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Val Rossi

When do you have to pay unemployment benefits back to Washington ESD?

I'm confused about when Washington ESD makes you pay unemployment back. My friend got a letter saying she had to repay $2,800 but I thought unemployment was free money when you lose your job? I just started getting benefits last month and now I'm worried they're going to come after me too. What situations make you have to pay it back?

There are several situations where Washington ESD requires repayment. Most common is overpayments - if you received benefits you weren't entitled to, like if you worked but didn't report it properly on your weekly claims. Also if you quit your job instead of being laid off and they find out later.

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So if I reported everything correctly I should be fine? I've been super careful about reporting any work hours.

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Yeah if you're reporting accurately you should be good. The problems happen when people don't report income or work under the table.

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unemployment isnt free money its insurance you paid into while working. but yeah they can make you pay it back if you got it fraudulently or there was an error

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Oh right, I forgot about that part. Thanks for clarifying!

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I had to deal with this exact situation last year. Got an overpayment notice for $3,200 because of a dispute about whether I was fired or quit. Had the hardest time getting through to Washington ESD to explain my side. Finally used Claimyr to get connected to an actual agent who helped me file an appeal. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Did you end up having to pay it back or did the appeal work?

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Appeal worked! Took 3 months but they reversed the overpayment. The key was getting documentation from my former employer proving I was laid off.

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How much does Claimyr cost? I'm dealing with something similar.

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It's worth it when you're facing thousands in repayment. Way cheaper than losing an appeal because you couldn't get help.

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THE WASHINGTON ESD SYSTEM IS DESIGNED TO SCREW PEOPLE OVER!!! They pay you benefits then months later claim there was an error and demand everything back with interest. It's a racket designed to trap poor people in debt cycles!!!

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I understand the frustration but most overpayments are legitimate. The system isn't perfect but it's not designed to trap people.

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TELL THAT TO MY $4,000 OVERPAYMENT NOTICE THAT CAME 8 MONTHS AFTER I STOPPED GETTING BENEFITS!!!

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Common reasons for repayment: 1) Working while claiming benefits without proper reporting 2) Quitting vs being fired disputes 3) Identity theft/fraud on your account 4) Washington ESD computer errors 5) Not meeting job search requirements. Always keep documentation!

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This is really helpful! I've been keeping all my job search records just in case.

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What kind of documentation should we keep for job searches?

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Keep records of applications submitted, employer contacts, interview dates, and any networking activities. Washington ESD can audit your job search at any time.

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wait so they can just randomly decide you owe money back even if you did everything right?? this is making me nervous about applying for unemployment

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Not randomly - there's always a reason. Usually it's either unreported work income or a dispute about your separation from employment.

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ok that makes me feel a little better i guess

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My sister had to pay back unemployment because she didn't do her job searches properly. Washington ESD audited her and found she wasn't actually applying to jobs, just browsing job websites. They made her pay back 6 weeks of benefits.

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Wow I didn't know they could audit job searches! How did they find out?

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They contacted some of the employers she claimed to have applied to and found out she never actually submitted applications.

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That's why you have to actually apply, not just look at job postings online.

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Another thing - if you move to another state while collecting Washington unemployment, you need to report that. My cousin got hit with an overpayment because he moved to Oregon but kept collecting Washington benefits without telling them.

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I didn't know location mattered for unemployment benefits. Good to know!

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Yeah each state has different rules. You usually need to transfer your claim or stop collecting from the first state.

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Been getting unemployment for 4 months now and this thread is making me paranoid. I report everything exactly as required and keep detailed records but still worried they'll find some technicality to demand money back.

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If you're following the rules and reporting accurately, you should be fine. Most overpayments happen to people who aren't following procedures.

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Same boat here. The system is so confusing that I worry I'm doing something wrong without knowing it.

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Pro tip: if you get an overpayment notice, don't panic. You have 30 days to file an appeal. I successfully appealed mine by showing that Washington ESD's initial determination about my job separation was wrong. Got help from an agent through Claimyr when I couldn't get through on the phone.

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How long did your appeal take to process?

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About 10 weeks total. Had a phone hearing with an administrative law judge who ruled in my favor.

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Did you need a lawyer for the hearing?

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No lawyer needed. Just had to present my case clearly with documentation. The judge was fair and professional.

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they also make you pay back if you get retroactive pay from workers comp or disability that covers the same time period as your unemployment. happened to my dad

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That seems unfair - how were you supposed to know you'd get retroactive pay later?

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thats what we thought but apparently you cant get both at the same time even if the timing was out of your control

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Interest and penalties can really add up too. My neighbor ignored his overpayment notice thinking it would go away and ended up owing almost double the original amount. Always respond to Washington ESD notices even if you disagree!

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Good point! I'll definitely respond to any notices immediately.

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How much interest do they charge on overpayments?

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I think it's around 1% per month but don't quote me on that. Check the Washington ESD website for current rates.

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The whole system needs reform. People lose their jobs through no fault of their own, get benefits they're legally entitled to, then months later get hit with demands for repayment over technical violations or disputed job separations. It's adding insult to injury when people are already struggling financially.

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I agree the system could be clearer, but there have to be safeguards against fraud and abuse.

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True, but the burden shouldn't fall so heavily on people who made honest mistakes or faced unclear guidance.

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Thanks everyone for all this info. I feel better knowing what to watch out for. Sounds like as long as I keep reporting everything accurately and maintain good records, I should be okay. Will definitely respond quickly if I ever get any notices from Washington ESD!

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Exactly right! Being proactive and honest is the best protection against overpayment issues.

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And remember Claimyr is there if you ever need help reaching Washington ESD quickly about any issues. Much better than spending hours on hold.

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I'll keep that in mind, thanks for the tip!

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One more thing - if you do have to repay benefits, Washington ESD usually offers payment plans. Don't try to hide from it, work with them to set up something manageable.

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That's good to know! At least they're reasonable about payment arrangements.

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Yeah they'd rather get paid back slowly than not at all. Most people can work out reasonable monthly payments.

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