< Back to Washington Unemployment

Rachel Clark

Does Walmart cash Washington ESD unemployment checks - need help fast

My Washington ESD payment came as a paper check this week instead of direct deposit (something went wrong with my bank info) and I need to cash it today to pay rent. Does anyone know if Walmart will cash unemployment checks from Washington ESD? I don't have a bank account right now and really need to get this money fast. The check is for $1,847 if that matters for their limits.

Yes Walmart will cash Washington ESD checks but they charge like $4-8 depending on the amount. You'll need your ID and the check can't be more than $5000. Should be fine for your amount.

0 coins

Thank you! Do you know if all Walmart locations do this or just certain ones?

0 coins

Most locations with a Money Center should be able to do it. Call ahead to make sure they're not having system issues.

0 coins

be careful with those fees though, they add up fast if you're cashing every week. maybe look into getting a bank account or credit union?

0 coins

I know but my bank closed my account over some stupid fees and I haven't had time to open a new one with all this job searching

0 coins

Check out local credit unions - many have second chance banking programs and lower fees than big banks.

0 coins

Wait why did you get a paper check? My Washington ESD payments have always been direct deposit. Did something happen with your account?

0 coins

My bank account got closed and I forgot to update my payment info on the Washington ESD website before my weekly claim processed

0 coins

You should be able to update your direct deposit info in your SecureAccess Washington account for future payments

0 coins

Yeah I already did that but this week's payment had already processed as a check

0 coins

I've been having issues getting through to Washington ESD to ask about my payment method changes too. Their phone lines are always busy and I've been on hold for hours. Actually found this service called Claimyr at claimyr.com that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

0 coins

How much does that cost? I'm already struggling financially

0 coins

It's worth checking out their site for details, but for me it was worth it to actually talk to someone instead of wasting entire days trying to get through

0 coins

I might need this if I have more issues with my payment method. Thanks for sharing

0 coins

For future reference, you can also cash government checks at most grocery stores like Safeway or QFC, though they also charge fees. Some charge less than Walmart.

0 coins

QFC charged me $7 last time for a $400 check, seemed high

0 coins

Yeah the fees vary a lot. Always ask before you hand over the check.

0 coins

also make sure you have your social security card or other secondary ID with you, some places are picky about just having a driver's license

0 coins

Good point, I'll bring my passport just in case

0 coins

passport should definitely work, that's better than most secondary IDs

0 coins

Why can't you just mobile deposit it with your phone? Most banking apps let you do that now even without having the physical bank

0 coins

I don't have a bank account right now, that's the whole problem

0 coins

oh sorry missed that part, my bad

0 coins

You need an active account to use mobile deposit anyway

0 coins

I had the same issue last month when Washington ESD sent me a paper check instead of direct deposit. Went to Walmart and they cashed it no problem. Just be prepared to wait in line at customer service.

0 coins

How long was the wait? I really need to get this done today

0 coins

Wasn't too bad, maybe 15-20 minutes on a weekday afternoon

0 coins

Weekends are way worse, go during weekday if possible

0 coins

Make sure to keep your receipt and take a photo of the cashed check for your records. Sometimes there are issues with payment tracking on the Washington ESD side.

0 coins

Good advice, I'll definitely do that

0 coins

Yeah Washington ESD's system isn't always great at tracking when checks get cashed vs direct deposits

0 coins

Check cashing places like Money Tree or Cash America will also do it but their fees are usually higher than Walmart

0 coins

Money Tree wanted like $15 for my $300 check last year, ridiculous

0 coins

Yeah those places are expensive but sometimes they're more convenient location-wise

0 coins

Just curious - how long did it take for Washington ESD to mail you the check after your payment date? Mine usually hits direct deposit the same day but wondering about paper checks

0 coins

It took about 5 business days from when I filed my weekly claim to getting the check in the mail

0 coins

That's not too bad actually, good to know for future reference

0 coins

Paper checks always take longer but at least they're reliable once you get them

0 coins

Pro tip: if you're going to be cashing unemployment checks regularly, consider getting a prepaid debit card that allows direct deposits. Some have lower fees than constantly cashing checks.

0 coins

That's actually a really good idea. Do you know which prepaid cards work with Washington ESD direct deposit?

0 coins

Most major ones like Green Dot or Netspend should work. Just make sure they accept ACH deposits.

0 coins

Chime is another option that's pretty popular and has no monthly fees

0 coins

walmart usually opens their money center at 8am if you want to get there early and avoid lines

0 coins

Perfect timing for me, I can go first thing tomorrow morning

0 coins

Some close the money center early on weekends though so call first

0 coins

Washington ESD really needs to modernize their payment system. Having to deal with paper checks in 2025 is ridiculous when every other state has better options.

0 coins

At least they offer direct deposit, some states still default to paper checks

0 coins

True but their website is still pretty clunky compared to other states

0 coins

The SecureAccess Washington portal works fine for me, maybe you need to update your browser?

0 coins

I tried using Claimyr when I had payment issues and it actually worked great. Got through to a Washington ESD agent in like 20 minutes instead of waiting on hold all day. Really helped me sort out my direct deposit problem.

0 coins

How does that service work exactly?

0 coins

They basically call for you and connect you when they get through to an agent. Check out their demo video at https://youtu.be/7DieNd3C7zQ to see how it works.

0 coins

Might be worth it if I keep having payment method issues, thanks

0 coins

Update us when you get it cashed! Hope Walmart doesn't give you any trouble.

0 coins

Will do! Thanks everyone for all the helpful advice

0 coins

Good luck! The fees suck but at least you'll have your money

0 coins

For what it's worth, I've cashed several Washington ESD checks at Walmart over the years and never had any issues. They're pretty familiar with unemployment checks.

0 coins

That's reassuring, thanks!

0 coins

Yeah government checks are pretty standard for them to handle

0 coins

Just make sure the check isn't damaged or wrinkled, they can be picky about that

0 coins

One more thing - if for some reason Walmart can't cash it, try a different location before giving up. Sometimes individual stores have different policies or system issues.

0 coins

Good to know, there are like 3 Walmarts near me so I have options

0 coins

The newer stores usually have better check cashing systems too

0 coins

Hope you get this sorted out quickly! Dealing with Washington ESD payment issues is stressful enough without having to worry about cashing checks too.

0 coins

Tell me about it! At least this community is super helpful

0 coins

We've all been there with unemployment complications, gotta help each other out

0 coins

Exactly, the system is confusing enough without going through it alone

0 coins

Last resort if Walmart doesn't work - some 7-Eleven stores have check cashing services too, though I'm not sure about their fees or limits for unemployment checks.

0 coins

I think 7-Eleven uses a third party service that's pretty expensive

0 coins

Yeah probably more expensive but sometimes they're more convenient location wise

0 coins

I'll keep that in mind as backup, thanks

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,095 users helped today