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Vanessa Chang

Do you have to pay back unemployment benefits in Washington ESD?

I'm really confused about whether I might have to pay back my unemployment benefits. I've been getting UI payments for about 6 weeks now and everything seemed fine, but my neighbor said something about having to pay it all back if you get audited or something goes wrong. Is this true? I've been following all the rules - doing my job searches, filing my weekly claims on time, reporting any work. But now I'm paranoid that Washington ESD might come after me for the money later. Has anyone had experience with this? When do they make you pay unemployment back?

Madison King

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You only have to pay back unemployment if there was an overpayment or fraud. As long as you're following the rules and reporting everything correctly, you should be fine. The main reasons people have to pay back are: working while claiming without reporting it, not doing job searches, or providing false information on their initial claim.

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Vanessa Chang

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That's a relief! I've been super careful about reporting everything. Thanks for explaining.

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Julian Paolo

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What counts as an overpayment exactly? I'm worried I might have made a mistake somewhere.

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Ella Knight

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I had to pay back $2,100 last year because I didn't report some part-time work I did. Washington ESD sent me an overpayment notice and I had to set up a payment plan. It was a nightmare trying to get through to them to discuss it.

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Vanessa Chang

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Oh no! How long did it take them to catch the unreported work?

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Ella Knight

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About 8 months after I filed the claims. They do cross-reference with employer records eventually.

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This is exactly why I used Claimyr to get through to Washington ESD when I had questions about reporting. Being able to actually talk to someone prevented me from making costly mistakes. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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The Washington ESD website has a whole section about overpayments. Generally you have to pay back if: 1) You received benefits you weren't entitled to, 2) You didn't meet work search requirements, 3) You were able to work but claimed you weren't, 4) You quit or were fired for misconduct but didn't report it correctly, or 5) You had earnings that should have reduced your benefits.

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Jade Santiago

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What happens if you can't afford to pay it back all at once?

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They offer payment plans, but they can also withhold future benefits or even garnish wages in extreme cases.

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Caleb Stone

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I'm in the same boat as you OP - been getting benefits for 2 months and constantly worried about doing something wrong. The system is so confusing and it's hard to get answers when you call Washington ESD.

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Daniel Price

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Have you tried calling early in the morning? I've had better luck around 8 AM.

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Caleb Stone

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I've tried everything - early morning, late evening, different days. Always busy or I get disconnected after waiting forever.

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That's exactly why services like Claimyr exist. They handle the calling hassle so you can actually get through to discuss your specific situation.

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Olivia Evans

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They also audit randomly sometimes. My cousin got audited even though she did everything right, and it was stressful but she didn't owe anything back.

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Vanessa Chang

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How long did the audit take? That sounds terrifying.

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Olivia Evans

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About 3 months from start to finish. They wanted all her job search records and bank statements.

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The key is keeping good records. I save screenshots of every weekly claim I file and keep a detailed job search log with dates, company names, and positions applied for. If they ever question anything, I have proof.

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Aiden Chen

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Smart! I wish I'd been doing that from the beginning. Is it too late to start now?

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Not too late at all! Start documenting everything going forward. Better late than never.

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Zoey Bianchi

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Watch out for identity theft too. My friend had someone file a fraudulent claim in her name and Washington ESD came after her for the money even though she never received any benefits. It took months to sort out.

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Vanessa Chang

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Wow, that's scary. How did she prove it wasn't her?

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Zoey Bianchi

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She had to file a police report and provide tons of documentation. It was a huge hassle.

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If you do get an overpayment notice, don't panic. You have appeal rights. I successfully appealed mine because Washington ESD made an error in calculating my benefits. The hearing officer agreed with me.

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How long do you have to appeal?

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30 days from the date on the notice. Don't wait - file the appeal immediately if you disagree.

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Grace Johnson

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The system is designed to catch errors eventually. They cross-reference with IRS records, employer wage reports, and other state agencies. It might take months or even years, but if you owe money back, they'll find it.

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Jayden Reed

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That's both reassuring and terrifying at the same time.

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Grace Johnson

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As long as you're honest and follow the rules, you have nothing to worry about.

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Nora Brooks

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I had to pay back benefits when I went back to work full-time but forgot to close my claim. I kept getting payments for 3 weeks after I started working. Washington ESD wanted it all back plus penalties.

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Vanessa Chang

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Did you have to pay penalties on top of the overpayment?

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Nora Brooks

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Yes, they added a 15% penalty because they said I should have known better. It was expensive.

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Eli Wang

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The worst part is trying to get through to Washington ESD when you have questions. I spent weeks trying to clarify something about my claim and finally gave up. Luckily it worked out okay, but the stress was awful.

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I had the same problem until I found Claimyr. They got me through to an actual person at Washington ESD within minutes. Worth every penny to avoid the phone hell.

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Eli Wang

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I've heard mixed things about those services. Did they actually help resolve your issue?

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Absolutely. I was able to get my question answered and avoided a potential overpayment situation. The peace of mind was worth it.

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Bottom line: if you're following the rules, reporting everything honestly, and keeping good records, you shouldn't have to pay anything back. The people who get in trouble are usually the ones who try to game the system or make honest mistakes they don't correct.

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Vanessa Chang

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Thanks everyone! This thread has been really helpful. I feel much better about my situation now.

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Same here. I was worrying about nothing apparently.

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Ethan Scott

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Just want to add - if you're ever unsure about something, it's better to ask than to guess wrong. The consequences of an overpayment can be serious, including having to pay back money you might have already spent.

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Lola Perez

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Agreed. I always err on the side of caution when filing my weekly claims.

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The problem is actually getting through to ask questions. Washington ESD's phone system is impossible.

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That's exactly why I recommend Claimyr to people. Sometimes you need to talk to a real person to avoid costly mistakes, and they make that possible.

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