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PixelPrincess
•Thanks, I appreciate that. I'm applying everywhere and hoping something comes through soon.
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Jamal Edwards
•Hang in there! The job market is tough right now but don't give up.
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Mei Chen
Just to clarify something from earlier - the garnishment percentage is based on your net benefit amount (after taxes), not the gross amount. So if taxes are taken out first, then child support is calculated from what's left.
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PixelPrincess
•That makes sense. So it's kind of like a regular paycheck in terms of the order of deductions.
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Liam O'Sullivan
•Exactly. Taxes first, then child support from the remaining amount.
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Amara Okonkwo
I would also suggest keeping detailed records of all your unemployment payments and child support deductions. It helps if you ever need to dispute anything or apply for a modification later.
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PixelPrincess
•That's smart. I'll start a spreadsheet to track everything.
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Giovanni Marino
One last tip - if you do get a job offer while collecting unemployment, make sure to factor in the child support garnishment when deciding if the job pays enough to make it worth taking. Sometimes a low-paying job isn't much better than unemployment after child support is taken out.
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PixelPrincess
•That's a really good point I hadn't thought about. I need to do the math on any job offers I get.
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Omar Farouk
•Just remember that even if the take-home pay is similar short-term, having a job gives you stability and potential for advancement that unemployment doesn't.
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PixelPrincess
•True. Plus I can't stay on unemployment forever anyway. Thanks everyone for all the helpful advice!
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